BlastPoint's Credit Union Scorecard
STRIP STEEL COMMUNITY
Charter #8418 · WV
STRIP STEEL COMMUNITY demonstrates 3 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.26% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Net Charge-Off Rate: Top 4.1% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (WV) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,535
0% YoY0% QoQ
|
+919 |
2,615
-1.9% YoY
|
5,083
-0.6% YoY
|
33,374
+5.7% YoY
|
74% |
| Assets |
$57.3M
+6.6% YoY+2.1% QoQ
|
+$27.1M |
$30.1M
+2.1% YoY
|
$69.7M
+5.0% YoY
|
$561.6M
+9.7% YoY
|
81% |
| Loans |
$22.6M
-5.1% YoY-2.1% QoQ
|
+$6.8M |
$15.8M
-1.3% YoY
|
$38.0M
-0.4% YoY
|
$397.0M
+8.8% YoY
|
74% |
| Deposits |
$46.3M
+7.6% YoY+2.4% QoQ
|
+$20.6M |
$25.7M
+1.4% YoY
|
$59.6M
+4.6% YoY
|
$477.3M
+9.7% YoY
|
80% |
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| ROA |
0.9%
+0.9% YoY-1.8% QoQ
|
+0.3% |
0.6%
+10.8% YoY
|
0.9%
+20.0% YoY
|
0.7%
+15.9% YoY
|
60% |
| NIM |
3.0%
-3.2% YoY+0.9% QoQ
|
-0.9% |
4.0%
+4.0% YoY
|
3.9%
+5.0% YoY
|
3.8%
+5.1% YoY
|
20% |
| Efficiency Ratio |
70.3%
+4.3% YoY+3.0% QoQ
|
-12.3% |
82.6%
-2.3% YoY
|
74.6%
-2.6% YoY
|
79.7%
-3.3% YoY
|
28% |
| Delinquency Rate |
0.2%
-22.7% YoY+238.4% QoQ
|
-1.4 |
1.6%
-3.1% YoY
|
1.4%
-22.3% YoY
|
1.3%
-2.1% YoY
|
26% |
| Loan To Share |
48.8%
-11.8% YoY-4.4% QoQ
|
-11.8% |
60.6%
-3.1% YoY
|
59.6%
-5.3% YoY
|
67.4%
-1.7% YoY
|
31% |
| AMR |
$19,489
+3.1% YoY+0.9% QoQ
|
+$5K |
$14,783
-1.4% YoY
|
$14,830
+1.4% YoY
|
$19,687
+2.0% YoY
|
77% |
| CD Concentration |
28.8%
+28.1% YoY+13.3% QoQ
|
+4.4% | 24.4% | 15.7% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 2.1% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)