BlastPoint's Credit Union Scorecard
CATHOLICS UNITED
Charter #68547 · KS
<100M
2508 CUs in <100M nationally
43 in KS
CATHOLICS UNITED has 4 strengths but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 3.54% above tier average
- + Loan Growth Rate: Top 0.4% in tier
- + AMR Growth Rate: Top 0.8% in tier
- + Efficiency Ratio: Top 2.7% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 3.84% above tier average
- - Member decline: -22.4% YoY
- - Members Per Employee (MPE): Bottom 0.0% in tier
- - Total Members: Bottom 0.7% in tier
- - Total Assets: Bottom 1.0% in tier
- - Total Deposits: Bottom 1.2% in tier
- - Total Loans: Bottom 1.6% in tier
- - Member Growth Rate: Bottom 1.8% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
76
-22.4% YoY-20.0% QoQ
|
-2.6K |
2,676
+1.6% YoY
|
12,306
-36.1% YoY
|
33,913
+5.7% YoY
|
Bottom 0.6% in tier |
| Assets |
$200,618
+0.2% YoY-0.7% QoQ
|
$-30.0M |
$30.2M
+1.3% YoY
|
$170.3M
-37.4% YoY
|
$578.3M
+9.0% YoY
|
Bottom 1.0% in tier |
| Loans |
$29,753
+78.5% YoY+11.8% QoQ
|
$-15.3M |
$15.3M
-2.0% YoY
|
$121.5M
-36.6% YoY
|
$402.4M
+8.7% YoY
|
Bottom 1.5% in tier |
| Deposits |
$163,130
-0.6% YoY-1.0% QoQ
|
$-25.6M |
$25.8M
+0.7% YoY
|
$144.0M
-38.1% YoY
|
$494.3M
+9.1% YoY
|
Bottom 1.2% in tier |
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| ROA |
3.7%
+1004.8% YoY+145.1% QoQ
|
+3.5% |
0.1%
-77.6% YoY
|
0.6%
+30.6% YoY
|
0.4%
-39.2% YoY
|
Top 1.3% in tier |
| NIM |
2.9%
-6.0% YoY-10.5% QoQ
|
-1.1% |
4.0%
+4.0% YoY
|
4.0%
+4.6% YoY
|
3.8%
+4.1% YoY
|
17% |
| Efficiency Ratio |
43.8%
-51.4% YoY-34.0% QoQ
|
-46.8% |
90.6%
+6.5% YoY
|
78.0%
-2.8% YoY
|
84.6%
+2.8% YoY
|
Top 2.7% in tier |
| Delinquency Rate |
5.3%
-22.4% YoY-25.2% QoQ
|
+3.8 |
1.5%
+3.8% YoY
|
1.3%
+3.6% YoY
|
1.2%
+3.4% YoY
|
Bottom 5.5% in tier |
| Loan To Share |
18.2%
+79.5% YoY+12.9% QoQ
|
-40.3% |
58.5%
-3.0% YoY
|
69.9%
-0.4% YoY
|
65.6%
-1.4% YoY
|
Bottom 4.3% in tier |
| AMR |
$2,538
+37.6% YoY+26.0% QoQ
|
$-12K |
$14,884
-1.7% YoY
|
$16,649
+0.9% YoY
|
$19,920
+1.6% YoY
|
Bottom 3.7% in tier |
| CD Concentration | 0.0% | -24.3% | 24.3% | 24.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 12.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)
Top Strengths (8 metrics)
1
Indirect Auto Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: 0.00%
#1 of 2508
Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: 3.66%
#1 of 2508
Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: 12.45%
#1 of 2508
Top 0.1% in <100M tier
12
Loan Growth Rate
growth
Value:
78.47%
Peer Median: -2.36%
#12 of 2508
Top 0.4% in <100M tier
21
AMR Growth Rate
growth
Value:
37.58%
Peer Median: 1.27%
#21 of 2508
Top 0.8% in <100M tier
32
Return on Assets (ROA)
profitability
Value:
3.69%
Peer Median: 0.61%
#32 of 2508
Top 1.2% in <100M tier
68
Efficiency Ratio
profitability
Value:
43.84%
Peer Median: 81.45%
#68 of 2508
Top 2.7% in <100M tier
510
Net Charge-Off Rate
risk
Value:
0.00%
Peer Median: 0.07%
#510 of 2508
Top 20.3% in <100M tier
Top Weaknesses (11 metrics)
2508
Members Per Employee (MPE)
engagement
Value:
-
Peer Median: 333.750
#2508 of 2508
Bottom 0.1% in <100M tier
2492
Total Members
engagement
Value:
76
Peer Median: 1,918
#2492 of 2508
Bottom 0.7% in <100M tier
2483
Total Assets
balance_sheet
Value:
$200,618
Peer Median: $21.86M
#2483 of 2508
Bottom 1.0% in <100M tier
2478
Total Deposits
balance_sheet
Value:
$163,130
Peer Median: $18.77M
#2478 of 2508
Bottom 1.2% in <100M tier
2470
Total Loans
balance_sheet
Value:
$29,753
Peer Median: $9.48M
#2470 of 2508
Bottom 1.6% in <100M tier
2464
Member Growth Rate
growth
Value:
-22.45%
Peer Median: -1.37%
#2464 of 2508
Bottom 1.8% in <100M tier
2433
Loan-to-Member Ratio (LMR)
engagement
Value:
$391.49
Peer Median: $4,923
#2433 of 2508
Bottom 3.0% in <100M tier
2415
Average Member Relationship (AMR)
engagement
Value:
$2,538
Peer Median: $13,926
#2415 of 2508
Bottom 3.7% in <100M tier
2398
Loan-to-Share Ratio
balance_sheet
Value:
18.24%
Peer Median: 58.72%
#2398 of 2508
Bottom 4.4% in <100M tier
2370
Total Delinquency Rate (60+ days)
risk
Value:
5.35%
Peer Median: 0.65%
#2370 of 2508
Bottom 5.5% in <100M tier