BlastPoint's Credit Union Scorecard
GREATER NEVADA
Charter #68228 · NV
GREATER NEVADA has 2 strengths but faces 8 concerns
How does the industry compare?
What's your peer group doing?
How does NV stack up?
Key Strengths
Areas where this CU excels compared to peers
- + Emerging Performer: Top 56.3% in tier
- + Fee Income Per Member: Top 0.7% in tier
Key Concerns
Areas that may need attention
- - Shrinking Wallet Share: Bottom 89.8% in tier
- - Deposit Outflow: Bottom 92.7% in tier
- - Indirect Auto Dependency: Bottom 97.3% in tier
- - ROA 0.08% below tier average
- - Efficiency ratio 1.34% above tier (higher cost structure)
- - Delinquency rate 3.12% above tier average
- - Net Worth Ratio: Bottom 0.3% in tier
- - Total Delinquency Rate (60+ days): Bottom 1.0% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 300 credit unions with $1B-$3B in assets nationally, and 1 of 2 that size in Nevada.
- Shares and deposits -1.3% year over year ($1.61B in shares and deposits).
- Membership: 89,649 members, +1.3% vs a year ago.
- Delinquency rate 3.98%.
- Return on assets 0.74%.
- Efficiency ratio 74.36% vs a 73.02% peer average.
- Loan-to-share ratio 81.47% vs a 84.71% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (NV) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
89,649
+1.3% YoY+0.7% QoQ
|
-7.2K |
96,861
-1.9% YoY
|
30,953
-1.9% YoY
|
34,678
+6.6% YoY
|
54% |
| Assets |
$1.7B
-2.7% YoY-0.5% QoQ
|
$-42.7M |
$1.7B
+0.4% YoY
|
$560.7M
-15.0% YoY
|
$593.1M
+10.2% YoY
|
57% |
| Loans |
$1.3B
-0.9% YoY+2.2% QoQ
|
+$74.6M |
$1.2B
+0.7% YoY
|
$340.9M
-13.9% YoY
|
$418.6M
+10.1% YoY
|
64% |
| Deposits |
$1.6B
-1.3% YoY-0.6% QoQ
|
+$143.0M |
$1.5B
+0.5% YoY
|
$498.9M
-14.9% YoY
|
$504.8M
+10.3% YoY
|
65% |
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| ROA |
0.7%
+80.5% YoY-13.9% QoQ
|
-0.1% |
0.8%
+27.6% YoY
|
1.1%
+13.3% YoY
|
1.2%
+121.4% YoY
|
46% |
| NIM |
3.1%
-0.2% YoY+2.5% QoQ
|
-0.4% |
3.4%
+6.6% YoY
|
3.5%
+6.2% YoY
|
3.8%
+2.3% YoY
|
23% |
| Efficiency Ratio |
74.4%
-12.0% YoY-3.0% QoQ
|
+1.3% |
73.0%
-2.7% YoY
|
64.7%
-5.7% YoY
|
83.0%
-5.3% YoY
|
53% |
| Delinquency Rate |
4.0%
-24.6% YoY-9.7% QoQ
|
+3.1 |
0.9%
+7.3% YoY
|
1.0%
+20.8% YoY
|
1.3%
+2.6% YoY
|
Bottom 1.0% in tier |
| Loan To Share |
81.5%
+0.4% YoY+2.8% QoQ
|
-3.2% |
84.7%
+0.1% YoY
|
62.4%
+0.7% YoY
|
66.4%
-1.4% YoY
|
34% |
| AMR |
$32,518
-2.4% YoY+0.0% QoQ
|
+$3K |
$29,575
+1.5% YoY
|
$25,344
-12.5% YoY
|
$20,028
-0.9% YoY
|
74% |
| CD Concentration |
22.3%
-7.1% YoY-5.5% QoQ
|
-6.8% | 29.1% | 18.1% | 20.0% | 22% |
| Indirect Auto % |
15.7%
-17.1% YoY-0.5% QoQ
|
-2.4% | 18.1% | 25.3% | 7.7% | 49% |
Signature Analysis
Strengths (1)
Emerging Performer
growthSmaller CU (bottom 50% by assets in tier) with strong profitability (ROA > 0.5%) AND growth (members >= 1%). Emerging leaders worth watching.
Concerns (3)
Shrinking Wallet Share
declineAverage member relationship declining year-over-year. Members may be moving money elsewhere or reducing engagement.
Deposit Outflow
declineMembers staying (>= -1% YoY) but deposits leaving. They're moving money to higher-yield competitors - rate pressure is real.
Indirect Auto Dependency
riskSignificant portion of loan portfolio in indirect auto (>15%). This concentration creates dependency on dealer relationships.
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)