BlastPoint's Credit Union Scorecard
METHODIST HOSPITAL EMPLOYEES
Charter #7731 · TX
METHODIST HOSPITAL EMPLOYEES has 3 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 1.18% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.00% below tier average
- - Delinquency rate 1.31% above tier average
- - Member decline: -3.7% YoY
- - Net Charge-Off Rate: Bottom 2.8% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (TX) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,670
-3.7% YoY-0.9% QoQ
|
-955 |
2,625
-2.2% YoY
|
26,896
+3.7% YoY
|
33,089
+6.1% YoY
|
44% |
| Assets |
$11.0M
-4.8% YoY-1.1% QoQ
|
$-18.8M |
$29.9M
+1.1% YoY
|
$411.3M
+5.9% YoY
|
$547.7M
+7.8% YoY
|
34% |
| Loans |
$4.4M
-10.7% YoY-2.9% QoQ
|
$-11.4M |
$15.8M
-2.4% YoY
|
$295.8M
+5.3% YoY
|
$388.7M
+8.6% YoY
|
31% |
| Deposits |
$9.5M
-5.8% YoY-0.9% QoQ
|
$-15.9M |
$25.5M
+0.4% YoY
|
$341.5M
+6.1% YoY
|
$464.6M
+9.3% YoY
|
36% |
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| ROA |
0.7%
-14.9% YoY+1.6% QoQ
|
-0.0% |
0.7%
-731.4% YoY
|
0.5%
-24.0% YoY
|
0.7%
+273.4% YoY
|
46% |
| NIM |
5.1%
-9.5% YoY+2.2% QoQ
|
+1.2% |
3.9%
+3.8% YoY
|
3.9%
+4.3% YoY
|
3.7%
+5.0% YoY
|
Top 12.1% in tier |
| Efficiency Ratio |
76.0%
+22.4% YoY-4.1% QoQ
|
-5.4% |
81.4%
-2.4% YoY
|
79.6%
-0.9% YoY
|
79.1%
-3.3% YoY
|
44% |
| Delinquency Rate |
2.8%
-50.9% YoY-46.6% QoQ
|
+1.3 |
1.5%
-2.0% YoY
|
1.2%
+20.3% YoY
|
1.2%
-0.9% YoY
|
Top 13.2% in tier |
| Loan To Share |
46.3%
-5.2% YoY-2.0% QoQ
|
-15.0% |
61.2%
-3.0% YoY
|
71.8%
-2.5% YoY
|
68.0%
-1.7% YoY
|
27% |
| AMR |
$8,358
-3.9% YoY-0.6% QoQ
|
$-6K |
$14,627
-2.7% YoY
|
$17,515
+1.3% YoY
|
$19,418
+1.3% YoY
|
21% |
| CD Concentration |
3.4%
+39.3% YoY+1.1% QoQ
|
-21.0% |
24.4%
+4.2% YoY
|
20.9%
+7.1% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
7.2%
-0.2% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)