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BlastPoint's Credit Union Scorecard

DUNLOP EMPLOYEES

Charter #7118 · NY

<100M
2437 CUs in <100M nationally 176 in NY

DUNLOP EMPLOYEES has 1 strength but faces 8 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Members Per Employee (MPE): Top 4.2% in tier

Key Concerns

Areas that may need attention

  • - ROA 0.54% below tier average
  • - Delinquency rate 0.15% above tier average
  • - Member decline: -10.4% YoY
  • - Asset Growth Rate: Bottom 4.8% in tier
  • - Deposit Growth Rate: Bottom 5.2% in tier
  • - Member Growth Rate: Bottom 5.8% in tier
  • - Loan Growth Rate: Bottom 6.4% in tier
  • - Net Interest Margin (NIM): Bottom 6.6% in tier

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 176 that size in New York.
  • Shares and deposits -12.2% year over year ($12.5M in shares and deposits).
  • Membership: 1,441 members, -10.4% vs a year ago.
  • Delinquency rate 1.70%.
  • Return on assets 0.96%.
  • Efficiency ratio 62.23% vs a 88.77% peer average.
  • Loan-to-share ratio 47.35% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (NY) National Avg Tier Percentile
Members 1,441
-10.4% YoY-1.9% QoQ
-1.1K 2,585
-1.7% YoY
27,051
+5.9% YoY
34,678
+6.6% YoY
40%
Assets $14.7M
-10.4% YoY-1.8% QoQ
$-15.6M $30.3M
+1.5% YoY
$505.5M
+8.1% YoY
$593.1M
+10.2% YoY
40%
Loans $5.9M
-20.2% YoY-5.3% QoQ
$-9.5M $15.5M
-1.7% YoY
$338.7M
+9.1% YoY
$418.6M
+10.1% YoY
38%
Deposits $12.5M
-12.2% YoY-2.5% QoQ
$-13.3M $25.8M
+1.1% YoY
$431.4M
+8.2% YoY
$504.8M
+10.3% YoY
41%

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Tier 1
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Performance signatures (strengths & concerns)
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ROA 1.0%
-754.1% YoY+174.0% QoQ
-0.5% 1.5%
+241.5% YoY
1.2%
+60.1% YoY
1.2%
+121.4% YoY
58%
NIM 2.5%
+6.4% YoY+13.1% QoQ
-1.4% 3.9%
+0.9% YoY
3.6%
-0.3% YoY
3.8%
+2.3% YoY
Bottom 6.5% in tier
Efficiency Ratio 62.2%
-39.3% YoY-26.3% QoQ
-26.5% 88.8%
-6.9% YoY
80.5%
+0.8% YoY
83.0%
-5.3% YoY
Top 13.7% in tier
Delinquency Rate 1.7%
+52.8% YoY+27.2% QoQ
+0.2 1.5%
+2.1% YoY
1.7%
-18.0% YoY
1.3%
+2.6% YoY
75%
Loan To Share 47.4%
-9.1% YoY-2.9% QoQ
-11.5% 58.9%
-3.1% YoY
59.8%
-1.2% YoY
66.4%
-1.4% YoY
32%
AMR $12,759
-5.0% YoY-1.5% QoQ
$-2K $14,963
-6.8% YoY
$19,620
+2.7% YoY
$20,028
-0.9% YoY
43%
CD Concentration 0.0% -24.6% 24.6% 16.4% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 2.7% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (5 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 12.77%
#1 of 2437 Top 0.1% in <100M tier
103
Members Per Employee (MPE)
engagement
Value: 720.500
Peer Median: 328.333
#103 of 2437 Top 4.2% in <100M tier
336
Efficiency Ratio
profitability
Value: 62.23%
Peer Median: 80.65%
#336 of 2437 Top 13.7% in <100M tier
343
Net Charge-Off Rate
risk
Value: 0.00%
Peer Median: 0.18%
#343 of 2437 Top 14.0% in <100M tier

Top Weaknesses (8 metrics)

2322
Asset Growth Rate
growth
Value: -10.41%
Peer Median: 1.25%
#2322 of 2437 Bottom 4.8% in <100M tier
2312
Deposit Growth Rate
growth
Value: -12.17%
Peer Median: 0.92%
#2312 of 2437 Bottom 5.2% in <100M tier
2296
Member Growth Rate
growth
Value: -10.39%
Peer Median: -1.37%
#2296 of 2437 Bottom 5.8% in <100M tier
2281
Loan Growth Rate
growth
Value: -20.16%
Peer Median: -2.63%
#2281 of 2437 Bottom 6.4% in <100M tier
2278
Net Interest Margin (NIM)
profitability
Value: 2.46%
Peer Median: 3.87%
#2278 of 2437 Bottom 6.6% in <100M tier
2047
Fee Income Per Member
profitability
Value: $6.90
Peer Median: $63.89
#2047 of 2437 Bottom 16.0% in <100M tier
2009
AMR Growth Rate
growth
Value: -5.04%
Peer Median: 1.04%
#2009 of 2437 Bottom 17.6% in <100M tier
1981
First Mortgage Concentration (%)
balance_sheet
Value: 32.08%
Peer Median: 3.59%
#1981 of 2437 Bottom 18.8% in <100M tier
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