BlastPoint's Credit Union Scorecard
BOISE FIRE DEPARTMENT
Charter #82504 · ID
BOISE FIRE DEPARTMENT has 4 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Share Certificate Concentration (%): Top 0.0% in tier
- + Loan-to-Share Ratio: Top 3.4% in tier
Key Concerns
Areas that may need attention
- - ROA 0.15% below tier average
- - Delinquency rate 0.06% above tier average
- - Fee Income Per Member: Bottom 8.3% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (ID) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,007
+1.6% YoY-0.5% QoQ
|
-1.6K |
2,615
-1.9% YoY
|
54,272
+7.9% YoY
|
33,374
+5.7% YoY
|
28% |
| Assets |
$8.8M
-4.1% YoY-2.0% QoQ
|
$-21.4M |
$30.1M
+2.1% YoY
|
$970.0M
+13.3% YoY
|
$561.6M
+9.7% YoY
|
29% |
| Loans |
$7.5M
+2.3% YoY-1.1% QoQ
|
$-8.3M |
$15.8M
-1.3% YoY
|
$802.2M
+13.5% YoY
|
$397.0M
+8.8% YoY
|
44% |
| Deposits |
$7.3M
-5.4% YoY-1.7% QoQ
|
$-18.4M |
$25.7M
+1.4% YoY
|
$828.5M
+12.5% YoY
|
$477.3M
+9.7% YoY
|
30% |
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| ROA |
0.5%
+1897.5% YoY-11.6% QoQ
|
-0.1% |
0.6%
+10.8% YoY
|
0.8%
+25.2% YoY
|
0.7%
+15.9% YoY
|
38% |
| NIM |
2.7%
+65.7% YoY+3.6% QoQ
|
-1.2% |
4.0%
+4.0% YoY
|
3.7%
+5.8% YoY
|
3.8%
+5.1% YoY
|
Bottom 11.8% in tier |
| Efficiency Ratio |
67.8%
-35.9% YoY-0.0% QoQ
|
-14.8% |
82.6%
-2.3% YoY
|
73.6%
-4.6% YoY
|
79.7%
-3.3% YoY
|
23% |
| Delinquency Rate |
1.6%
-29.5% YoY+29.0% QoQ
|
+0.1 |
1.6%
-3.1% YoY
|
0.9%
-20.4% YoY
|
1.3%
-2.1% YoY
|
73% |
| Loan To Share |
102.3%
+8.2% YoY+0.6% QoQ
|
+41.7% |
60.6%
-3.1% YoY
|
84.8%
-0.9% YoY
|
67.4%
-1.7% YoY
|
Top 3.6% in tier |
| AMR |
$14,729
-3.2% YoY-0.9% QoQ
|
$-53 |
$14,783
-1.4% YoY
|
$24,417
+3.6% YoY
|
$19,687
+2.0% YoY
|
55% |
| CD Concentration | 0.0% | -24.4% | 24.4% | 27.2% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 11.9% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)