BlastPoint's Credit Union Scorecard
METHODIST HOSPITAL EMPLOYEES
Charter #7731 · TX
METHODIST HOSPITAL EMPLOYEES has 3 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 1.14% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.32% below tier average
- - Delinquency rate 1.70% above tier average
- - Member decline: -3.6% YoY
- - Net Charge-Off Rate: Bottom 3.8% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (TX) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,671
-3.6% YoY+0.1% QoQ
|
-944 |
2,615
-1.9% YoY
|
27,007
+3.4% YoY
|
33,374
+5.7% YoY
|
44% |
| Assets |
$10.9M
-5.7% YoY-0.9% QoQ
|
$-19.2M |
$30.1M
+2.1% YoY
|
$418.5M
+7.2% YoY
|
$561.6M
+9.7% YoY
|
34% |
| Loans |
$4.3M
-11.4% YoY-2.6% QoQ
|
$-11.5M |
$15.8M
-1.3% YoY
|
$298.6M
+5.4% YoY
|
$397.0M
+8.8% YoY
|
30% |
| Deposits |
$9.4M
-6.9% YoY-1.1% QoQ
|
$-16.3M |
$25.7M
+1.4% YoY
|
$347.2M
+7.2% YoY
|
$477.3M
+9.7% YoY
|
35% |
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| ROA |
0.3%
-50.5% YoY-56.4% QoQ
|
-0.3% |
0.6%
+10.8% YoY
|
0.6%
+2.3% YoY
|
0.7%
+15.9% YoY
|
30% |
| NIM |
5.1%
-7.8% YoY-0.4% QoQ
|
+1.1% |
4.0%
+4.0% YoY
|
3.9%
+3.4% YoY
|
3.8%
+5.1% YoY
|
Top 12.5% in tier |
| Efficiency Ratio |
77.9%
+15.0% YoY+2.5% QoQ
|
-4.6% |
82.6%
-2.3% YoY
|
80.2%
-0.8% YoY
|
79.7%
-3.3% YoY
|
46% |
| Delinquency Rate |
3.3%
-48.9% YoY+15.5% QoQ
|
+1.7 |
1.6%
-3.1% YoY
|
1.3%
+11.4% YoY
|
1.3%
-2.1% YoY
|
Top 11.6% in tier |
| Loan To Share |
45.6%
-4.8% YoY-1.5% QoQ
|
-15.0% |
60.6%
-3.1% YoY
|
71.4%
-2.7% YoY
|
67.4%
-1.7% YoY
|
27% |
| AMR |
$8,218
-4.9% YoY-1.7% QoQ
|
$-7K |
$14,783
-1.4% YoY
|
$17,599
+2.5% YoY
|
$19,687
+2.0% YoY
|
20% |
| CD Concentration |
3.4%
+40.9% YoY+1.3% QoQ
|
-21.0% | 24.4% | 21.2% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.1% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)