BlastPoint's Credit Union Scorecard
QUINDARO HOMES
Charter #8216 · KS
QUINDARO HOMES has 4 strengths but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.74% above tier average
- + Net Interest Margin 6.34% above tier average
- + Loan-to-Share Ratio: Top 0.1% in tier
- + Net Worth Ratio: Top 0.5% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 7.62% above tier average
- - Deposit Growth Rate: Bottom 0.5% in tier
- - Total Deposits: Bottom 1.6% in tier
- - Asset Growth Rate: Bottom 1.7% in tier
- - Total Delinquency Rate (60+ days): Bottom 2.5% in tier
- - Total Assets: Bottom 3.0% in tier
- - AMR Growth Rate: Bottom 4.1% in tier
- - Total Members: Bottom 4.1% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 43 that size in Kansas.
- Shares and deposits -35.6% year over year ($225K in shares and deposits).
- Membership: 184 members, +0.5% vs a year ago.
- Delinquency rate 9.16%.
- Return on assets 3.23%.
- Efficiency ratio 63.07% vs a 88.77% peer average.
- Loan-to-share ratio 173.80% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
184
+0.5% YoY+1.1% QoQ
|
-2.4K |
2,585
-1.7% YoY
|
21,725
-5.1% YoY
|
34,678
+6.6% YoY
|
Bottom 4.0% in tier |
| Assets |
$512,512
-16.8% YoY-16.5% QoQ
|
$-29.8M |
$30.3M
+1.5% YoY
|
$314.3M
-2.5% YoY
|
$593.1M
+10.2% YoY
|
Bottom 3.0% in tier |
| Loans |
$391,127
+6.0% YoY+3.4% QoQ
|
$-15.1M |
$15.5M
-1.7% YoY
|
$223.6M
-4.3% YoY
|
$418.6M
+10.1% YoY
|
Bottom 6.3% in tier |
| Deposits |
$225,040
-35.6% YoY-31.7% QoQ
|
$-25.6M |
$25.8M
+1.1% YoY
|
$272.9M
-1.4% YoY
|
$504.8M
+10.3% YoY
|
Bottom 1.6% in tier |
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| ROA |
3.2%
+10.9% YoY+8.4% QoQ
|
+1.7% |
1.5%
+241.5% YoY
|
1.0%
+59.0% YoY
|
1.2%
+121.4% YoY
|
Top 3.6% in tier |
| NIM |
10.2%
+40.6% YoY+49.5% QoQ
|
+6.3% |
3.9%
+0.9% YoY
|
4.1%
+6.5% YoY
|
3.8%
+2.3% YoY
|
Top 0.1% in tier |
| Efficiency Ratio |
63.1%
+24.4% YoY+10.7% QoQ
|
-25.7% |
88.8%
-6.9% YoY
|
76.8%
-1.7% YoY
|
83.0%
-5.3% YoY
|
15% |
| Delinquency Rate |
9.2%
+50.6% YoY-12.5% QoQ
|
+7.6 |
1.5%
+2.1% YoY
|
1.5%
+11.1% YoY
|
1.3%
+2.6% YoY
|
Bottom 2.5% in tier |
| Loan To Share |
173.8%
+64.6% YoY+51.4% QoQ
|
+114.9% |
58.9%
-3.1% YoY
|
71.5%
-1.0% YoY
|
66.4%
-1.4% YoY
|
Top 0.1% in tier |
| AMR |
$3,349
-14.7% YoY-13.9% QoQ
|
$-12K |
$14,963
-6.8% YoY
|
$16,832
+1.8% YoY
|
$20,028
-0.9% YoY
|
Bottom 4.9% in tier |
| CD Concentration | 0.0% | -24.6% | 24.6% | 24.4% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 12.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)