BlastPoint's Credit Union Scorecard
GREENEVILLE CITY EMPLOYEES'
Charter #68127 · TN
GREENEVILLE CITY EMPLOYEES' has 6 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 2.20% above tier average
- + Net Interest Margin 0.44% above tier average
- + Loan-to-Share Ratio: Top 2.0% in tier
- + Efficiency Ratio: Top 3.0% in tier
- + Loan Growth Rate: Top 4.6% in tier
- + Net Worth Ratio: Top 6.5% in tier
Key Concerns
Areas that may need attention
- - Share Certificate Concentration (%): Bottom 1.8% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (TN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,589
+2.5% YoY+0.4% QoQ
|
-1.1K |
2,676
+1.6% YoY
|
21,412
+3.7% YoY
|
33,913
+5.7% YoY
|
42% |
| Assets |
$13.8M
+7.1% YoY+2.1% QoQ
|
$-16.4M |
$30.2M
+1.3% YoY
|
$379.6M
+8.7% YoY
|
$578.3M
+9.0% YoY
|
39% |
| Loans |
$10.2M
+16.9% YoY+4.8% QoQ
|
$-5.1M |
$15.3M
-2.0% YoY
|
$279.0M
+7.7% YoY
|
$402.4M
+8.7% YoY
|
52% |
| Deposits |
$9.6M
+6.5% YoY+2.2% QoQ
|
$-16.1M |
$25.8M
+0.7% YoY
|
$319.1M
+8.0% YoY
|
$494.3M
+9.1% YoY
|
35% |
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| ROA |
2.3%
+36.4% YoY+9.3% QoQ
|
+2.2% |
0.1%
-77.6% YoY
|
0.6%
-5.0% YoY
|
0.4%
-39.2% YoY
|
Top 3.8% in tier |
| NIM |
4.5%
+10.9% YoY+8.7% QoQ
|
+0.4% |
4.0%
+4.0% YoY
|
3.9%
+5.1% YoY
|
3.8%
+4.1% YoY
|
75% |
| Efficiency Ratio |
44.6%
-12.6% YoY-4.6% QoQ
|
-46.0% |
90.6%
+6.5% YoY
|
79.6%
+1.7% YoY
|
84.6%
+2.8% YoY
|
Top 3.0% in tier |
| Delinquency Rate |
0.2%
-43.3% YoY-4.2% QoQ
|
-1.3 |
1.5%
+3.8% YoY
|
0.9%
-14.5% YoY
|
1.2%
+3.4% YoY
|
28% |
| Loan To Share |
105.5%
+9.8% YoY+2.5% QoQ
|
+47.0% |
58.5%
-3.0% YoY
|
68.3%
-1.5% YoY
|
65.6%
-1.4% YoY
|
Top 2.1% in tier |
| AMR |
$12,480
+8.9% YoY+3.0% QoQ
|
$-2K |
$14,884
-1.7% YoY
|
$18,957
+3.0% YoY
|
$19,920
+1.6% YoY
|
42% |
| CD Concentration |
58.1%
+4.6% YoY+1.9% QoQ
|
+33.8% | 24.3% | 22.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 6.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)