✦ Missed CU Wrapped 2025? Read the full Year in Review →

BlastPoint's Credit Union Scorecard

MARYVILLE MUNICIPAL

Charter #68077 · TN

<100M
2437 CUs in <100M nationally 84 in TN

MARYVILLE MUNICIPAL has 1 strength but faces 2 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Average Member Relationship (AMR): Top 8.0% in tier

Key Concerns

Areas that may need attention

  • - ROA 0.45% below tier average
  • - Loan-to-Share Ratio: Bottom 5.6% in tier

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 84 that size in Tennessee.
  • Shares and deposits +0.5% year over year ($19.2M in shares and deposits).
  • Membership: 906 members, -1.8% vs a year ago.
  • Delinquency rate 0.45%.
  • Return on assets 1.04%.
  • Efficiency ratio 63.50% vs a 88.77% peer average.
  • Loan-to-share ratio 20.82% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (TN) National Avg Tier Percentile
Members 906
-1.8% YoY-0.5% QoQ
-1.7K 2,585
-1.7% YoY
22,058
+4.8% YoY
34,678
+6.6% YoY
26%
Assets $23.2M
+1.5% YoY-2.4% QoQ
$-7.1M $30.3M
+1.5% YoY
$390.3M
+9.5% YoY
$593.1M
+10.2% YoY
52%
Loans $4.0M
+0.1% YoY+0.6% QoQ
$-11.5M $15.5M
-1.7% YoY
$289.3M
+8.5% YoY
$418.6M
+10.1% YoY
30%
Deposits $19.2M
+0.5% YoY-3.2% QoQ
$-6.6M $25.8M
+1.1% YoY
$326.4M
+8.9% YoY
$504.8M
+10.3% YoY
51%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA 1.0%
-33.3% YoY+16.1% QoQ
-0.5% 1.5%
+241.5% YoY
1.1%
+46.9% YoY
1.2%
+121.4% YoY
62%
NIM 3.0%
-10.9% YoY+5.7% QoQ
-0.9% 3.9%
+0.9% YoY
3.9%
+2.1% YoY
3.8%
+2.3% YoY
17%
Efficiency Ratio 63.5%
+14.7% YoY-8.8% QoQ
-25.3% 88.8%
-6.9% YoY
78.9%
+2.6% YoY
83.0%
-5.3% YoY
16%
Delinquency Rate 0.5%
+368.0% YoY
-1.1 1.5%
+2.1% YoY
1.1%
-1.7% YoY
1.3%
+2.6% YoY
40%
Loan To Share 20.8%
-0.3% YoY+3.9% QoQ
-38.1% 58.9%
-3.1% YoY
68.7%
-1.7% YoY
66.4%
-1.4% YoY
Bottom 5.5% in tier
AMR $25,576
+2.3% YoY-2.0% QoQ
+$11K $14,963
-6.8% YoY
$19,228
+3.5% YoY
$20,028
-0.9% YoY
Top 8.0% in tier
CD Concentration 29.5%
+12.0% YoY+2.4% QoQ
+5.0% 24.6% 22.4% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 6.8% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (3 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
195
Average Member Relationship (AMR)
engagement
Value: $25,576
Peer Median: $13,967
#195 of 2437 Top 8.0% in <100M tier
383
Efficiency Ratio
profitability
Value: 63.50%
Peer Median: 80.65%
#383 of 2437 Top 15.7% in <100M tier

Top Weaknesses (5 metrics)

2302
Loan-to-Share Ratio
balance_sheet
Value: 20.82%
Peer Median: 58.67%
#2302 of 2437 Bottom 5.6% in <100M tier
2026
Net Interest Margin (NIM)
profitability
Value: 3.01%
Peer Median: 3.87%
#2026 of 2437 Bottom 16.9% in <100M tier
2025
First Mortgage Concentration (%)
balance_sheet
Value: 34.62%
Peer Median: 3.59%
#2025 of 2437 Bottom 16.9% in <100M tier
1986
Share Certificate Concentration (%)
balance_sheet
Value: 29.55%
Peer Median: 12.77%
#1986 of 2437 Bottom 18.5% in <100M tier
1955
Net Charge-Off Rate
risk
Value: 0.74%
Peer Median: 0.18%
#1955 of 2437 Bottom 19.8% in <100M tier
Link copied to clipboard!