BlastPoint's Credit Union Scorecard
TENNESSEE DEPARTMENT OF SAFETY
Charter #67971 · TN
TENNESSEE DEPARTMENT OF SAFETY demonstrates 6 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 3.99% above tier average
- + Net Interest Margin 2.18% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Loan-to-Share Ratio: Top 1.0% in tier
- + Efficiency Ratio: Top 1.8% in tier
- + Members Per Employee (MPE): Top 2.6% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (TN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,677
+1.5% YoY+0.5% QoQ
|
-999 |
2,676
+1.6% YoY
|
21,412
+3.7% YoY
|
33,913
+5.7% YoY
|
45% |
| Assets |
$12.1M
+1.4% YoY+3.4% QoQ
|
$-18.1M |
$30.2M
+1.3% YoY
|
$379.6M
+8.7% YoY
|
$578.3M
+9.0% YoY
|
36% |
| Loans |
$10.2M
+5.2% YoY+3.8% QoQ
|
$-5.1M |
$15.3M
-2.0% YoY
|
$279.0M
+7.7% YoY
|
$402.4M
+8.7% YoY
|
52% |
| Deposits |
$9.0M
-2.0% YoY+4.0% QoQ
|
$-16.8M |
$25.8M
+0.7% YoY
|
$319.1M
+8.0% YoY
|
$494.3M
+9.1% YoY
|
34% |
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| ROA |
4.1%
+3.0% YoY-0.5% QoQ
|
+4.0% |
0.1%
-77.6% YoY
|
0.6%
-5.0% YoY
|
0.4%
-39.2% YoY
|
Top 0.9% in tier |
| NIM |
6.2%
+1.7% YoY-1.8% QoQ
|
+2.2% |
4.0%
+4.0% YoY
|
3.9%
+5.1% YoY
|
3.8%
+4.1% YoY
|
Top 3.3% in tier |
| Efficiency Ratio |
37.2%
+3.2% YoY+4.0% QoQ
|
-53.4% |
90.6%
+6.5% YoY
|
79.6%
+1.7% YoY
|
84.6%
+2.8% YoY
|
Top 1.8% in tier |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+3.8% YoY
|
0.9%
-14.5% YoY
|
1.2%
+3.4% YoY
|
Top 0.1% in tier |
| Loan To Share |
113.6%
+7.4% YoY-0.2% QoQ
|
+55.1% |
58.5%
-3.0% YoY
|
68.3%
-1.5% YoY
|
65.6%
-1.4% YoY
|
Top 1.1% in tier |
| AMR |
$11,457
+0.2% YoY+3.4% QoQ
|
$-3K |
$14,884
-1.7% YoY
|
$18,957
+3.0% YoY
|
$19,920
+1.6% YoY
|
36% |
| CD Concentration |
24.2%
+3.4% YoY+2.4% QoQ
|
+0.0% | 24.3% | 22.3% | 19.8% | 50% |
| Indirect Auto % | 1.6% | -12.2% | 13.8% | 6.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)