BlastPoint's Credit Union Scorecard
SKYLINE
Charter #68100 · TN
SKYLINE has 1 strength but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.84% above tier average
Key Concerns
Areas that may need attention
- - Delinquency rate 1.48% above tier average
- - Member decline: -2.7% YoY
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (TN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,605
-2.7% YoY-0.9% QoQ
|
-1.1K |
2,676
+1.6% YoY
|
21,412
+3.7% YoY
|
33,913
+5.7% YoY
|
43% |
| Assets |
$17.0M
-1.1% YoY+0.9% QoQ
|
$-13.2M |
$30.2M
+1.3% YoY
|
$379.6M
+8.7% YoY
|
$578.3M
+9.0% YoY
|
44% |
| Loans |
$7.0M
-8.1% YoY-3.3% QoQ
|
$-8.3M |
$15.3M
-2.0% YoY
|
$279.0M
+7.7% YoY
|
$402.4M
+8.7% YoY
|
42% |
| Deposits |
$12.7M
-3.0% YoY+1.0% QoQ
|
$-13.1M |
$25.8M
+0.7% YoY
|
$319.1M
+8.0% YoY
|
$494.3M
+9.1% YoY
|
41% |
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| ROA |
1.0%
+36.3% YoY-11.1% QoQ
|
+0.8% |
0.1%
-77.6% YoY
|
0.6%
-5.0% YoY
|
0.4%
-39.2% YoY
|
68% |
| NIM |
3.7%
-4.3% YoY-9.0% QoQ
|
-0.3% |
4.0%
+4.0% YoY
|
3.9%
+5.1% YoY
|
3.8%
+4.1% YoY
|
46% |
| Efficiency Ratio |
71.6%
+5.9% YoY+14.6% QoQ
|
-19.0% |
90.6%
+6.5% YoY
|
79.6%
+1.7% YoY
|
84.6%
+2.8% YoY
|
28% |
| Delinquency Rate |
3.0%
+71.1% YoY-0.5% QoQ
|
+1.5 |
1.5%
+3.8% YoY
|
0.9%
-14.5% YoY
|
1.2%
+3.4% YoY
|
Bottom 11.6% in tier |
| Loan To Share |
54.9%
-5.3% YoY-4.2% QoQ
|
-3.6% |
58.5%
-3.0% YoY
|
68.3%
-1.5% YoY
|
65.6%
-1.4% YoY
|
45% |
| AMR |
$12,239
-2.2% YoY+0.4% QoQ
|
$-3K |
$14,884
-1.7% YoY
|
$18,957
+3.0% YoY
|
$19,920
+1.6% YoY
|
40% |
| CD Concentration | 0.0% | -24.3% | 24.3% | 22.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 6.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)