BlastPoint's Credit Union Scorecard
GREENEVILLE WORKS EMPLS. SAV. ASSN.
Charter #68126 · TN
GREENEVILLE WORKS EMPLS. SAV. ASSN. has 5 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 2.03% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Loan-to-Share Ratio: Top 0.5% in tier
- + Net Worth Ratio: Top 0.8% in tier
- + Net Charge-Off Rate: Top 3.1% in tier
Key Concerns
Areas that may need attention
- - ROA 0.28% below tier average
- - Total Deposits: Bottom 5.8% in tier
- - Total Assets: Bottom 8.4% in tier
- - Average Member Relationship (AMR): Bottom 8.9% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 84 that size in Tennessee.
- Shares and deposits +1.4% year over year ($848K in shares and deposits).
- Membership: 379 members, -1.0% vs a year ago.
- Delinquency rate 0.00%.
- Return on assets 1.21%.
- Efficiency ratio 79.06% vs a 88.77% peer average.
- Loan-to-share ratio 122.19% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (TN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
379
-1.0% YoY-0.3% QoQ
|
-2.2K |
2,585
-1.7% YoY
|
22,058
+4.8% YoY
|
34,678
+6.6% YoY
|
Bottom 10.4% in tier |
| Assets |
$1.8M
+1.8% YoY+0.4% QoQ
|
$-28.5M |
$30.3M
+1.5% YoY
|
$390.3M
+9.5% YoY
|
$593.1M
+10.2% YoY
|
Bottom 8.4% in tier |
| Loans |
$1.0M
+5.2% YoY-4.9% QoQ
|
$-14.4M |
$15.5M
-1.7% YoY
|
$289.3M
+8.5% YoY
|
$418.6M
+10.1% YoY
|
Bottom 11.7% in tier |
| Deposits |
$847,784
+1.4% YoY-0.1% QoQ
|
$-25.0M |
$25.8M
+1.1% YoY
|
$326.4M
+8.9% YoY
|
$504.8M
+10.3% YoY
|
Bottom 5.8% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.2%
+21.6% YoY-0.6% QoQ
|
-0.3% |
1.5%
+241.5% YoY
|
1.1%
+46.9% YoY
|
1.2%
+121.4% YoY
|
70% |
| NIM |
5.9%
+1.3% YoY-2.3% QoQ
|
+2.0% |
3.9%
+0.9% YoY
|
3.9%
+2.1% YoY
|
3.8%
+2.3% YoY
|
Top 3.9% in tier |
| Efficiency Ratio |
79.1%
+6.3% YoY-0.5% QoQ
|
-9.7% |
88.8%
-6.9% YoY
|
78.9%
+2.6% YoY
|
83.0%
-5.3% YoY
|
46% |
| Delinquency Rate |
0.0%
-100.0% YoY
|
-1.5 |
1.5%
+2.1% YoY
|
1.1%
-1.7% YoY
|
1.3%
+2.6% YoY
|
Top 0.1% in tier |
| Loan To Share |
122.2%
+3.8% YoY-4.8% QoQ
|
+63.3% |
58.9%
-3.1% YoY
|
68.7%
-1.7% YoY
|
66.4%
-1.4% YoY
|
Top 0.6% in tier |
| AMR |
$4,970
+4.5% YoY-2.5% QoQ
|
$-10K |
$14,963
-6.8% YoY
|
$19,228
+3.5% YoY
|
$20,028
-0.9% YoY
|
Bottom 8.9% in tier |
| CD Concentration |
34.5%
+11.2% YoY+0.9% QoQ
|
+10.0% | 24.6% | 22.4% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 6.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)