BlastPoint's Credit Union Scorecard
DIXIE LINE
Charter #67937 · TN
DIXIE LINE has 2 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Deposit Growth Rate: Top 1.7% in tier
- + Asset Growth Rate: Top 3.0% in tier
Key Concerns
Areas that may need attention
- - ROA 1.18% below tier average
- - Share Certificate Concentration (%): Bottom 0.6% in tier
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (TN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
825
-1.2% YoY+0.2% QoQ
|
-1.8K |
2,585
-1.7% YoY
|
22,058
+4.8% YoY
|
34,678
+6.6% YoY
|
24% |
| Assets |
$14.5M
+14.3% YoY+4.6% QoQ
|
$-15.7M |
$30.3M
+1.5% YoY
|
$390.3M
+9.5% YoY
|
$593.1M
+10.2% YoY
|
40% |
| Loans |
$7.3M
-7.7% YoY-2.2% QoQ
|
$-8.1M |
$15.5M
-1.7% YoY
|
$289.3M
+8.5% YoY
|
$418.6M
+10.1% YoY
|
44% |
| Deposits |
$12.3M
+19.4% YoY+5.6% QoQ
|
$-13.5M |
$25.8M
+1.1% YoY
|
$326.4M
+8.9% YoY
|
$504.8M
+10.3% YoY
|
40% |
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| ROA |
0.3%
-166.3% YoY-21.2% QoQ
|
-1.2% |
1.5%
+241.5% YoY
|
1.1%
+46.9% YoY
|
1.2%
+121.4% YoY
|
19% |
| NIM |
3.8%
+4.5% YoY-8.9% QoQ
|
-0.1% |
3.9%
+0.9% YoY
|
3.9%
+2.1% YoY
|
3.8%
+2.3% YoY
|
46% |
| Efficiency Ratio |
86.6%
-13.1% YoY+4.4% QoQ
|
-2.2% |
88.8%
-6.9% YoY
|
78.9%
+2.6% YoY
|
83.0%
-5.3% YoY
|
65% |
| Delinquency Rate |
1.3%
-56.8% YoY+49.7% QoQ
|
-0.2 |
1.5%
+2.1% YoY
|
1.1%
-1.7% YoY
|
1.3%
+2.6% YoY
|
69% |
| Loan To Share |
59.9%
-22.7% YoY-7.4% QoQ
|
+1.0% |
58.9%
-3.1% YoY
|
68.7%
-1.7% YoY
|
66.4%
-1.4% YoY
|
51% |
| AMR |
$23,745
+8.9% YoY+2.3% QoQ
|
+$9K |
$14,963
-6.8% YoY
|
$19,228
+3.5% YoY
|
$20,028
-0.9% YoY
|
Top 11.1% in tier |
| CD Concentration |
69.6%
+7.4% YoY-3.2% QoQ
|
+45.1% | 24.6% | 22.4% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 6.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)