BlastPoint's Credit Union Scorecard
WESTPORT
Charter #7652 · MA
WESTPORT has 5 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Loan Growth Rate: Top 3.9% in tier
- + Total Deposits: Top 5.3% in tier
- + Total Assets: Top 6.9% in tier
- + Total Members: Top 7.9% in tier
- + Total Loans: Top 9.7% in tier
Key Concerns
Areas that may need attention
- - ROA 0.27% below tier average
- - First Mortgage Concentration (%): Bottom 3.8% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 63 that size in Massachusetts.
- Shares and deposits +3.3% year over year ($73.9M in shares and deposits).
- Membership: 6,196 members, -1.3% vs a year ago.
- Delinquency rate 0.37%.
- Return on assets 1.22%.
- Efficiency ratio 69.33% vs a 88.77% peer average.
- Loan-to-share ratio 54.80% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (MA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
6,196
-1.3% YoY+0.4% QoQ
|
+3.6K |
2,585
-1.7% YoY
|
18,780
+3.1% YoY
|
34,678
+6.6% YoY
|
Top 8.0% in tier |
| Assets |
$82.2M
+4.2% YoY-0.2% QoQ
|
+$51.9M |
$30.3M
+1.5% YoY
|
$364.5M
+6.9% YoY
|
$593.1M
+10.2% YoY
|
Top 6.9% in tier |
| Loans |
$40.5M
+18.9% YoY+2.5% QoQ
|
+$25.1M |
$15.5M
-1.7% YoY
|
$274.7M
+7.2% YoY
|
$418.6M
+10.1% YoY
|
Top 9.7% in tier |
| Deposits |
$73.9M
+3.3% YoY-0.6% QoQ
|
+$48.1M |
$25.8M
+1.1% YoY
|
$301.2M
+8.1% YoY
|
$504.8M
+10.3% YoY
|
Top 5.3% in tier |
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| ROA |
1.2%
+21.6% YoY+35.9% QoQ
|
-0.3% |
1.5%
+241.5% YoY
|
0.7%
+12.3% YoY
|
1.2%
+121.4% YoY
|
71% |
| NIM |
3.6%
+3.5% YoY+4.0% QoQ
|
-0.3% |
3.9%
+0.9% YoY
|
3.3%
+1.4% YoY
|
3.8%
+2.3% YoY
|
39% |
| Efficiency Ratio |
69.3%
-5.5% YoY-8.4% QoQ
|
-19.4% |
88.8%
-6.9% YoY
|
80.1%
-1.4% YoY
|
83.0%
-5.3% YoY
|
25% |
| Delinquency Rate |
0.4%
-67.0% YoY-69.2% QoQ
|
-1.2 |
1.5%
+2.1% YoY
|
0.8%
-7.5% YoY
|
1.3%
+2.6% YoY
|
35% |
| Loan To Share |
54.8%
+15.1% YoY+3.2% QoQ
|
-4.1% |
58.9%
-3.1% YoY
|
71.9%
-1.9% YoY
|
66.4%
-1.4% YoY
|
44% |
| AMR |
$18,474
+9.7% YoY+0.0% QoQ
|
+$4K |
$14,963
-6.8% YoY
|
$25,615
+4.4% YoY
|
$20,028
-0.9% YoY
|
71% |
| CD Concentration |
17.1%
+5.5% YoY-1.9% QoQ
|
-7.4% | 24.6% | 25.4% | 20.0% | 50% |
| Indirect Auto % |
3.1%
-43.1% YoY-17.3% QoQ
|
-10.5% | 13.6% | 2.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)