BlastPoint's Credit Union Scorecard
AFL CIO EMPLOYEES
Charter #7992 · DC
AFL CIO EMPLOYEES has 1 strength but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.19% above tier average
Key Concerns
Areas that may need attention
- - ROA 1.19% below tier average
- - Efficiency ratio 9.02% above tier (higher cost structure)
- - First Mortgage Concentration (%): Bottom 7.1% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 17 that size in D.C..
- Shares and deposits -1.9% year over year ($42.6M in shares and deposits).
- Membership: 5,423 members, -0.6% vs a year ago.
- Delinquency rate 0.86%.
- Return on assets 0.30%.
- Efficiency ratio 97.78% vs a 88.77% peer average.
- Loan-to-share ratio 88.75% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (DC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,423
-0.6% YoY-0.2% QoQ
|
+2.8K |
2,585
-1.7% YoY
|
11,304
+3.6% YoY
|
34,678
+6.6% YoY
|
Top 11.2% in tier |
| Assets |
$48.4M
-1.9% YoY-2.3% QoQ
|
+$18.1M |
$30.3M
+1.5% YoY
|
$419.5M
+5.8% YoY
|
$593.1M
+10.2% YoY
|
76% |
| Loans |
$37.8M
-6.1% YoY+1.1% QoQ
|
+$22.4M |
$15.5M
-1.7% YoY
|
$248.4M
+4.8% YoY
|
$418.6M
+10.1% YoY
|
Top 11.6% in tier |
| Deposits |
$42.6M
-1.9% YoY-2.4% QoQ
|
+$16.8M |
$25.8M
+1.1% YoY
|
$364.6M
+5.5% YoY
|
$504.8M
+10.3% YoY
|
77% |
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| ROA |
0.3%
+299.8% QoQ
|
-1.2% |
1.5%
+241.5% YoY
|
1.0%
-30.4% YoY
|
1.2%
+121.4% YoY
|
18% |
| NIM |
4.1%
-7.3% YoY+0.8% QoQ
|
+0.2% |
3.9%
+0.9% YoY
|
3.6%
-0.1% YoY
|
3.8%
+2.3% YoY
|
60% |
| Efficiency Ratio |
97.8%
+11.4% YoY+1.4% QoQ
|
+9.0% |
88.8%
-6.9% YoY
|
84.8%
+17.5% YoY
|
83.0%
-5.3% YoY
|
84% |
| Delinquency Rate |
0.9%
-79.4% YoY-44.0% QoQ
|
-0.7 |
1.5%
+2.1% YoY
|
2.7%
+26.2% YoY
|
1.3%
+2.6% YoY
|
56% |
| Loan To Share |
88.8%
-4.3% YoY+3.5% QoQ
|
+29.9% |
58.9%
-3.1% YoY
|
60.8%
-1.7% YoY
|
66.4%
-1.4% YoY
|
Top 10.4% in tier |
| AMR |
$14,836
-3.3% YoY-0.6% QoQ
|
$-127 |
$14,963
-6.8% YoY
|
$22,625
-0.7% YoY
|
$20,028
-0.9% YoY
|
54% |
| CD Concentration |
12.0%
+16.7% YoY+5.8% QoQ
|
-12.6% | 24.6% | 15.9% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 0.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)