✦ Missed CU Wrapped 2025? Read the full Year in Review →

BlastPoint's Credit Union Scorecard

MATTEL

Charter #8261 · CA

<100M
2508 CUs in <100M nationally 92 in CA

MATTEL has 4 strengths but faces 2 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.35% above tier average
  • + Total Delinquency Rate (60+ days): Top 0.1% in tier
  • + Loan-to-Member Ratio (LMR): Top 6.7% in tier
  • + Average Member Relationship (AMR): Top 9.9% in tier

Key Concerns

Areas that may need attention

  • - Member decline: -5.7% YoY
  • - First Mortgage Concentration (%): Bottom 3.3% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (CA) National Avg Tier Percentile
Members 1,870
-5.7% YoY-1.2% QoQ
-806 2,676
+1.6% YoY
57,202
-0.9% YoY
33,913
+5.7% YoY
49%
Assets $29.1M
-1.4% YoY+7.7% QoQ
$-1.1M $30.2M
+1.3% YoY
$1.2B
+0.4% YoY
$578.3M
+9.0% YoY
58%
Loans $19.8M
-3.7% YoY-1.5% QoQ
+$4.5M $15.3M
-2.0% YoY
$813.8M
+0.1% YoY
$402.4M
+8.7% YoY
70%
Deposits $25.6M
-2.9% YoY+7.4% QoQ
$-214K $25.8M
+0.7% YoY
$1.0B
+1.2% YoY
$494.3M
+9.1% YoY
59%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA 0.5%
+477.2% YoY+100.8% QoQ
+0.4% 0.1%
-77.6% YoY
2.1%
+290.7% YoY
0.4%
-39.2% YoY
45%
NIM 3.3%
+10.2% YoY-5.1% QoQ
-0.7% 4.0%
+4.0% YoY
5.0%
+56.5% YoY
3.8%
+4.1% YoY
28%
Efficiency Ratio 80.2%
-18.2% YoY-13.9% QoQ
-10.5% 90.6%
+6.5% YoY
81.3%
-2.7% YoY
84.6%
+2.8% YoY
46%
Delinquency Rate 0.0% -1.5 1.5%
+3.8% YoY
0.6%
-45.1% YoY
1.2%
+3.4% YoY
Top 0.1% in tier
Loan To Share 77.3%
-0.8% YoY-8.2% QoQ
+18.8% 58.5%
-3.0% YoY
67.3%
-0.6% YoY
65.6%
-1.4% YoY
78%
AMR $24,246
+2.7% YoY+4.5% QoQ
+$9K $14,884
-1.7% YoY
$28,733
+1.2% YoY
$19,920
+1.6% YoY
Top 9.9% in tier
CD Concentration 19.2%
+39.5% YoY+12.0% QoQ
-5.1% 24.3% 21.6% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 9.0% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (6 metrics)

1
Total Delinquency Rate (60+ days)
risk
Value: 0.00%
Peer Median: 0.65%
#1 of 2508 Top 0.1% in <100M tier
1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
169
Loan-to-Member Ratio (LMR)
engagement
Value: $10,573
Peer Median: $4,923
#169 of 2508 Top 6.7% in <100M tier
249
Average Member Relationship (AMR)
engagement
Value: $24,246
Peer Median: $13,926
#249 of 2508 Top 9.9% in <100M tier
379
Net Charge-Off Rate
risk
Value: -0.03%
Peer Median: 0.07%
#379 of 2508 Top 15.1% in <100M tier
538
Loan-to-Share Ratio
balance_sheet
Value: 77.33%
Peer Median: 58.72%
#538 of 2508 Top 21.4% in <100M tier

Top Weaknesses (3 metrics)

2426
First Mortgage Concentration (%)
balance_sheet
Value: 62.24%
Peer Median: 3.66%
#2426 of 2508 Bottom 3.3% in <100M tier
2147
Member Growth Rate
growth
Value: -5.75%
Peer Median: -1.37%
#2147 of 2508 Bottom 14.4% in <100M tier
1919
Net Worth Ratio
risk
Value: 10.86%
Peer Median: 14.28%
#1919 of 2508 Bottom 23.5% in <100M tier
Link copied to clipboard!