BlastPoint's Credit Union Scorecard
CLARK COUNTY
Charter #86752 · NV
CLARK COUNTY has 12 strengths but faces 1 concern
How does the industry compare?
What's your peer group doing?
How does NV stack up?
Key Strengths
Areas where this CU excels compared to peers
- + Organic Growth Engine: Top 2.2% in tier
- + Organic Growth Leader: Top 5.9% in tier
- + Emerging Performer: Top 21.1% in tier
- + Relationship Depth Leader: Top 31.8% in tier
- + Wallet Share Momentum: Top 72.2% in tier
- + ROA 0.15% above tier average
- + Strong member growth: 7.6% YoY
- + Loan Growth Rate: Top 4.9% in tier
- + Asset Growth Rate: Top 6.9% in tier
- + Average Member Relationship (AMR): Top 8.6% in tier
- + Member Growth Rate: Top 9.2% in tier
- + Deposit Growth Rate: Top 9.5% in tier
Key Concerns
Areas that may need attention
- - Members Per Employee (MPE): Bottom 9.2% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (NV) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
59,063
+7.6% YoY+1.7% QoQ
|
-39.6K |
98,678
-1.9% YoY
|
31,753
+2.4% YoY
|
33,089
+6.1% YoY
|
Bottom 13.5% in tier |
| Assets |
$1.5B
+12.1% YoY-0.4% QoQ
|
$-178.2M |
$1.7B
+0.5% YoY
|
$652.3M
+3.7% YoY
|
$547.7M
+7.8% YoY
|
51% |
| Loans |
$1.0B
+16.9% YoY+2.8% QoQ
|
$-223.2M |
$1.2B
+0.5% YoY
|
$403.3M
+6.9% YoY
|
$388.7M
+8.6% YoY
|
38% |
| Deposits |
$1.4B
+12.2% YoY-0.9% QoQ
|
$-88.7M |
$1.5B
+1.3% YoY
|
$580.1M
+3.6% YoY
|
$464.6M
+9.3% YoY
|
54% |
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| ROA |
0.9%
-7.5% YoY+17.4% QoQ
|
+0.2% |
0.7%
+13.4% YoY
|
1.0%
-0.0% YoY
|
0.7%
+273.4% YoY
|
66% |
| NIM |
3.0%
-0.1% YoY+2.5% QoQ
|
-0.2% |
3.3%
+9.3% YoY
|
3.3%
+3.9% YoY
|
3.7%
+5.0% YoY
|
28% |
| Efficiency Ratio |
69.1%
-1.6% YoY-3.3% QoQ
|
-4.9% |
74.0%
-10.9% YoY
|
67.2%
-0.6% YoY
|
79.1%
-3.3% YoY
|
29% |
| Delinquency Rate |
0.5%
-10.4% YoY+18.1% QoQ
|
-0.4 |
0.8%
+6.1% YoY
|
0.9%
+2.2% YoY
|
1.2%
-0.9% YoY
|
27% |
| Loan To Share |
73.9%
+4.2% YoY+3.8% QoQ
|
-11.2% |
85.2%
-0.8% YoY
|
63.1%
+0.5% YoY
|
68.0%
-1.7% YoY
|
19% |
| AMR |
$40,220
+6.1% YoY-1.0% QoQ
|
+$11K |
$29,172
+2.8% YoY
|
$28,845
+4.1% YoY
|
$19,418
+1.3% YoY
|
Top 8.9% in tier |
| CD Concentration |
30.6%
+12.3% YoY+1.6% QoQ
|
+1.6% |
29.0%
+0.7% YoY
|
18.3%
+6.3% YoY
|
19.6%
+6.2% YoY
|
60% |
| Indirect Auto % |
0.4%
-50.4% YoY-16.8% QoQ
|
-18.3% |
18.8%
-3.0% YoY
|
22.8%
-3.2% YoY
|
7.9%
-2.9% YoY
|
Bottom 15.0% in tier |
Signature Analysis
Strengths (5)
Organic Growth Engine
growthGrowing membership while maintaining profitability. Healthy fundamentals in place.
Organic Growth Leader
growthAttracting members (0.5-50% YoY) without heavy indirect auto dependency (<20%). Healthy, sustainable growth model.
Emerging Performer
growthSmaller CU (bottom 50% by assets in tier) with strong profitability (ROA > 0.5%) AND growth (members >= 1%). Emerging leaders worth watching.
Relationship Depth Leader
growthTop-tier average member relationship within peer group, with stable or growing engagement. Strong wallet share positioning.
Wallet Share Momentum
growthAverage member relationship growing 5%+ year-over-year. Members are significantly deepening their engagement.
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)