BlastPoint's Credit Union Scorecard
CITY
Charter #67924 · MO
CITY has 2 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.54% above tier average
- + Net Interest Margin 0.81% above tier average
Key Concerns
Areas that may need attention
- - Delinquency rate 0.18% above tier average
- - Indirect Auto Concentration (%): Bottom 6.6% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (MO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,165
-1.7% YoY-0.2% QoQ
|
+1.5K |
2,625
-2.2% YoY
|
15,920
+4.0% YoY
|
33,089
+6.1% YoY
|
80% |
| Assets |
$61.4M
+8.7% YoY+0.2% QoQ
|
+$31.6M |
$29.9M
+1.1% YoY
|
$210.9M
+9.4% YoY
|
$547.7M
+7.8% YoY
|
84% |
| Loans |
$36.9M
-1.3% YoY+1.0% QoQ
|
+$21.1M |
$15.8M
-2.4% YoY
|
$147.8M
+9.0% YoY
|
$388.7M
+8.6% YoY
|
Top 12.8% in tier |
| Deposits |
$52.7M
+8.1% YoY+0.3% QoQ
|
+$27.3M |
$25.5M
+0.4% YoY
|
$183.9M
+12.2% YoY
|
$464.6M
+9.3% YoY
|
84% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.2%
-11.6% YoY-11.1% QoQ
|
+0.5% |
0.7%
-731.4% YoY
|
0.6%
+117.2% YoY
|
0.7%
+273.4% YoY
|
71% |
| NIM |
4.7%
-3.7% YoY-1.0% QoQ
|
+0.8% |
3.9%
+3.8% YoY
|
3.8%
+3.2% YoY
|
3.7%
+5.0% YoY
|
80% |
| Efficiency Ratio |
65.8%
+4.5% YoY+0.9% QoQ
|
-15.6% |
81.4%
-2.4% YoY
|
78.5%
-6.5% YoY
|
79.1%
-3.3% YoY
|
23% |
| Delinquency Rate |
1.7%
+24.5% YoY+43.9% QoQ
|
+0.2 |
1.5%
-2.0% YoY
|
1.2%
+9.9% YoY
|
1.2%
-0.9% YoY
|
75% |
| Loan To Share |
70.0%
-8.7% YoY+0.6% QoQ
|
+8.7% |
61.2%
-3.0% YoY
|
72.3%
-3.7% YoY
|
68.0%
-1.7% YoY
|
62% |
| AMR |
$21,520
+5.8% YoY+0.8% QoQ
|
+$7K |
$14,627
-2.7% YoY
|
$16,810
+3.4% YoY
|
$19,418
+1.3% YoY
|
84% |
| CD Concentration |
16.7%
+51.5% YoY+8.1% QoQ
|
-7.7% |
24.4%
+4.2% YoY
|
18.1%
+9.5% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % |
17.6%
+5.9% YoY-0.6% QoQ
|
+3.7% |
14.0%
-5.7% YoY
|
10.3%
-9.1% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)