BlastPoint's Credit Union Scorecard

CATHOLICS UNITED

Charter #68547 · KS

<100M
2437 CUs in <100M nationally 43 in KS

CATHOLICS UNITED has 2 strengths but faces 8 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + AMR Growth Rate: Top 0.8% in tier
  • + Loan Growth Rate: Top 1.4% in tier

Key Concerns

Areas that may need attention

  • - ROA 0.66% below tier average
  • - Delinquency rate 6.38% above tier average
  • - Member decline: -23.7% YoY
  • - Members Per Employee (MPE): Bottom 0.1% in tier
  • - Total Members: Bottom 0.7% in tier
  • - Total Assets: Bottom 1.2% in tier
  • - Total Deposits: Bottom 1.3% in tier
  • - Member Growth Rate: Bottom 1.4% in tier

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 43 that size in Kansas.
  • Shares and deposits +4.2% year over year ($172K in shares and deposits).
  • Membership: 74 members, -23.7% vs a year ago.
  • Delinquency rate 7.93%.
  • Return on assets 0.84%.
  • Efficiency ratio 82.99% vs a 88.77% peer average.
  • Loan-to-share ratio 16.56% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (KS) National Avg Tier Percentile
Members 74
-23.7% YoY-2.6% QoQ
-2.5K 2,585
-1.7% YoY
21,725
-5.1% YoY
34,678
+6.6% YoY
Bottom 0.6% in tier
Assets $208,249
+3.6% YoY+3.8% QoQ
$-30.1M $30.3M
+1.5% YoY
$314.3M
-2.5% YoY
$593.1M
+10.2% YoY
Bottom 1.1% in tier
Loans $28,446
+40.5% YoY-4.4% QoQ
$-15.4M $15.5M
-1.7% YoY
$223.6M
-4.3% YoY
$418.6M
+10.1% YoY
Bottom 1.4% in tier
Deposits $171,755
+4.2% YoY+5.3% QoQ
$-25.6M $25.8M
+1.1% YoY
$272.9M
-1.4% YoY
$504.8M
+10.3% YoY
Bottom 1.3% in tier

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA 0.8%
+164.3% YoY-77.3% QoQ
-0.7% 1.5%
+241.5% YoY
1.0%
+59.0% YoY
1.2%
+121.4% YoY
52%
NIM 3.0%
-3.3% YoY+1.5% QoQ
-0.9% 3.9%
+0.9% YoY
4.1%
+6.5% YoY
3.8%
+2.3% YoY
16%
Efficiency Ratio 83.0%
-8.6% YoY+89.3% QoQ
-5.8% 88.8%
-6.9% YoY
76.8%
-1.7% YoY
83.0%
-5.3% YoY
56%
Delinquency Rate 7.9%
+48.3% QoQ
+6.4 1.5%
+2.1% YoY
1.5%
+11.1% YoY
1.3%
+2.6% YoY
Bottom 3.3% in tier
Loan To Share 16.6%
+34.9% YoY-9.2% QoQ
-42.3% 58.9%
-3.1% YoY
71.5%
-1.0% YoY
66.4%
-1.4% YoY
Bottom 3.4% in tier
AMR $2,705
+41.8% YoY+6.6% QoQ
$-12K $14,963
-6.8% YoY
$16,832
+1.8% YoY
$20,028
-0.9% YoY
Bottom 3.7% in tier
CD Concentration 0.0% -24.6% 24.6% 24.4% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 12.0% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (6 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.59%
#1 of 2437 Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 12.77%
#1 of 2437 Top 0.1% in <100M tier
21
AMR Growth Rate
growth
Value: 41.77%
Peer Median: 1.04%
#21 of 2437 Top 0.8% in <100M tier
34
Loan Growth Rate
growth
Value: 40.49%
Peer Median: -2.63%
#34 of 2437 Top 1.4% in <100M tier
343
Net Charge-Off Rate
risk
Value: 0.00%
Peer Median: 0.18%
#343 of 2437 Top 14.0% in <100M tier

Top Weaknesses (11 metrics)

2437
Members Per Employee (MPE)
engagement
Value: -
Peer Median: 328.333
#2437 of 2437 Bottom 0.1% in <100M tier
2422
Total Members
engagement
Value: 74
Peer Median: 1,902
#2422 of 2437 Bottom 0.7% in <100M tier
2409
Total Assets
balance_sheet
Value: $208,249
Peer Median: $21.91M
#2409 of 2437 Bottom 1.2% in <100M tier
2406
Total Deposits
balance_sheet
Value: $171,755
Peer Median: $18.69M
#2406 of 2437 Bottom 1.3% in <100M tier
2405
Member Growth Rate
growth
Value: -23.71%
Peer Median: -1.37%
#2405 of 2437 Bottom 1.4% in <100M tier
2402
Total Loans
balance_sheet
Value: $28,446
Peer Median: $9.49M
#2402 of 2437 Bottom 1.5% in <100M tier
2372
Loan-to-Member Ratio (LMR)
engagement
Value: $384.41
Peer Median: $4,937
#2372 of 2437 Bottom 2.7% in <100M tier
2358
Total Delinquency Rate (60+ days)
risk
Value: 7.93%
Peer Median: 0.70%
#2358 of 2437 Bottom 3.3% in <100M tier
2351
Loan-to-Share Ratio
balance_sheet
Value: 16.56%
Peer Median: 58.67%
#2351 of 2437 Bottom 3.6% in <100M tier
2346
Average Member Relationship (AMR)
engagement
Value: $2,705
Peer Median: $13,967
#2346 of 2437 Bottom 3.8% in <100M tier
Link copied to clipboard!