BlastPoint's Credit Union Scorecard
METHODIST HOSPITAL EMPLOYEES
Charter #7731 · TX
METHODIST HOSPITAL EMPLOYEES has 2 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.56% above tier average
- + Net Charge-Off Rate: Top 7.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.37% below tier average
- - Efficiency ratio 6.59% above tier (higher cost structure)
- - Delinquency rate 2.99% above tier average
- - Member decline: -4.1% YoY
- - Total Delinquency Rate (60+ days): Bottom 7.4% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 239 that size in Texas.
- Shares and deposits -5.4% year over year ($9.1M in shares and deposits).
- Membership: 1,617 members, -4.1% vs a year ago.
- Delinquency rate 4.54%.
- Return on assets 1.13%.
- Efficiency ratio 95.35% vs a 88.77% peer average.
- Loan-to-share ratio 44.73% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (TX) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,617
-4.1% YoY-3.3% QoQ
|
-968 |
2,585
-1.7% YoY
|
27,284
+2.5% YoY
|
34,678
+6.6% YoY
|
43% |
| Assets |
$10.7M
-4.0% YoY-0.7% QoQ
|
$-19.6M |
$30.3M
+1.5% YoY
|
$429.8M
+5.9% YoY
|
$593.1M
+10.2% YoY
|
33% |
| Loans |
$4.1M
-10.3% YoY-1.1% QoQ
|
$-11.4M |
$15.5M
-1.7% YoY
|
$305.6M
+4.5% YoY
|
$418.6M
+10.1% YoY
|
30% |
| Deposits |
$9.1M
-5.4% YoY-1.5% QoQ
|
$-16.7M |
$25.8M
+1.1% YoY
|
$357.0M
+5.3% YoY
|
$504.8M
+10.3% YoY
|
34% |
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| ROA |
1.1%
+67.9% YoY-33.3% QoQ
|
-0.4% |
1.5%
+241.5% YoY
|
1.4%
-298.3% YoY
|
1.2%
+121.4% YoY
|
66% |
| NIM |
4.5%
-10.9% YoY-4.7% QoQ
|
+0.6% |
3.9%
+0.9% YoY
|
3.9%
+2.6% YoY
|
3.8%
+2.3% YoY
|
75% |
| Efficiency Ratio |
95.4%
+20.3% YoY+14.6% QoQ
|
+6.6% |
88.8%
-6.9% YoY
|
89.3%
-7.8% YoY
|
83.0%
-5.3% YoY
|
81% |
| Delinquency Rate |
4.5%
-14.0% YoY+24.2% QoQ
|
+3.0 |
1.5%
+2.1% YoY
|
1.3%
+10.3% YoY
|
1.3%
+2.6% YoY
|
Bottom 7.4% in tier |
| Loan To Share |
44.7%
-5.2% YoY+0.4% QoQ
|
-14.2% |
58.9%
-3.1% YoY
|
70.0%
-2.3% YoY
|
66.4%
-1.4% YoY
|
28% |
| AMR |
$8,159
-3.0% YoY+2.0% QoQ
|
$-7K |
$14,963
-6.8% YoY
|
$17,919
+2.5% YoY
|
$20,028
-0.9% YoY
|
20% |
| CD Concentration |
4.5%
+33.0% YoY-1.8% QoQ
|
-20.1% | 24.6% | 21.6% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 6.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)