BlastPoint's Credit Union Scorecard
ARKANSAS AM & N COLLEGE
Charter #7700 · AR
ARKANSAS AM & N COLLEGE has 6 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.02% above tier average
- + Net Interest Margin 0.40% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Net Charge-Off Rate: Top 1.3% in tier
- + AMR Growth Rate: Top 4.9% in tier
Key Concerns
Areas that may need attention
- - Member decline: -12.4% YoY
- - Net Worth Ratio: Bottom 3.0% in tier
- - Member Growth Rate: Bottom 4.0% in tier
- - Total Assets: Bottom 9.9% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (AR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
473
-12.4% YoY-12.7% QoQ
|
-2.2K |
2,625
-2.2% YoY
|
7,762
+8.3% YoY
|
33,089
+6.1% YoY
|
Bottom 12.9% in tier |
| Assets |
$2.0M
+3.4% YoY-0.0% QoQ
|
$-27.9M |
$29.9M
+1.1% YoY
|
$104.3M
+13.0% YoY
|
$547.7M
+7.8% YoY
|
Bottom 9.9% in tier |
| Loans |
$1.0M
-10.6% YoY-1.7% QoQ
|
$-14.8M |
$15.8M
-2.4% YoY
|
$74.9M
+12.6% YoY
|
$388.7M
+8.6% YoY
|
Bottom 11.7% in tier |
| Deposits |
$1.9M
+6.9% YoY+1.1% QoQ
|
$-23.6M |
$25.5M
+0.4% YoY
|
$86.6M
+15.8% YoY
|
$464.6M
+9.3% YoY
|
Bottom 11.5% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.7%
+9.1% YoY+20.6% QoQ
|
+1.0% |
0.7%
-731.4% YoY
|
0.2%
-67.2% YoY
|
0.7%
+273.4% YoY
|
Top 14.6% in tier |
| NIM |
4.3%
-18.9% YoY+1.2% QoQ
|
+0.4% |
3.9%
+3.8% YoY
|
4.4%
+6.8% YoY
|
3.7%
+5.0% YoY
|
68% |
| Efficiency Ratio |
75.9%
+5.4% YoY-15.1% QoQ
|
-5.5% |
81.4%
-2.4% YoY
|
83.8%
+0.9% YoY
|
79.1%
-3.3% YoY
|
44% |
| Delinquency Rate |
0.7%
-60.5% YoY-9.2% QoQ
|
-0.8 |
1.5%
-2.0% YoY
|
1.5%
-12.0% YoY
|
1.2%
-0.9% YoY
|
51% |
| Loan To Share |
54.2%
-16.4% YoY-2.8% QoQ
|
-7.0% |
61.2%
-3.0% YoY
|
73.4%
-3.7% YoY
|
68.0%
-1.7% YoY
|
39% |
| AMR |
$6,114
+14.2% YoY+14.7% QoQ
|
$-9K |
$14,627
-2.7% YoY
|
$12,695
+3.6% YoY
|
$19,418
+1.3% YoY
|
Bottom 12.2% in tier |
| CD Concentration |
24.9%
+73.8% YoY-0.5% QoQ
|
+0.5% |
24.4%
+4.2% YoY
|
16.2%
+8.1% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
2.6%
-19.0% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)