BlastPoint's Credit Union Scorecard
BISON
Charter #7149 · OK
BISON has 3 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.21% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - Member decline: -5.8% YoY
- - Loan-to-Share Ratio: Bottom 4.9% in tier
- - Loan Growth Rate: Bottom 9.6% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (OK) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,949
-5.8% YoY-0.4% QoQ
|
+1.3K |
2,625
-2.2% YoY
|
27,533
+2.7% YoY
|
33,089
+6.1% YoY
|
78% |
| Assets |
$42.4M
+1.1% YoY-1.6% QoQ
|
+$12.6M |
$29.9M
+1.1% YoY
|
$405.5M
+5.4% YoY
|
$547.7M
+7.8% YoY
|
72% |
| Loans |
$7.8M
-16.4% YoY-3.7% QoQ
|
$-8.0M |
$15.8M
-2.4% YoY
|
$252.8M
+1.3% YoY
|
$388.7M
+8.6% YoY
|
44% |
| Deposits |
$37.3M
-0.8% YoY-3.3% QoQ
|
+$11.9M |
$25.5M
+0.4% YoY
|
$336.4M
+4.6% YoY
|
$464.6M
+9.3% YoY
|
73% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.9%
-6.5% YoY+7.6% QoQ
|
+0.2% |
0.7%
-731.4% YoY
|
0.6%
+31.7% YoY
|
0.7%
+273.4% YoY
|
56% |
| NIM |
2.8%
+1.6% YoY+2.2% QoQ
|
-1.1% |
3.9%
+3.8% YoY
|
3.9%
+3.8% YoY
|
3.7%
+5.0% YoY
|
Bottom 13.4% in tier |
| Efficiency Ratio |
76.2%
+0.8% YoY-1.6% QoQ
|
-5.2% |
81.4%
-2.4% YoY
|
79.2%
-1.1% YoY
|
79.1%
-3.3% YoY
|
45% |
| Delinquency Rate |
0.0%
-59.1% YoY-52.1% QoQ
|
-1.5 |
1.5%
-2.0% YoY
|
1.1%
-4.2% YoY
|
1.2%
-0.9% YoY
|
16% |
| Loan To Share |
20.8%
-15.7% YoY-0.4% QoQ
|
-40.5% |
61.2%
-3.0% YoY
|
71.1%
-2.1% YoY
|
68.0%
-1.7% YoY
|
Bottom 4.7% in tier |
| AMR |
$11,417
+2.0% YoY-3.0% QoQ
|
$-3K |
$14,627
-2.7% YoY
|
$17,893
+3.6% YoY
|
$19,418
+1.3% YoY
|
36% |
| CD Concentration |
15.7%
+0.7% YoY-0.7% QoQ
|
-8.7% |
24.4%
+4.2% YoY
|
23.2%
+1.7% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
15.2%
-17.2% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)