BlastPoint's Credit Union Scorecard
GLENDALE
Charter #7557 · CA
GLENDALE has 1 strength but faces 6 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Members Per Employee (MPE): Top 4.0% in tier
Key Concerns
Areas that may need attention
- - Credit Quality Pressure: Bottom 50.0% in tier
- - ROA 0.23% below tier average
- - Delinquency rate 0.56% above tier average
- - Total Assets: Bottom 2.6% in tier
- - Total Deposits: Bottom 3.0% in tier
- - Fee Income Per Member: Bottom 8.5% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (CA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
8,044
-0.4% YoY+1.0% QoQ
|
-7.1K |
15,145
-2.5% YoY
|
57,202
-0.9% YoY
|
33,913
+5.7% YoY
|
18% |
| Assets |
$102.4M
+0.9% YoY+0.8% QoQ
|
$-129.3M |
$231.7M
+0.8% YoY
|
$1.2B
+0.4% YoY
|
$578.3M
+9.0% YoY
|
Bottom 2.5% in tier |
| Loans |
$60.7M
-0.6% YoY+4.3% QoQ
|
$-83.5M |
$144.1M
+0.2% YoY
|
$813.8M
+0.1% YoY
|
$402.4M
+8.7% YoY
|
Bottom 11.4% in tier |
| Deposits |
$89.6M
+3.6% YoY+0.7% QoQ
|
$-111.6M |
$201.1M
+0.4% YoY
|
$1.0B
+1.2% YoY
|
$494.3M
+9.1% YoY
|
Bottom 2.9% in tier |
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| ROA |
0.5%
+56.4% YoY+12.6% QoQ
|
-0.2% |
0.7%
+5.1% YoY
|
2.1%
+290.7% YoY
|
0.4%
-39.2% YoY
|
36% |
| NIM |
3.7%
+12.9% YoY+7.1% QoQ
|
+0.0% |
3.6%
+4.6% YoY
|
5.0%
+56.5% YoY
|
3.8%
+4.1% YoY
|
52% |
| Efficiency Ratio |
78.0%
-7.7% YoY-2.0% QoQ
|
-0.1% |
78.0%
-1.7% YoY
|
81.3%
-2.7% YoY
|
84.6%
+2.8% YoY
|
47% |
| Delinquency Rate |
1.3%
+641.1% YoY+224.1% QoQ
|
+0.6 |
0.8%
+7.1% YoY
|
0.6%
-45.1% YoY
|
1.2%
+3.4% YoY
|
Bottom 14.2% in tier |
| Loan To Share |
67.8%
-4.1% YoY+3.6% QoQ
|
-2.7% |
70.4%
-0.4% YoY
|
67.3%
-0.6% YoY
|
65.6%
-1.4% YoY
|
41% |
| AMR |
$18,678
+2.3% YoY+1.1% QoQ
|
$-6K |
$24,918
+2.7% YoY
|
$28,733
+1.2% YoY
|
$19,920
+1.6% YoY
|
25% |
| CD Concentration |
34.9%
+2.9% YoY-3.5% QoQ
|
+10.6% | 24.3% | 21.6% | 19.8% | 50% |
| Indirect Auto % |
6.1%
+1.0% YoY+14.9% QoQ
|
-7.7% | 13.8% | 9.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (1)
Credit Quality Pressure
riskDelinquencies are rising year-over-year. Credit risk is building - they may need better underwriting tools.
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)