BlastPoint's Credit Union Scorecard
TECHNICOLOR
Charter #8230 · CA
TECHNICOLOR has 6 strengths but faces 6 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Fee Income Per Member: Top 1.7% in tier
- + Loan-to-Member Ratio (LMR): Top 2.0% in tier
- + Loan-to-Share Ratio: Top 2.1% in tier
- + Total Loans: Top 2.1% in tier
- + Average Member Relationship (AMR): Top 5.3% in tier
- + Total Assets: Top 6.6% in tier
Key Concerns
Areas that may need attention
- - ROA 0.54% below tier average
- - Efficiency ratio 31.76% above tier (higher cost structure)
- - Member decline: -5.1% YoY
- - First Mortgage Concentration (%): Bottom 1.5% in tier
- - Net Worth Ratio: Bottom 4.6% in tier
- - Net Interest Margin (NIM): Bottom 4.9% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 85 that size in California.
- Shares and deposits -7.1% year over year ($56.6M in shares and deposits).
- Membership: 3,976 members, -5.1% vs a year ago.
- Delinquency rate 0.32%.
- Return on assets 0.96%.
- Efficiency ratio 120.53% vs a 88.77% peer average.
- Loan-to-share ratio 104.57% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (CA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,976
-5.1% YoY-1.5% QoQ
|
+1.4K |
2,585
-1.7% YoY
|
67,400
+7.3% YoY
|
34,678
+6.6% YoY
|
79% |
| Assets |
$82.7M
-6.2% YoY-2.6% QoQ
|
+$52.4M |
$30.3M
+1.5% YoY
|
$1.4B
+10.3% YoY
|
$593.1M
+10.2% YoY
|
Top 6.6% in tier |
| Loans |
$59.2M
-6.2% YoY+0.3% QoQ
|
+$43.7M |
$15.5M
-1.7% YoY
|
$958.9M
+10.2% YoY
|
$418.6M
+10.1% YoY
|
Top 2.2% in tier |
| Deposits |
$56.6M
-7.1% YoY-2.3% QoQ
|
+$30.8M |
$25.8M
+1.1% YoY
|
$1.2B
+11.1% YoY
|
$504.8M
+10.3% YoY
|
Top 14.4% in tier |
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| ROA |
1.0%
-212.9% YoY-225.8% QoQ
|
-0.5% |
1.5%
+241.5% YoY
|
2.5%
+328.4% YoY
|
1.2%
+121.4% YoY
|
58% |
| NIM |
2.2%
+14.0% YoY-2.5% QoQ
|
-1.7% |
3.9%
+0.9% YoY
|
3.4%
+4.4% YoY
|
3.8%
+2.3% YoY
|
Bottom 4.8% in tier |
| Efficiency Ratio |
120.5%
+2.1% YoY+5.0% QoQ
|
+31.8% |
88.8%
-6.9% YoY
|
79.7%
-4.5% YoY
|
83.0%
-5.3% YoY
|
Bottom 5.1% in tier |
| Delinquency Rate |
0.3%
+13.7% YoY-8.0% QoQ
|
-1.2 |
1.5%
+2.1% YoY
|
0.7%
-14.3% YoY
|
1.3%
+2.6% YoY
|
32% |
| Loan To Share |
104.6%
+1.0% YoY+2.7% QoQ
|
+45.7% |
58.9%
-3.1% YoY
|
69.0%
+0.5% YoY
|
66.4%
-1.4% YoY
|
Top 2.2% in tier |
| AMR |
$29,119
-1.7% YoY+0.5% QoQ
|
+$14K |
$14,963
-6.8% YoY
|
$29,171
+2.5% YoY
|
$20,028
-0.9% YoY
|
Top 5.3% in tier |
| CD Concentration |
32.7%
+5.2% YoY+2.4% QoQ
|
+8.1% | 24.6% | 22.2% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 9.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)