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BlastPoint's Credit Union Scorecard

ERIE FIREFIGHTERS

Charter #8625 · PA

<100M
2508 CUs in <100M nationally 186 in PA

ERIE FIREFIGHTERS demonstrates 2 strengths

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.74% above tier average
  • + Total Delinquency Rate (60+ days): Top 0.1% in tier

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
Members 750
-1.1% YoY-0.8% QoQ
-1.9K 2,676
+1.6% YoY
18,228
+6.1% YoY
33,913
+5.7% YoY
21%
Assets $9.8M
-5.2% YoY+0.9% QoQ
$-20.4M $30.2M
+1.3% YoY
$307.3M
+11.2% YoY
$578.3M
+9.0% YoY
31%
Loans $2.6M
-11.5% YoY-5.2% QoQ
$-12.7M $15.3M
-2.0% YoY
$202.4M
+9.8% YoY
$402.4M
+8.7% YoY
22%
Deposits $8.4M
-7.1% YoY+0.9% QoQ
$-17.4M $25.8M
+0.7% YoY
$264.3M
+10.7% YoY
$494.3M
+9.1% YoY
32%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 0.9%
+123.5% YoY-2.6% QoQ
+0.7% 0.1%
-77.6% YoY
0.8%
+3.2% YoY
0.4%
-39.2% YoY
64%
NIM 3.4%
+11.7% YoY+5.9% QoQ
-0.6% 4.0%
+4.0% YoY
3.5%
+3.1% YoY
3.8%
+4.1% YoY
31%
Efficiency Ratio 75.0%
-13.7% YoY+1.2% QoQ
-15.6% 90.6%
+6.5% YoY
78.0%
-8.8% YoY
84.6%
+2.8% YoY
35%
Delinquency Rate 0.0%
-100.0% QoQ
-1.5 1.5%
+3.8% YoY
1.2%
-7.0% YoY
1.2%
+3.4% YoY
Top 0.1% in tier
Loan To Share 30.8%
-4.8% YoY-6.1% QoQ
-27.7% 58.5%
-3.0% YoY
52.5%
-2.7% YoY
65.6%
-1.4% YoY
Bottom 12.2% in tier
AMR $14,579
-7.2% YoY+0.2% QoQ
$-305 $14,884
-1.7% YoY
$16,757
+3.3% YoY
$19,920
+1.6% YoY
53%
CD Concentration 0.0% -24.3% 24.3% 15.4% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 8.3% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (5 metrics)

1
Total Delinquency Rate (60+ days)
risk
Value: 0.00%
Peer Median: 0.65%
#1 of 2508 Top 0.1% in <100M tier
1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 12.45%
#1 of 2508 Top 0.1% in <100M tier
510
Net Charge-Off Rate
risk
Value: 0.00%
Peer Median: 0.07%
#510 of 2508 Top 20.3% in <100M tier

Top Weaknesses (7 metrics)

2218
AMR Growth Rate
growth
Value: -7.18%
Peer Median: 1.27%
#2218 of 2508 Bottom 11.6% in <100M tier
2217
Deposit Growth Rate
growth
Value: -7.07%
Peer Median: 0.66%
#2217 of 2508 Bottom 11.6% in <100M tier
2200
Loan-to-Share Ratio
balance_sheet
Value: 30.81%
Peer Median: 58.72%
#2200 of 2508 Bottom 12.3% in <100M tier
2174
Asset Growth Rate
growth
Value: -5.22%
Peer Median: 1.30%
#2174 of 2508 Bottom 13.4% in <100M tier
2042
Loan Growth Rate
growth
Value: -11.53%
Peer Median: -2.36%
#2042 of 2508 Bottom 18.6% in <100M tier
1975
Total Members
engagement
Value: 750
Peer Median: 1,918
#1975 of 2508 Bottom 21.3% in <100M tier
1966
Total Loans
balance_sheet
Value: $2.58M
Peer Median: $9.48M
#1966 of 2508 Bottom 21.7% in <100M tier
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