BlastPoint's Credit Union Scorecard
MEMBERS PREFERRED
Charter #82547 · ID
MEMBERS PREFERRED has 6 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 2.67% above tier average
- + Net Interest Margin 1.01% above tier average
- + Fee Income Per Member: Top 1.4% in tier
- + Efficiency Ratio: Top 2.5% in tier
- + Loan Growth Rate: Top 6.7% in tier
- + Total Loans: Top 8.8% in tier
Key Concerns
Areas that may need attention
- - Net Charge-Off Rate: Bottom 5.3% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (ID) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,434
+3.4% YoY+2.4% QoQ
|
+1.8K |
2,676
+1.6% YoY
|
55,090
+6.4% YoY
|
33,913
+5.7% YoY
|
82% |
| Assets |
$60.3M
+6.9% YoY+3.7% QoQ
|
+$30.1M |
$30.2M
+1.3% YoY
|
$983.6M
+10.6% YoY
|
$578.3M
+9.0% YoY
|
83% |
| Loans |
$41.0M
+13.3% YoY+0.3% QoQ
|
+$25.7M |
$15.3M
-2.0% YoY
|
$811.6M
+10.9% YoY
|
$402.4M
+8.7% YoY
|
Top 8.9% in tier |
| Deposits |
$47.7M
+5.7% YoY+4.0% QoQ
|
+$21.9M |
$25.8M
+0.7% YoY
|
$856.3M
+10.5% YoY
|
$494.3M
+9.1% YoY
|
80% |
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| ROA |
2.8%
+15.2% YoY+25.3% QoQ
|
+2.7% |
0.1%
-77.6% YoY
|
0.7%
-6.6% YoY
|
0.4%
-39.2% YoY
|
Top 2.4% in tier |
| NIM |
5.0%
-11.5% YoY-10.6% QoQ
|
+1.0% |
4.0%
+4.0% YoY
|
3.6%
+1.6% YoY
|
3.8%
+4.1% YoY
|
Top 11.4% in tier |
| Efficiency Ratio |
42.4%
+8.9% YoY+3.5% QoQ
|
-48.2% |
90.6%
+6.5% YoY
|
76.8%
+3.1% YoY
|
84.6%
+2.8% YoY
|
Top 2.5% in tier |
| Delinquency Rate |
1.2%
+4.3% YoY+2.2% QoQ
|
-0.3 |
1.5%
+3.8% YoY
|
0.9%
-16.7% YoY
|
1.2%
+3.4% YoY
|
68% |
| Loan To Share |
85.9%
+7.1% YoY-3.5% QoQ
|
+27.4% |
58.5%
-3.0% YoY
|
83.5%
-0.7% YoY
|
65.6%
-1.4% YoY
|
Top 11.4% in tier |
| AMR |
$19,992
+5.5% YoY-0.1% QoQ
|
+$5K |
$14,884
-1.7% YoY
|
$24,684
+3.7% YoY
|
$19,920
+1.6% YoY
|
78% |
| CD Concentration |
32.0%
-11.6% YoY-2.2% QoQ
|
+7.8% | 24.3% | 27.2% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 11.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)