BlastPoint's Credit Union Scorecard
ARKANSAS AM & N COLLEGE
Charter #7700 · AR
ARKANSAS AM & N COLLEGE has 2 strengths but faces 6 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Charge-Off Rate: Top 1.1% in tier
- + AMR Growth Rate: Top 3.6% in tier
Key Concerns
Areas that may need attention
- - ROA 4.04% below tier average
- - Efficiency ratio 130.81% above tier (higher cost structure)
- - Member decline: -12.6% YoY
- - Net Worth Ratio: Bottom 3.2% in tier
- - Member Growth Rate: Bottom 4.2% in tier
- - Total Assets: Bottom 9.4% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (AR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
473
-12.6% YoY-12.7% QoQ
|
-2.2K |
2,676
+1.6% YoY
|
7,947
+7.9% YoY
|
33,913
+5.7% YoY
|
Bottom 12.8% in tier |
| Assets |
$2.0M
+5.8% YoY-0.0% QoQ
|
$-28.2M |
$30.2M
+1.3% YoY
|
$111.4M
+12.6% YoY
|
$578.3M
+9.0% YoY
|
Bottom 9.4% in tier |
| Loans |
$1.0M
-3.8% YoY-1.7% QoQ
|
$-14.3M |
$15.3M
-2.0% YoY
|
$80.4M
+16.0% YoY
|
$402.4M
+8.7% YoY
|
Bottom 11.5% in tier |
| Deposits |
$1.9M
+6.9% YoY+1.1% QoQ
|
$-23.9M |
$25.8M
+0.7% YoY
|
$90.2M
+11.4% YoY
|
$494.3M
+9.1% YoY
|
Bottom 11.0% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
-3.9%
-874.0% YoY-667.5% QoQ
|
-4.0% |
0.1%
-77.6% YoY
|
-4.0%
+7873.5% YoY
|
0.4%
-39.2% YoY
|
Bottom 2.6% in tier |
| NIM |
4.0%
-12.9% YoY+93.0% QoQ
|
+0.0% |
4.0%
+4.0% YoY
|
4.1%
-8.1% YoY
|
3.8%
+4.1% YoY
|
59% |
| Efficiency Ratio |
221.4%
+146.9% YoY+147.7% QoQ
|
+130.8% |
90.6%
+6.5% YoY
|
125.8%
+36.6% YoY
|
84.6%
+2.8% YoY
|
Bottom 1.4% in tier |
| Delinquency Rate |
0.7%
-44.1% YoY-9.2% QoQ
|
-0.8 |
1.5%
+3.8% YoY
|
1.6%
+18.4% YoY
|
1.2%
+3.4% YoY
|
52% |
| Loan To Share |
54.2%
-10.0% YoY-2.8% QoQ
|
-4.3% |
58.5%
-3.0% YoY
|
70.8%
-3.6% YoY
|
65.6%
-1.4% YoY
|
44% |
| AMR |
$6,114
+17.7% YoY+14.7% QoQ
|
$-9K |
$14,884
-1.7% YoY
|
$12,879
+3.3% YoY
|
$19,920
+1.6% YoY
|
Bottom 12.0% in tier |
| CD Concentration |
24.9%
+12.8% YoY-0.5% QoQ
|
+0.7% | 24.3% | 15.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 2.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)