BlastPoint's Credit Union Scorecard
SUNFLOWER COMMUNITY
Charter #7610 · KS
SUNFLOWER COMMUNITY has 1 strength but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.33% above tier average
Key Concerns
Areas that may need attention
- - ROA 0.62% below tier average
- - Delinquency rate 1.90% above tier average
- - Net Worth Ratio: Bottom 5.1% in tier
- - Share Certificate Concentration (%): Bottom 8.0% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 43 that size in Kansas.
- Shares and deposits +4.0% year over year ($30.4M in shares and deposits).
- Membership: 3,477 members, +0.8% vs a year ago.
- Delinquency rate 3.45%.
- Return on assets 0.87%.
- Efficiency ratio 72.64% vs a 88.77% peer average.
- Loan-to-share ratio 74.54% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,477
+0.8% YoY-0.1% QoQ
|
+891 |
2,585
-1.7% YoY
|
21,725
-5.1% YoY
|
34,678
+6.6% YoY
|
74% |
| Assets |
$33.1M
+4.6% YoY+2.7% QoQ
|
+$2.9M |
$30.3M
+1.5% YoY
|
$314.3M
-2.5% YoY
|
$593.1M
+10.2% YoY
|
62% |
| Loans |
$22.6M
+4.0% YoY+0.2% QoQ
|
+$7.2M |
$15.5M
-1.7% YoY
|
$223.6M
-4.3% YoY
|
$418.6M
+10.1% YoY
|
75% |
| Deposits |
$30.4M
+4.0% YoY+2.6% QoQ
|
+$4.6M |
$25.8M
+1.1% YoY
|
$272.9M
-1.4% YoY
|
$504.8M
+10.3% YoY
|
65% |
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| ROA |
0.9%
+3.3% YoY+18.9% QoQ
|
-0.6% |
1.5%
+241.5% YoY
|
1.0%
+59.0% YoY
|
1.2%
+121.4% YoY
|
53% |
| NIM |
4.2%
+8.6% YoY+1.9% QoQ
|
+0.3% |
3.9%
+0.9% YoY
|
4.1%
+6.5% YoY
|
3.8%
+2.3% YoY
|
66% |
| Efficiency Ratio |
72.6%
-3.2% YoY-3.8% QoQ
|
-16.1% |
88.8%
-6.9% YoY
|
76.8%
-1.7% YoY
|
83.0%
-5.3% YoY
|
31% |
| Delinquency Rate |
3.4%
+42.4% YoY-13.5% QoQ
|
+1.9 |
1.5%
+2.1% YoY
|
1.5%
+11.1% YoY
|
1.3%
+2.6% YoY
|
Bottom 11.1% in tier |
| Loan To Share |
74.5%
-0.0% YoY-2.3% QoQ
|
+15.6% |
58.9%
-3.1% YoY
|
71.5%
-1.0% YoY
|
66.4%
-1.4% YoY
|
74% |
| AMR |
$15,253
+3.1% YoY+1.7% QoQ
|
+$291 |
$14,963
-6.8% YoY
|
$16,832
+1.8% YoY
|
$20,028
-0.9% YoY
|
57% |
| CD Concentration |
39.6%
-16.7% YoY-3.9% QoQ
|
+15.1% | 24.6% | 24.4% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 12.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)