BlastPoint's Credit Union Scorecard
SUNFLOWER COMMUNITY
Charter #7610 · KS
SUNFLOWER COMMUNITY has 2 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.59% above tier average
- + Net Interest Margin 0.14% above tier average
Key Concerns
Areas that may need attention
- - Delinquency rate 2.48% above tier average
- - Net Worth Ratio: Bottom 5.7% in tier
- - Share Certificate Concentration (%): Bottom 6.8% in tier
- - Total Delinquency Rate (60+ days): Bottom 7.8% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,480
+1.2% YoY-0.2% QoQ
|
+803 |
2,676
+1.6% YoY
|
12,306
-36.1% YoY
|
33,913
+5.7% YoY
|
74% |
| Assets |
$32.3M
+2.7% YoY+1.0% QoQ
|
+$2.1M |
$30.2M
+1.3% YoY
|
$170.3M
-37.4% YoY
|
$578.3M
+9.0% YoY
|
62% |
| Loans |
$22.6M
+3.3% YoY-0.8% QoQ
|
+$7.3M |
$15.3M
-2.0% YoY
|
$121.5M
-36.6% YoY
|
$402.4M
+8.7% YoY
|
75% |
| Deposits |
$29.6M
+1.9% YoY+0.9% QoQ
|
+$3.8M |
$25.8M
+0.7% YoY
|
$144.0M
-38.1% YoY
|
$494.3M
+9.1% YoY
|
64% |
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| ROA |
0.7%
+7.8% YoY-18.8% QoQ
|
+0.6% |
0.1%
-77.6% YoY
|
0.6%
+30.6% YoY
|
0.4%
-39.2% YoY
|
57% |
| NIM |
4.1%
+7.6% YoY+2.2% QoQ
|
+0.1% |
4.0%
+4.0% YoY
|
4.0%
+4.6% YoY
|
3.8%
+4.1% YoY
|
65% |
| Efficiency Ratio |
75.5%
-1.3% YoY+2.8% QoQ
|
-15.2% |
90.6%
+6.5% YoY
|
78.0%
-2.8% YoY
|
84.6%
+2.8% YoY
|
36% |
| Delinquency Rate |
4.0%
+117.0% YoY+19.5% QoQ
|
+2.5 |
1.5%
+3.8% YoY
|
1.3%
+3.6% YoY
|
1.2%
+3.4% YoY
|
Bottom 7.8% in tier |
| Loan To Share |
76.3%
+1.3% YoY-1.7% QoQ
|
+17.8% |
58.5%
-3.0% YoY
|
69.9%
-0.4% YoY
|
65.6%
-1.4% YoY
|
77% |
| AMR |
$15,001
+1.3% YoY+0.4% QoQ
|
+$116 |
$14,884
-1.7% YoY
|
$16,649
+0.9% YoY
|
$19,920
+1.6% YoY
|
56% |
| CD Concentration |
41.2%
-10.1% YoY-6.9% QoQ
|
+16.9% | 24.3% | 24.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 12.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)