BlastPoint's Credit Union Scorecard
HUNTINGTON WEST VA FIREMENS
Charter #795 · WV
HUNTINGTON WEST VA FIREMENS has 4 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.63% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Net Charge-Off Rate: Top 9.4% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 0.66% above tier average
- - Share Certificate Concentration (%): Bottom 3.5% in tier
- - Fee Income Per Member: Bottom 4.6% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (WV) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
645
+0.6% YoY-0.2% QoQ
|
-2.0K |
2,625
-2.2% YoY
|
5,095
+0.6% YoY
|
33,089
+6.1% YoY
|
18% |
| Assets |
$5.7M
+7.4% YoY-0.5% QoQ
|
$-24.2M |
$29.9M
+1.1% YoY
|
$68.6M
+3.5% YoY
|
$547.7M
+7.8% YoY
|
22% |
| Loans |
$3.3M
-4.8% YoY-6.9% QoQ
|
$-12.5M |
$15.8M
-2.4% YoY
|
$38.2M
+0.9% YoY
|
$388.7M
+8.6% YoY
|
26% |
| Deposits |
$4.9M
+8.5% YoY-0.9% QoQ
|
$-20.5M |
$25.5M
+0.4% YoY
|
$58.7M
+3.0% YoY
|
$464.6M
+9.3% YoY
|
23% |
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| ROA |
1.3%
-8.5% YoY-0.1% QoQ
|
+0.6% |
0.7%
-731.4% YoY
|
1.0%
+49.4% YoY
|
0.7%
+273.4% YoY
|
74% |
| NIM |
3.5%
-14.2% YoY+1.7% QoQ
|
-0.4% |
3.9%
+3.8% YoY
|
3.9%
+3.9% YoY
|
3.7%
+5.0% YoY
|
34% |
| Efficiency Ratio |
62.5%
-3.0% YoY+1.1% QoQ
|
-18.9% |
81.4%
-2.4% YoY
|
72.7%
-3.2% YoY
|
79.1%
-3.3% YoY
|
18% |
| Delinquency Rate |
2.2%
-1.8% YoY+508.3% QoQ
|
+0.7 |
1.5%
-2.0% YoY
|
1.3%
-29.4% YoY
|
1.2%
-0.9% YoY
|
82% |
| Loan To Share |
67.3%
-12.2% YoY-6.1% QoQ
|
+6.1% |
61.2%
-3.0% YoY
|
60.8%
-6.8% YoY
|
68.0%
-1.7% YoY
|
58% |
| AMR |
$12,739
+2.1% YoY-3.3% QoQ
|
$-2K |
$14,627
-2.7% YoY
|
$14,844
+2.4% YoY
|
$19,418
+1.3% YoY
|
44% |
| CD Concentration |
49.4%
+14.4% YoY-0.0% QoQ
|
+25.0% |
24.4%
+4.2% YoY
|
16.2%
+7.9% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
2.3%
-13.6% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)