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BlastPoint's Credit Union Scorecard

MEDIA CITY

Charter #68549 · CA

<100M
2437 CUs in <100M nationally 85 in CA

MEDIA CITY has 1 strength but faces 2 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Average Member Relationship (AMR): Top 9.7% in tier

Key Concerns

Areas that may need attention

  • - ROA 1.02% below tier average
  • - Member decline: -2.8% YoY

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 85 that size in California.
  • Shares and deposits -2.5% year over year ($33.1M in shares and deposits).
  • Membership: 2,039 members, -2.8% vs a year ago.
  • Delinquency rate 0.96%.
  • Return on assets 0.48%.
  • Efficiency ratio 84.84% vs a 88.77% peer average.
  • Loan-to-share ratio 51.71% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (CA) National Avg Tier Percentile
Members 2,039
-2.8% YoY-2.2% QoQ
-546 2,585
-1.7% YoY
67,400
+7.3% YoY
34,678
+6.6% YoY
53%
Assets $39.4M
-1.1% YoY+4.2% QoQ
+$9.1M $30.3M
+1.5% YoY
$1.4B
+10.3% YoY
$593.1M
+10.2% YoY
68%
Loans $17.1M
-16.0% YoY-4.1% QoQ
+$1.7M $15.5M
-1.7% YoY
$958.9M
+10.2% YoY
$418.6M
+10.1% YoY
66%
Deposits $33.1M
-2.5% YoY+4.7% QoQ
+$7.3M $25.8M
+1.1% YoY
$1.2B
+11.1% YoY
$504.8M
+10.3% YoY
68%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 0.5%
+43.0% YoY-17.0% QoQ
-1.0% 1.5%
+241.5% YoY
2.5%
+328.4% YoY
1.2%
+121.4% YoY
30%
NIM 3.6%
+8.4% YoY-3.4% QoQ
-0.3% 3.9%
+0.9% YoY
3.4%
+4.4% YoY
3.8%
+2.3% YoY
39%
Efficiency Ratio 84.8%
-2.3% YoY+3.2% QoQ
-3.9% 88.8%
-6.9% YoY
79.7%
-4.5% YoY
83.0%
-5.3% YoY
60%
Delinquency Rate 1.0%
+293.5% YoY+422.1% QoQ
-0.6 1.5%
+2.1% YoY
0.7%
-14.3% YoY
1.3%
+2.6% YoY
60%
Loan To Share 51.7%
-13.9% YoY-8.4% QoQ
-7.2% 58.9%
-3.1% YoY
69.0%
+0.5% YoY
66.4%
-1.4% YoY
39%
AMR $24,641
-5.0% YoY+3.8% QoQ
+$10K $14,963
-6.8% YoY
$29,171
+2.5% YoY
$20,028
-0.9% YoY
Top 9.8% in tier
CD Concentration 25.6%
-6.7% YoY-2.5% QoQ
+1.0% 24.6% 22.2% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 9.2% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (3 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
238
Average Member Relationship (AMR)
engagement
Value: $24,641
Peer Median: $13,967
#238 of 2437 Top 9.7% in <100M tier
380
Loan-to-Member Ratio (LMR)
engagement
Value: $8,399
Peer Median: $4,937
#380 of 2437 Top 15.6% in <100M tier

Top Weaknesses (4 metrics)

2168
Loan Growth Rate
growth
Value: -16.03%
Peer Median: -2.63%
#2168 of 2437 Bottom 11.1% in <100M tier
2001
AMR Growth Rate
growth
Value: -4.95%
Peer Median: 1.04%
#2001 of 2437 Bottom 17.9% in <100M tier
1909
First Mortgage Concentration (%)
balance_sheet
Value: 28.98%
Peer Median: 3.59%
#1909 of 2437 Bottom 21.7% in <100M tier
1838
Share Certificate Concentration (%)
balance_sheet
Value: 25.55%
Peer Median: 12.77%
#1838 of 2437 Bottom 24.6% in <100M tier
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