BlastPoint's Credit Union Scorecard
CATHOLIC UNITED FINANCIAL
Charter #68469 · MN
CATHOLIC UNITED FINANCIAL has 1 strength but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.26% above tier average
Key Concerns
Areas that may need attention
- - Member decline: -10.5% YoY
- - Member Growth Rate: Bottom 5.5% in tier
- - Asset Growth Rate: Bottom 5.7% in tier
- - Deposit Growth Rate: Bottom 6.2% in tier
- - Share Certificate Concentration (%): Bottom 6.3% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,815
-10.5% YoY-4.7% QoQ
|
+138 |
2,676
+1.6% YoY
|
22,507
-13.7% YoY
|
33,913
+5.7% YoY
|
65% |
| Assets |
$34.4M
-9.1% YoY+0.2% QoQ
|
+$4.2M |
$30.2M
+1.3% YoY
|
$434.0M
-15.1% YoY
|
$578.3M
+9.0% YoY
|
64% |
| Loans |
$17.0M
-5.6% YoY-7.5% QoQ
|
+$1.7M |
$15.3M
-2.0% YoY
|
$293.6M
-17.5% YoY
|
$402.4M
+8.7% YoY
|
65% |
| Deposits |
$30.4M
-10.5% YoY-0.6% QoQ
|
+$4.7M |
$25.8M
+0.7% YoY
|
$364.1M
-13.5% YoY
|
$494.3M
+9.1% YoY
|
65% |
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| ROA |
0.4%
-1.7% YoY+4.6% QoQ
|
+0.3% |
0.1%
-77.6% YoY
|
0.2%
-92.6% YoY
|
0.4%
-39.2% YoY
|
40% |
| NIM |
3.5%
+5.9% YoY-5.3% QoQ
|
-0.5% |
4.0%
+4.0% YoY
|
3.7%
+5.4% YoY
|
3.8%
+4.1% YoY
|
38% |
| Efficiency Ratio |
90.2%
+1.7% YoY+10.1% QoQ
|
-0.5% |
90.6%
+6.5% YoY
|
102.0%
+29.5% YoY
|
84.6%
+2.8% YoY
|
69% |
| Delinquency Rate |
0.2%
-67.5% YoY+88.7% QoQ
|
-1.3 |
1.5%
+3.8% YoY
|
0.8%
-5.2% YoY
|
1.2%
+3.4% YoY
|
28% |
| Loan To Share |
55.8%
+5.5% YoY-7.0% QoQ
|
-2.7% |
58.5%
-3.0% YoY
|
73.2%
-2.1% YoY
|
65.6%
-1.4% YoY
|
46% |
| AMR |
$16,848
+1.9% YoY+1.6% QoQ
|
+$2K |
$14,884
-1.7% YoY
|
$24,012
+4.3% YoY
|
$19,920
+1.6% YoY
|
65% |
| CD Concentration |
42.1%
+0.2% YoY+1.4% QoQ
|
+17.8% | 24.3% | 22.6% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 6.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)