BlastPoint's Credit Union Scorecard
HURON AREA EDUCATION
Charter #7599 · SD
HURON AREA EDUCATION demonstrates 5 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.99% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Average Member Relationship (AMR): Top 4.9% in tier
- + Net Charge-Off Rate: Top 6.3% in tier
- + Loan-to-Member Ratio (LMR): Top 7.6% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (SD) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
854
+0.6% YoY-0.6% QoQ
|
-1.8K |
2,676
+1.6% YoY
|
10,664
+2.0% YoY
|
33,913
+5.7% YoY
|
24% |
| Assets |
$18.5M
+5.7% YoY+2.3% QoQ
|
$-11.7M |
$30.2M
+1.3% YoY
|
$187.1M
+4.6% YoY
|
$578.3M
+9.0% YoY
|
46% |
| Loans |
$8.7M
+4.3% YoY-1.3% QoQ
|
$-6.6M |
$15.3M
-2.0% YoY
|
$124.5M
+2.5% YoY
|
$402.4M
+8.7% YoY
|
48% |
| Deposits |
$16.1M
+4.9% YoY+2.3% QoQ
|
$-9.7M |
$25.8M
+0.7% YoY
|
$165.7M
+4.9% YoY
|
$494.3M
+9.1% YoY
|
47% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.1%
-11.1% YoY-18.9% QoQ
|
+1.0% |
0.1%
-77.6% YoY
|
0.9%
-399.1% YoY
|
0.4%
-39.2% YoY
|
74% |
| NIM |
3.6%
-4.1% YoY-6.2% QoQ
|
-0.4% |
4.0%
+4.0% YoY
|
4.0%
+2.7% YoY
|
3.8%
+4.1% YoY
|
39% |
| Efficiency Ratio |
68.6%
+3.7% YoY+6.7% QoQ
|
-22.0% |
90.6%
+6.5% YoY
|
79.0%
-5.2% YoY
|
84.6%
+2.8% YoY
|
24% |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+3.8% YoY
|
0.9%
+21.4% YoY
|
1.2%
+3.4% YoY
|
Top 0.1% in tier |
| Loan To Share |
54.1%
-0.5% YoY-3.5% QoQ
|
-4.4% |
58.5%
-3.0% YoY
|
70.0%
-0.5% YoY
|
65.6%
-1.4% YoY
|
43% |
| AMR |
$29,096
+4.1% YoY+1.6% QoQ
|
+$14K |
$14,884
-1.7% YoY
|
$21,889
+2.4% YoY
|
$19,920
+1.6% YoY
|
Top 4.9% in tier |
| CD Concentration |
35.4%
+0.3% YoY-2.0% QoQ
|
+11.1% | 24.3% | 28.7% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)