BlastPoint's Credit Union Scorecard
GLENDIVE BN
Charter #7716 · MT
GLENDIVE BN has 4 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.17% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + AMR Growth Rate: Top 0.2% in tier
- + Loan-to-Member Ratio (LMR): Top 6.5% in tier
Key Concerns
Areas that may need attention
- - Member decline: -45.7% YoY
- - Member Growth Rate: Bottom 0.3% in tier
- - First Mortgage Concentration (%): Bottom 6.8% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 24 that size in Montana.
- Shares and deposits -2.3% year over year ($21.9M in shares and deposits).
- Membership: 1,649 members, -45.7% vs a year ago.
- Delinquency rate 0.00%.
- Return on assets 1.48%.
- Efficiency ratio 67.88% vs a 88.77% peer average.
- Loan-to-share ratio 81.44% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (MT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,649
-45.7% YoY+0.2% QoQ
|
-936 |
2,585
-1.7% YoY
|
10,566
-1.9% YoY
|
34,678
+6.6% YoY
|
44% |
| Assets |
$28.0M
-0.7% YoY-1.7% QoQ
|
$-2.2M |
$30.3M
+1.5% YoY
|
$194.5M
+2.8% YoY
|
$593.1M
+10.2% YoY
|
57% |
| Loans |
$17.9M
+8.3% YoY+2.4% QoQ
|
+$2.4M |
$15.5M
-1.7% YoY
|
$131.1M
+3.2% YoY
|
$418.6M
+10.1% YoY
|
67% |
| Deposits |
$21.9M
-2.3% YoY-2.7% QoQ
|
$-3.9M |
$25.8M
+1.1% YoY
|
$167.3M
+2.4% YoY
|
$504.8M
+10.3% YoY
|
55% |
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| ROA |
1.5%
+9.2% YoY+10.9% QoQ
|
+0.0% |
1.5%
+241.5% YoY
|
0.9%
+32.5% YoY
|
1.2%
+121.4% YoY
|
79% |
| NIM |
4.1%
+5.5% YoY+2.8% QoQ
|
+0.2% |
3.9%
+0.9% YoY
|
3.7%
-0.1% YoY
|
3.8%
+2.3% YoY
|
60% |
| Efficiency Ratio |
67.9%
-1.6% YoY-2.6% QoQ
|
-20.9% |
88.8%
-6.9% YoY
|
77.6%
+2.2% YoY
|
83.0%
-5.3% YoY
|
22% |
| Delinquency Rate |
0.0%
-100.0% YoY
|
-1.5 |
1.5%
+2.1% YoY
|
0.8%
+6.4% YoY
|
1.3%
+2.6% YoY
|
Top 0.1% in tier |
| Loan To Share |
81.4%
+10.9% YoY+5.2% QoQ
|
+22.6% |
58.9%
-3.1% YoY
|
65.5%
-4.7% YoY
|
66.4%
-1.4% YoY
|
82% |
| AMR |
$24,148
+88.2% YoY-0.7% QoQ
|
+$9K |
$14,963
-6.8% YoY
|
$22,069
+4.9% YoY
|
$20,028
-0.9% YoY
|
Top 10.3% in tier |
| CD Concentration |
8.6%
-25.8% YoY+3.2% QoQ
|
-16.0% | 24.6% | 18.0% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 5.7% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)