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BlastPoint's Credit Union Scorecard

CORPUS CHRISTI POSTAL EMPLOYEES

Charter #67963 · TX

<100M
2508 CUs in <100M nationally 237 in TX

CORPUS CHRISTI POSTAL EMPLOYEES demonstrates 3 strengths

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 1.02% above tier average
  • + Net Interest Margin 0.88% above tier average
  • + Total Delinquency Rate (60+ days): Top 0.1% in tier

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (TX) National Avg Tier Percentile
Members 1,898
+2.6% YoY+0.5% QoQ
-778 2,676
+1.6% YoY
29,039
+7.4% YoY
33,913
+5.7% YoY
50%
Assets $16.6M
+0.7% YoY+0.0% QoQ
$-13.6M $30.2M
+1.3% YoY
$450.8M
+10.3% YoY
$578.3M
+9.0% YoY
43%
Loans $8.8M
+0.9% YoY-0.4% QoQ
$-6.5M $15.3M
-2.0% YoY
$318.1M
+8.9% YoY
$402.4M
+8.7% YoY
48%
Deposits $13.6M
-0.4% YoY-0.3% QoQ
$-12.2M $25.8M
+0.7% YoY
$378.7M
+10.8% YoY
$494.3M
+9.1% YoY
43%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 1.2%
-13.0% YoY-22.8% QoQ
+1.0% 0.1%
-77.6% YoY
-0.2%
-134.7% YoY
0.4%
-39.2% YoY
75%
NIM 4.9%
-4.7% YoY-2.2% QoQ
+0.9% 4.0%
+4.0% YoY
3.9%
-0.7% YoY
3.8%
+4.1% YoY
Top 13.6% in tier
Efficiency Ratio 80.5%
+2.6% YoY+4.8% QoQ
-10.1% 90.6%
+6.5% YoY
98.7%
+20.4% YoY
84.6%
+2.8% YoY
47%
Delinquency Rate 0.0%
-100.0% YoY
-1.5 1.5%
+3.8% YoY
1.2%
+13.1% YoY
1.2%
+3.4% YoY
Top 0.1% in tier
Loan To Share 64.6%
+1.3% YoY-0.0% QoQ
+6.1% 58.5%
-3.0% YoY
69.5%
-2.6% YoY
65.6%
-1.4% YoY
59%
AMR $11,781
-2.4% YoY-0.9% QoQ
$-3K $14,884
-1.7% YoY
$17,820
+2.9% YoY
$19,920
+1.6% YoY
38%
CD Concentration 7.4%
+6.0% YoY+4.7% QoQ
-16.8% 24.3% 21.3% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 6.9% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (8 metrics)

1
Total Delinquency Rate (60+ days)
risk
Value: 0.00%
Peer Median: 0.65%
#1 of 2508 Top 0.1% in <100M tier
1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
335
Member Growth Rate
growth
Value: 2.59%
Peer Median: -1.37%
#335 of 2508 Top 13.3% in <100M tier
342
Net Interest Margin (NIM)
profitability
Value: 4.89%
Peer Median: 3.83%
#342 of 2508 Top 13.6% in <100M tier
484
Net Charge-Off Rate
risk
Value: -0.00%
Peer Median: 0.07%
#484 of 2508 Top 19.3% in <100M tier
518
Net Worth Ratio
risk
Value: 20.45%
Peer Median: 14.28%
#518 of 2508 Top 20.6% in <100M tier
626
Return on Assets (ROA)
profitability
Value: 1.16%
Peer Median: 0.61%
#626 of 2508 Top 24.9% in <100M tier

Top Weaknesses (0 metrics)

No weakness rankings available
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