BlastPoint's Credit Union Scorecard
IDAHO UNITED
Charter #68361 · ID
IDAHO UNITED has 5 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.36% above tier average
- + Total Loans: Top 2.9% in tier
- + Total Deposits: Top 8.4% in tier
- + Loan-to-Member Ratio (LMR): Top 9.2% in tier
- + Total Members: Top 9.7% in tier
Key Concerns
Areas that may need attention
- - Share Certificate Concentration (%): Bottom 6.2% in tier
- - Net Worth Ratio: Bottom 7.8% in tier
- - Indirect Auto Concentration (%): Bottom 9.7% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (ID) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,880
+0.7% YoY+0.8% QoQ
|
+3.3K |
2,625
-2.2% YoY
|
53,577
+7.1% YoY
|
33,089
+6.1% YoY
|
Top 9.8% in tier |
| Assets |
$73.5M
+6.7% YoY+3.1% QoQ
|
+$43.6M |
$29.9M
+1.1% YoY
|
$936.8M
+11.3% YoY
|
$547.7M
+7.8% YoY
|
Top 10.2% in tier |
| Loans |
$56.9M
+2.9% YoY+0.1% QoQ
|
+$41.1M |
$15.8M
-2.4% YoY
|
$777.6M
+12.0% YoY
|
$388.7M
+8.6% YoY
|
Top 2.9% in tier |
| Deposits |
$66.5M
+6.6% YoY+3.6% QoQ
|
+$41.0M |
$25.5M
+0.4% YoY
|
$812.6M
+12.3% YoY
|
$464.6M
+9.3% YoY
|
Top 8.4% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.0%
+17.3% YoY+5.0% QoQ
|
+0.4% |
0.7%
-731.4% YoY
|
0.6%
-15.0% YoY
|
0.7%
+273.4% YoY
|
64% |
| NIM |
3.8%
+9.0% YoY-1.7% QoQ
|
-0.2% |
3.9%
+3.8% YoY
|
3.7%
+5.1% YoY
|
3.7%
+5.0% YoY
|
44% |
| Efficiency Ratio |
70.3%
-5.1% YoY-2.3% QoQ
|
-11.1% |
81.4%
-2.4% YoY
|
73.1%
-2.3% YoY
|
79.1%
-3.3% YoY
|
32% |
| Delinquency Rate |
0.3%
+96.0% YoY+257.4% QoQ
|
-1.2 |
1.5%
-2.0% YoY
|
0.9%
-2.1% YoY
|
1.2%
-0.9% YoY
|
32% |
| Loan To Share |
85.6%
-3.5% YoY-3.3% QoQ
|
+24.4% |
61.2%
-3.0% YoY
|
85.6%
-1.1% YoY
|
68.0%
-1.7% YoY
|
84% |
| AMR |
$20,979
+4.1% YoY+1.1% QoQ
|
+$6K |
$14,627
-2.7% YoY
|
$24,176
+3.9% YoY
|
$19,418
+1.3% YoY
|
83% |
| CD Concentration |
42.0%
-8.2% YoY-0.5% QoQ
|
+17.5% |
24.4%
+4.2% YoY
|
27.1%
+1.8% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % |
8.9%
-3.6% YoY+3.4% QoQ
|
-5.1% |
14.0%
-5.7% YoY
|
12.1%
-5.5% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)