BlastPoint's Credit Union Scorecard

WESTPORT

Charter #7652 · MA

<100M
2508 CUs in <100M nationally 66 in MA

WESTPORT has 8 strengths but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.75% above tier average
  • + Loan Growth Rate: Top 3.9% in tier
  • + Total Deposits: Top 5.1% in tier
  • + AMR Growth Rate: Top 5.4% in tier
  • + Total Assets: Top 6.4% in tier
  • + Asset Growth Rate: Top 7.7% in tier
  • + Total Members: Top 8.0% in tier
  • + Deposit Growth Rate: Top 9.4% in tier

Key Concerns

Areas that may need attention

  • - First Mortgage Concentration (%): Bottom 3.7% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (MA) National Avg Tier Percentile
Members 6,169
-0.7% YoY+0.4% QoQ
+3.5K 2,676
+1.6% YoY
33,485
+24.8% YoY
33,913
+5.7% YoY
Top 8.1% in tier
Assets $82.4M
+9.7% YoY+1.8% QoQ
+$52.2M $30.2M
+1.3% YoY
$590.7M
+35.2% YoY
$578.3M
+9.0% YoY
Top 6.5% in tier
Loans $39.5M
+19.3% YoY+0.7% QoQ
+$24.2M $15.3M
-2.0% YoY
$447.1M
+33.6% YoY
$402.4M
+8.7% YoY
Top 9.8% in tier
Deposits $74.4M
+9.4% YoY+1.7% QoQ
+$48.6M $25.8M
+0.7% YoY
$496.3M
+36.0% YoY
$494.3M
+9.1% YoY
Top 5.2% in tier

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 0.9%
+0.7% YoY-13.7% QoQ
+0.8% 0.1%
-77.6% YoY
0.7%
+27.7% YoY
0.4%
-39.2% YoY
65%
NIM 3.5%
-4.1% YoY+1.0% QoQ
-0.5% 4.0%
+4.0% YoY
3.3%
+3.6% YoY
3.8%
+4.1% YoY
35%
Efficiency Ratio 75.7%
-2.8% YoY+6.2% QoQ
-14.9% 90.6%
+6.5% YoY
80.2%
-4.6% YoY
84.6%
+2.8% YoY
36%
Delinquency Rate 1.2%
+92.5% YoY-13.5% QoQ
-0.3 1.5%
+3.8% YoY
0.7%
-9.8% YoY
1.2%
+3.4% YoY
68%
Loan To Share 53.1%
+9.0% YoY-1.0% QoQ
-5.4% 58.5%
-3.0% YoY
71.5%
-1.7% YoY
65.6%
-1.4% YoY
42%
AMR $18,470
+13.4% YoY+1.0% QoQ
+$4K $14,884
-1.7% YoY
$25,479
+3.4% YoY
$19,920
+1.6% YoY
71%
CD Concentration 17.5%
+39.1% YoY-5.7% QoQ
-6.8% 24.3% 25.2% 19.8% 50%
Indirect Auto % 3.8%
-40.9% YoY-0.8% QoQ
-10.0% 13.8% 2.3% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (9 metrics)

98
Loan Growth Rate
growth
Value: 19.28%
Peer Median: -2.36%
#98 of 2508 Top 3.9% in <100M tier
130
Total Deposits
balance_sheet
Value: $74.41M
Peer Median: $18.77M
#130 of 2508 Top 5.1% in <100M tier
136
AMR Growth Rate
growth
Value: 13.41%
Peer Median: 1.27%
#136 of 2508 Top 5.4% in <100M tier
162
Total Assets
balance_sheet
Value: $82.37M
Peer Median: $21.86M
#162 of 2508 Top 6.4% in <100M tier
195
Asset Growth Rate
growth
Value: 9.70%
Peer Median: 1.30%
#195 of 2508 Top 7.7% in <100M tier
202
Total Members
engagement
Value: 6,169
Peer Median: 1,918
#202 of 2508 Top 8.0% in <100M tier
236
Deposit Growth Rate
growth
Value: 9.42%
Peer Median: 0.66%
#236 of 2508 Top 9.4% in <100M tier
246
Total Loans
balance_sheet
Value: $39.53M
Peer Median: $9.48M
#246 of 2508 Top 9.8% in <100M tier
431
Members Per Employee (MPE)
engagement
Value: 474.538
Peer Median: 333.750
#431 of 2508 Top 17.1% in <100M tier

Top Weaknesses (3 metrics)

2415
First Mortgage Concentration (%)
balance_sheet
Value: 60.95%
Peer Median: 3.66%
#2415 of 2508 Bottom 3.7% in <100M tier
2221
Indirect Auto Concentration (%)
balance_sheet
Value: 3.75%
Peer Median: 0.00%
#2221 of 2508 Bottom 11.5% in <100M tier
2165
Net Worth Ratio
risk
Value: 9.53%
Peer Median: 14.28%
#2165 of 2508 Bottom 13.7% in <100M tier
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