BlastPoint's Credit Union Scorecard
LAKEHURST NAVAL
Charter #7958 · NJ
LAKEHURST NAVAL has 2 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Average Member Relationship (AMR): Top 8.2% in tier
Key Concerns
Areas that may need attention
- - ROA 0.33% below tier average
- - Delinquency rate 1.56% above tier average
- - Member decline: -3.6% YoY
- - Loan-to-Share Ratio: Bottom 8.1% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (NJ) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,830
-3.6% YoY-0.9% QoQ
|
-785 |
2,615
-1.9% YoY
|
7,445
+8.1% YoY
|
33,374
+5.7% YoY
|
48% |
| Assets |
$40.6M
+6.8% YoY+0.7% QoQ
|
+$10.4M |
$30.1M
+2.1% YoY
|
$121.0M
+10.8% YoY
|
$561.6M
+9.7% YoY
|
70% |
| Loans |
$9.8M
+2.1% YoY+0.0% QoQ
|
$-6.0M |
$15.8M
-1.3% YoY
|
$75.4M
+12.2% YoY
|
$397.0M
+8.8% YoY
|
50% |
| Deposits |
$35.9M
+6.8% YoY+1.3% QoQ
|
+$10.2M |
$25.7M
+1.4% YoY
|
$102.3M
+10.2% YoY
|
$477.3M
+9.7% YoY
|
71% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.3%
-63.3% YoY-70.0% QoQ
|
-0.3% |
0.6%
+10.8% YoY
|
0.5%
+267.0% YoY
|
0.7%
+15.9% YoY
|
30% |
| NIM |
2.8%
+5.4% YoY-5.9% QoQ
|
-1.2% |
4.0%
+4.0% YoY
|
3.7%
+5.0% YoY
|
3.8%
+5.1% YoY
|
Bottom 13.5% in tier |
| Efficiency Ratio |
76.7%
-1.6% YoY+9.0% QoQ
|
-5.8% |
82.6%
-2.3% YoY
|
84.3%
-19.5% YoY
|
79.7%
-3.3% YoY
|
43% |
| Delinquency Rate |
3.1%
-5.6% YoY+8.5% QoQ
|
+1.6 |
1.6%
-3.1% YoY
|
1.7%
-6.9% YoY
|
1.3%
-2.1% YoY
|
Top 12.4% in tier |
| Loan To Share |
27.2%
-4.4% YoY-1.3% QoQ
|
-33.4% |
60.6%
-3.1% YoY
|
53.4%
-2.5% YoY
|
67.4%
-1.7% YoY
|
Bottom 8.0% in tier |
| AMR |
$24,977
+9.8% YoY+1.9% QoQ
|
+$10K |
$14,783
-1.4% YoY
|
$16,460
+2.2% YoY
|
$19,687
+2.0% YoY
|
Top 8.2% in tier |
| CD Concentration |
26.6%
+27.4% YoY+4.0% QoQ
|
+2.2% | 24.4% | 14.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 1.0% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)