BlastPoint's Credit Union Scorecard
SUNFLOWER COMMUNITY
Charter #7610 · KS
SUNFLOWER COMMUNITY has 3 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.16% above tier average
- + Net Interest Margin 0.06% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 0.91% above tier average
- - Share Certificate Concentration (%): Bottom 5.0% in tier
- - Net Worth Ratio: Bottom 5.1% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,468
-0.8% YoY+0.6% QoQ
|
+842 |
2,625
-2.2% YoY
|
17,915
-2.9% YoY
|
33,089
+6.1% YoY
|
73% |
| Assets |
$31.1M
+4.4% YoY-1.8% QoQ
|
+$1.3M |
$29.9M
+1.1% YoY
|
$244.1M
-6.9% YoY
|
$547.7M
+7.8% YoY
|
61% |
| Loans |
$22.2M
+3.2% YoY+2.1% QoQ
|
+$6.5M |
$15.8M
-2.4% YoY
|
$175.9M
-4.8% YoY
|
$388.7M
+8.6% YoY
|
73% |
| Deposits |
$28.6M
+3.9% YoY-2.2% QoQ
|
+$3.1M |
$25.5M
+0.4% YoY
|
$209.0M
-2.4% YoY
|
$464.6M
+9.3% YoY
|
63% |
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| ROA |
0.8%
+184.3% YoY-0.0% QoQ
|
+0.2% |
0.7%
-731.4% YoY
|
0.7%
+53.0% YoY
|
0.7%
+273.4% YoY
|
54% |
| NIM |
4.0%
+16.0% YoY+2.5% QoQ
|
+0.1% |
3.9%
+3.8% YoY
|
4.0%
+8.4% YoY
|
3.7%
+5.0% YoY
|
54% |
| Efficiency Ratio |
74.0%
-8.1% YoY-1.3% QoQ
|
-7.3% |
81.4%
-2.4% YoY
|
77.0%
-6.2% YoY
|
79.1%
-3.3% YoY
|
40% |
| Delinquency Rate |
2.4%
-5.0% YoY-0.1% QoQ
|
+0.9 |
1.5%
-2.0% YoY
|
1.2%
-23.8% YoY
|
1.2%
-0.9% YoY
|
84% |
| Loan To Share |
77.8%
-0.7% YoY+4.3% QoQ
|
+16.5% |
61.2%
-3.0% YoY
|
71.9%
-2.0% YoY
|
68.0%
-1.7% YoY
|
74% |
| AMR |
$14,659
+4.4% YoY-0.9% QoQ
|
+$32 |
$14,627
-2.7% YoY
|
$16,347
+1.3% YoY
|
$19,418
+1.3% YoY
|
55% |
| CD Concentration |
45.4%
-9.7% YoY-4.5% QoQ
|
+21.0% |
24.4%
+4.2% YoY
|
24.2%
-2.2% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
12.4%
-5.6% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)