BlastPoint's Credit Union Scorecard
SIKORSKY FINANCIAL
Charter #68453 · CT
SIKORSKY FINANCIAL has 8 strengths but faces 1 concern
How does the industry compare?
What's your peer group doing?
How does CT stack up?
Key Strengths
Areas where this CU excels compared to peers
- + Emerging Performer: Top 10.7% in tier
- + Relationship Depth Leader: Top 28.7% in tier
- + Wallet Share Momentum: Top 28.7% in tier
- + Organic Growth Engine: Top 59.2% in tier
- + Organic Growth Leader: Top 59.2% in tier
- + ROA 0.63% above tier average
- + Total Delinquency Rate (60+ days): Top 2.3% in tier
- + Members Per Employee (MPE): Top 5.9% in tier
Key Concerns
Areas that may need attention
- - First Mortgage Concentration (%): Bottom 6.2% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (CT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
67,020
+1.3% YoY-1.2% QoQ
|
-29.0K |
96,048
-2.7% YoY
|
14,157
+8.2% YoY
|
33,913
+5.7% YoY
|
22% |
| Assets |
$1.4B
+7.1% YoY+2.6% QoQ
|
$-282.7M |
$1.7B
+0.4% YoY
|
$246.5M
+13.9% YoY
|
$578.3M
+9.0% YoY
|
40% |
| Loans |
$1.0B
+7.5% YoY-0.1% QoQ
|
$-193.5M |
$1.2B
+0.2% YoY
|
$136.3M
+13.4% YoY
|
$402.4M
+8.7% YoY
|
41% |
| Deposits |
$1.2B
+6.3% YoY+2.8% QoQ
|
$-220.9M |
$1.5B
+0.5% YoY
|
$217.1M
+13.8% YoY
|
$494.3M
+9.1% YoY
|
45% |
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| ROA |
1.4%
+27.8% YoY-7.0% QoQ
|
+0.6% |
0.7%
+27.6% YoY
|
0.6%
+218.7% YoY
|
0.4%
-39.2% YoY
|
Top 10.5% in tier |
| NIM |
3.2%
+4.1% YoY-0.4% QoQ
|
-0.2% |
3.4%
+6.2% YoY
|
3.6%
+1.6% YoY
|
3.8%
+4.1% YoY
|
36% |
| Efficiency Ratio |
61.6%
-9.7% YoY-0.9% QoQ
|
-13.0% |
74.6%
-3.0% YoY
|
83.6%
-6.8% YoY
|
84.6%
+2.8% YoY
|
Top 9.2% in tier |
| Delinquency Rate |
0.1%
-24.7% YoY-46.9% QoQ
|
-0.6 |
0.8%
+6.9% YoY
|
2.5%
+122.5% YoY
|
1.2%
+3.4% YoY
|
Top 2.3% in tier |
| Loan To Share |
82.0%
+1.0% YoY-2.9% QoQ
|
-1.2% |
83.2%
-0.4% YoY
|
52.8%
-1.3% YoY
|
65.6%
-1.4% YoY
|
39% |
| AMR |
$33,793
+5.5% YoY+2.7% QoQ
|
+$4K |
$29,652
+2.3% YoY
|
$17,581
+5.9% YoY
|
$19,920
+1.6% YoY
|
78% |
| CD Concentration |
28.0%
+8.3% YoY-2.3% QoQ
|
-0.8% | 28.8% | 14.5% | 19.8% | 48% |
| Indirect Auto % |
2.4%
-24.4% YoY-6.9% QoQ
|
-15.7% | 18.1% | 4.5% | 7.7% | 21% |
Signature Analysis
Strengths (5)
Organic Growth Engine
growthGrowing membership while maintaining profitability. Healthy fundamentals in place.
Relationship Depth Leader
growthTop-tier average member relationship within peer group, with stable or growing engagement. Strong wallet share positioning.
Emerging Performer
growthSmaller CU (bottom 50% by assets in tier) with strong profitability (ROA > 0.5%) AND growth (members >= 1%). Emerging leaders worth watching.
Organic Growth Leader
growthAttracting members (0.5-50% YoY) without heavy indirect auto dependency (<15%). Healthy, sustainable growth model.
Wallet Share Momentum
growthAverage member relationship growing 5%+ year-over-year. Members are significantly deepening their engagement.
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)