BlastPoint's Credit Union Scorecard
PIKES PEAK
Charter #68266 · CO
PIKES PEAK has 3 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Emerging Performer: Top 50.0% in tier
- + ROA 0.34% above tier average
- + Members Per Employee (MPE): Top 5.9% in tier
Key Concerns
Areas that may need attention
- - Indirect Auto Dependency: Bottom 50.0% in tier
- - Indirect Auto Concentration (%): Bottom 0.8% in tier
- - Fee Income Per Member: Bottom 6.9% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (CO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
9,896
+1.3% YoY+1.0% QoQ
|
-5.2K |
15,145
-2.5% YoY
|
45,987
+29.5% YoY
|
33,913
+5.7% YoY
|
32% |
| Assets |
$133.3M
+4.3% YoY+1.9% QoQ
|
$-98.4M |
$231.7M
+0.8% YoY
|
$896.2M
+38.1% YoY
|
$578.3M
+9.0% YoY
|
22% |
| Loans |
$87.0M
+9.5% YoY+3.3% QoQ
|
$-57.2M |
$144.1M
+0.2% YoY
|
$687.4M
+35.9% YoY
|
$402.4M
+8.7% YoY
|
28% |
| Deposits |
$117.9M
+3.7% YoY+1.9% QoQ
|
$-83.3M |
$201.1M
+0.4% YoY
|
$753.9M
+36.7% YoY
|
$494.3M
+9.1% YoY
|
23% |
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| ROA |
1.1%
+33.4% YoY+6.5% QoQ
|
+0.3% |
0.7%
+5.1% YoY
|
0.5%
+3.7% YoY
|
0.4%
-39.2% YoY
|
73% |
| NIM |
3.6%
+8.4% YoY+2.2% QoQ
|
+0.0% |
3.6%
+4.6% YoY
|
3.5%
+0.5% YoY
|
3.8%
+4.1% YoY
|
52% |
| Efficiency Ratio |
63.5%
-4.2% YoY+4.2% QoQ
|
-14.5% |
78.0%
-1.7% YoY
|
80.2%
-2.9% YoY
|
84.6%
+2.8% YoY
|
Top 12.4% in tier |
| Delinquency Rate |
0.6%
-35.3% YoY-19.9% QoQ
|
-0.1 |
0.8%
+7.1% YoY
|
1.0%
+37.3% YoY
|
1.2%
+3.4% YoY
|
52% |
| Loan To Share |
73.8%
+5.6% YoY+1.4% QoQ
|
+3.4% |
70.4%
-0.4% YoY
|
71.5%
-0.6% YoY
|
65.6%
-1.4% YoY
|
54% |
| AMR |
$20,700
+4.7% YoY+1.5% QoQ
|
$-4K |
$24,918
+2.7% YoY
|
$24,339
+6.3% YoY
|
$19,920
+1.6% YoY
|
36% |
| CD Concentration |
37.2%
+1.6% YoY+0.9% QoQ
|
+12.9% | 24.3% | 26.7% | 19.8% | 50% |
| Indirect Auto % |
71.0%
-0.7% YoY+1.4% QoQ
|
+57.2% | 13.8% | 12.4% | 7.7% | 50% |
Signature Analysis
Strengths (1)
Emerging Performer
growthSmaller CU (bottom 50% by assets in tier) with strong profitability (ROA > 0.5%) AND growth (members >= 1%). Emerging leaders worth watching.
Concerns (1)
Indirect Auto Dependency
riskSignificant portion of loan portfolio in indirect auto (>15%). This concentration creates dependency on dealer relationships.
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)