BlastPoint's Credit Union Scorecard
DACOTAH
Charter #7021 · SD
DACOTAH has 2 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.36% above tier average
- + Net Interest Margin 0.90% above tier average
Key Concerns
Areas that may need attention
- - Member decline: -4.3% YoY
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (SD) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
828
-4.3% YoY-1.8% QoQ
|
-1.8K |
2,676
+1.6% YoY
|
10,664
+2.0% YoY
|
33,913
+5.7% YoY
|
24% |
| Assets |
$11.1M
-4.6% YoY+3.9% QoQ
|
$-19.1M |
$30.2M
+1.3% YoY
|
$187.1M
+4.6% YoY
|
$578.3M
+9.0% YoY
|
34% |
| Loans |
$6.2M
+0.4% YoY-2.4% QoQ
|
$-9.1M |
$15.3M
-2.0% YoY
|
$124.5M
+2.5% YoY
|
$402.4M
+8.7% YoY
|
39% |
| Deposits |
$9.9M
-5.7% YoY+4.2% QoQ
|
$-15.9M |
$25.8M
+0.7% YoY
|
$165.7M
+4.9% YoY
|
$494.3M
+9.1% YoY
|
36% |
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| ROA |
0.5%
-55.9% YoY-2.6% QoQ
|
+0.4% |
0.1%
-77.6% YoY
|
0.9%
-399.1% YoY
|
0.4%
-39.2% YoY
|
45% |
| NIM |
4.9%
-6.1% YoY-9.9% QoQ
|
+0.9% |
4.0%
+4.0% YoY
|
4.0%
+2.7% YoY
|
3.8%
+4.1% YoY
|
Top 13.2% in tier |
| Efficiency Ratio |
90.7%
+13.8% YoY-0.6% QoQ
|
+0.0% |
90.6%
+6.5% YoY
|
79.0%
-5.2% YoY
|
84.6%
+2.8% YoY
|
70% |
| Delinquency Rate |
0.1%
-45.7% YoY
|
-1.4 |
1.5%
+3.8% YoY
|
0.9%
+21.4% YoY
|
1.2%
+3.4% YoY
|
19% |
| Loan To Share |
62.3%
+6.4% YoY-6.3% QoQ
|
+3.8% |
58.5%
-3.0% YoY
|
70.0%
-0.5% YoY
|
65.6%
-1.4% YoY
|
56% |
| AMR |
$19,369
+0.9% YoY+3.4% QoQ
|
+$4K |
$14,884
-1.7% YoY
|
$21,889
+2.4% YoY
|
$19,920
+1.6% YoY
|
75% |
| CD Concentration |
18.1%
+19.1% YoY-2.4% QoQ
|
-6.2% | 24.3% | 28.7% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)