BlastPoint's Credit Union Scorecard
FLEUR-DE-LIS
Charter #7376 · LA
FLEUR-DE-LIS has 2 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.54% above tier average
- + Fee Income Per Member: Top 5.6% in tier
Key Concerns
Areas that may need attention
- - ROA 1.18% below tier average
- - Member decline: -4.5% YoY
- - Indirect Auto Concentration (%): Bottom 4.6% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 107 that size in Louisiana.
- Shares and deposits -3.0% year over year ($14.9M in shares and deposits).
- Membership: 1,487 members, -4.5% vs a year ago.
- Delinquency rate 0.23%.
- Return on assets 0.32%.
- Efficiency ratio 84.82% vs a 88.77% peer average.
- Loan-to-share ratio 41.26% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,487
-4.5% YoY-0.8% QoQ
|
-1.1K |
2,585
-1.7% YoY
|
9,550
+2.7% YoY
|
34,678
+6.6% YoY
|
40% |
| Assets |
$16.8M
-1.8% YoY-1.8% QoQ
|
$-13.5M |
$30.3M
+1.5% YoY
|
$130.2M
+7.1% YoY
|
$593.1M
+10.2% YoY
|
44% |
| Loans |
$6.1M
-1.9% YoY-1.2% QoQ
|
$-9.3M |
$15.5M
-1.7% YoY
|
$92.6M
+7.3% YoY
|
$418.6M
+10.1% YoY
|
39% |
| Deposits |
$14.9M
-3.0% YoY-2.4% QoQ
|
$-10.9M |
$25.8M
+1.1% YoY
|
$111.6M
+7.6% YoY
|
$504.8M
+10.3% YoY
|
45% |
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| ROA |
0.3%
-175.7% YoY+12.7% QoQ
|
-1.2% |
1.5%
+241.5% YoY
|
1.1%
+258.0% YoY
|
1.2%
+121.4% YoY
|
19% |
| NIM |
4.4%
+3.3% YoY+1.6% QoQ
|
+0.5% |
3.9%
+0.9% YoY
|
4.2%
-0.2% YoY
|
3.8%
+2.3% YoY
|
74% |
| Efficiency Ratio |
84.8%
-12.4% YoY-0.4% QoQ
|
-3.9% |
88.8%
-6.9% YoY
|
89.3%
+0.7% YoY
|
83.0%
-5.3% YoY
|
60% |
| Delinquency Rate |
0.2%
+24.8% YoY-47.3% QoQ
|
-1.3 |
1.5%
+2.1% YoY
|
2.0%
+21.9% YoY
|
1.3%
+2.6% YoY
|
28% |
| Loan To Share |
41.3%
+1.2% YoY+1.2% QoQ
|
-17.6% |
58.9%
-3.1% YoY
|
68.1%
-2.7% YoY
|
66.4%
-1.4% YoY
|
23% |
| AMR |
$14,151
+1.9% YoY-1.3% QoQ
|
$-812 |
$14,963
-6.8% YoY
|
$13,536
+2.7% YoY
|
$20,028
-0.9% YoY
|
51% |
| CD Concentration |
16.3%
+7.4% YoY+7.1% QoQ
|
-8.2% | 24.6% | 15.1% | 20.0% | 50% |
| Indirect Auto % |
25.0%
-8.3% YoY-7.3% QoQ
|
+11.4% | 13.6% | 5.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)