BlastPoint's Credit Union Scorecard
KINGSPORT PRESS CU
Charter #68104 · TN
KINGSPORT PRESS CU has 7 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.96% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Total Loans: Top 2.5% in tier
- + Total Assets: Top 3.3% in tier
- + Total Deposits: Top 4.2% in tier
- + Fee Income Per Member: Top 6.0% in tier
- + Total Members: Top 8.1% in tier
Key Concerns
Areas that may need attention
- - Member decline: -3.9% YoY
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (TN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
6,267
-3.9% YoY-0.4% QoQ
|
+3.6K |
2,625
-2.2% YoY
|
21,139
+4.9% YoY
|
33,089
+6.1% YoY
|
Top 8.2% in tier |
| Assets |
$91.0M
+6.2% YoY+0.7% QoQ
|
+$61.1M |
$29.9M
+1.1% YoY
|
$362.5M
+9.5% YoY
|
$547.7M
+7.8% YoY
|
Top 3.4% in tier |
| Loans |
$57.6M
+1.6% YoY+0.6% QoQ
|
+$41.9M |
$15.8M
-2.4% YoY
|
$271.1M
+9.1% YoY
|
$388.7M
+8.6% YoY
|
Top 2.5% in tier |
| Deposits |
$76.4M
+5.0% YoY+0.2% QoQ
|
+$50.9M |
$25.5M
+0.4% YoY
|
$303.0M
+8.7% YoY
|
$464.6M
+9.3% YoY
|
Top 4.2% in tier |
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| ROA |
1.6%
+8.0% YoY+8.5% QoQ
|
+1.0% |
0.7%
-731.4% YoY
|
0.8%
+4.1% YoY
|
0.7%
+273.4% YoY
|
84% |
| NIM |
3.0%
+0.2% YoY+1.1% QoQ
|
-1.0% |
3.9%
+3.8% YoY
|
3.8%
+5.1% YoY
|
3.7%
+5.0% YoY
|
17% |
| Efficiency Ratio |
60.4%
+3.3% YoY-2.5% QoQ
|
-21.0% |
81.4%
-2.4% YoY
|
75.4%
-1.8% YoY
|
79.1%
-3.3% YoY
|
Bottom 14.6% in tier |
| Delinquency Rate |
0.2%
-22.5% YoY-10.8% QoQ
|
-1.3 |
1.5%
-2.0% YoY
|
1.1%
+8.5% YoY
|
1.2%
-0.9% YoY
|
30% |
| Loan To Share |
75.5%
-3.2% YoY+0.5% QoQ
|
+14.2% |
61.2%
-3.0% YoY
|
70.4%
-2.4% YoY
|
68.0%
-1.7% YoY
|
71% |
| AMR |
$21,381
+7.7% YoY+0.8% QoQ
|
+$7K |
$14,627
-2.7% YoY
|
$18,470
+2.4% YoY
|
$19,418
+1.3% YoY
|
84% |
| CD Concentration |
25.3%
+7.9% YoY+0.5% QoQ
|
+0.8% |
24.4%
+4.2% YoY
|
22.3%
+6.6% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
6.9%
+1.1% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)