BlastPoint's Credit Union Scorecard
QUINDARO HOMES
Charter #8216 · KS
<100M
2508 CUs in <100M nationally
43 in KS
QUINDARO HOMES has 5 strengths but faces 7 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 2.83% above tier average
- + Net Interest Margin 2.84% above tier average
- + Loan-to-Share Ratio: Top 0.8% in tier
- + Net Worth Ratio: Top 1.3% in tier
- + Efficiency Ratio: Top 9.3% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 8.97% above tier average
- - Total Delinquency Rate (60+ days): Bottom 2.3% in tier
- - Total Deposits: Bottom 2.7% in tier
- - Total Assets: Bottom 3.7% in tier
- - Total Members: Bottom 4.0% in tier
- - Average Member Relationship (AMR): Bottom 6.1% in tier
- - Total Loans: Bottom 6.3% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
182
0% YoY-1.6% QoQ
|
-2.5K |
2,676
+1.6% YoY
|
12,306
-36.1% YoY
|
33,913
+5.7% YoY
|
Bottom 3.9% in tier |
| Assets |
$614,035
-0.1% YoY-0.5% QoQ
|
$-29.6M |
$30.2M
+1.3% YoY
|
$170.3M
-37.4% YoY
|
$578.3M
+9.0% YoY
|
Bottom 3.6% in tier |
| Loans |
$378,348
+9.3% YoY+4.0% QoQ
|
$-14.9M |
$15.3M
-2.0% YoY
|
$121.5M
-36.6% YoY
|
$402.4M
+8.7% YoY
|
Bottom 6.2% in tier |
| Deposits |
$329,520
-6.6% YoY-1.8% QoQ
|
$-25.5M |
$25.8M
+0.7% YoY
|
$144.0M
-38.1% YoY
|
$494.3M
+9.1% YoY
|
Bottom 2.6% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
3.0%
+7.2% YoY-11.0% QoQ
|
+2.8% |
0.1%
-77.6% YoY
|
0.6%
+30.6% YoY
|
0.4%
-39.2% YoY
|
Top 2.1% in tier |
| NIM |
6.8%
+6.4% YoY-12.4% QoQ
|
+2.8% |
4.0%
+4.0% YoY
|
4.0%
+4.6% YoY
|
3.8%
+4.1% YoY
|
Top 1.5% in tier |
| Efficiency Ratio |
57.0%
-0.9% YoY+7.4% QoQ
|
-33.7% |
90.6%
+6.5% YoY
|
78.0%
-2.8% YoY
|
84.6%
+2.8% YoY
|
Top 9.3% in tier |
| Delinquency Rate |
10.5%
+101.2% YoY+202.2% QoQ
|
+9.0 |
1.5%
+3.8% YoY
|
1.3%
+3.6% YoY
|
1.2%
+3.4% YoY
|
Bottom 2.3% in tier |
| Loan To Share |
114.8%
+17.0% YoY+6.0% QoQ
|
+56.3% |
58.5%
-3.0% YoY
|
69.9%
-0.4% YoY
|
65.6%
-1.4% YoY
|
Top 0.9% in tier |
| AMR |
$3,889
+1.3% YoY+2.9% QoQ
|
$-11K |
$14,884
-1.7% YoY
|
$16,649
+0.9% YoY
|
$19,920
+1.6% YoY
|
Bottom 6.1% in tier |
| CD Concentration | 0.0% | -24.3% | 24.3% | 24.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 12.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)
Top Strengths (10 metrics)
1
Indirect Auto Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: 0.00%
#1 of 2508
Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: 3.66%
#1 of 2508
Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: 12.45%
#1 of 2508
Top 0.1% in <100M tier
20
Loan-to-Share Ratio
balance_sheet
Value:
114.82%
Peer Median: 58.72%
#20 of 2508
Top 0.8% in <100M tier
33
Net Worth Ratio
risk
Value:
46.13%
Peer Median: 14.28%
#33 of 2508
Top 1.3% in <100M tier
37
Net Interest Margin (NIM)
profitability
Value:
6.85%
Peer Median: 3.83%
#37 of 2508
Top 1.4% in <100M tier
53
Return on Assets (ROA)
profitability
Value:
2.98%
Peer Median: 0.61%
#53 of 2508
Top 2.1% in <100M tier
233
Efficiency Ratio
profitability
Value:
56.98%
Peer Median: 81.45%
#233 of 2508
Top 9.3% in <100M tier
279
Loan Growth Rate
growth
Value:
9.33%
Peer Median: -2.36%
#279 of 2508
Top 11.1% in <100M tier
510
Net Charge-Off Rate
risk
Value:
0.00%
Peer Median: 0.07%
#510 of 2508
Top 20.3% in <100M tier
Top Weaknesses (10 metrics)
2452
Total Delinquency Rate (60+ days)
risk
Value:
10.47%
Peer Median: 0.65%
#2452 of 2508
Bottom 2.3% in <100M tier
2442
Total Deposits
balance_sheet
Value:
$329,520
Peer Median: $18.77M
#2442 of 2508
Bottom 2.7% in <100M tier
2417
Total Assets
balance_sheet
Value:
$614,035
Peer Median: $21.86M
#2417 of 2508
Bottom 3.7% in <100M tier
2408
Total Members
engagement
Value:
182
Peer Median: 1,918
#2408 of 2508
Bottom 4.0% in <100M tier
2356
Average Member Relationship (AMR)
engagement
Value:
$3,889
Peer Median: $13,926
#2356 of 2508
Bottom 6.1% in <100M tier
2352
Total Loans
balance_sheet
Value:
$378,348
Peer Median: $9.48M
#2352 of 2508
Bottom 6.3% in <100M tier
2218
Fee Income Per Member
profitability
Value:
$2.57
Peer Median: $60.42
#2218 of 2508
Bottom 11.6% in <100M tier
2186
Deposit Growth Rate
growth
Value:
-6.59%
Peer Median: 0.66%
#2186 of 2508
Bottom 12.9% in <100M tier
2181
Members Per Employee (MPE)
engagement
Value:
182.000
Peer Median: 333.750
#2181 of 2508
Bottom 13.1% in <100M tier
2145
Loan-to-Member Ratio (LMR)
engagement
Value:
$2,079
Peer Median: $4,923
#2145 of 2508
Bottom 14.5% in <100M tier