BlastPoint's Credit Union Scorecard
SNAKE RIVER
Charter #8749 · ID
SNAKE RIVER has 3 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.83% above tier average
- + Net Interest Margin 0.30% above tier average
- + Loan-to-Share Ratio: Top 1.9% in tier
Key Concerns
Areas that may need attention
- - Share Certificate Concentration (%): Bottom 7.1% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (ID) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,273
+0.2% YoY-0.6% QoQ
|
-1.4K |
2,676
+1.6% YoY
|
55,090
+6.4% YoY
|
33,913
+5.7% YoY
|
35% |
| Assets |
$11.9M
-3.2% YoY-5.5% QoQ
|
$-18.3M |
$30.2M
+1.3% YoY
|
$983.6M
+10.6% YoY
|
$578.3M
+9.0% YoY
|
36% |
| Loans |
$10.6M
+9.6% YoY+1.2% QoQ
|
$-4.7M |
$15.3M
-2.0% YoY
|
$811.6M
+10.9% YoY
|
$402.4M
+8.7% YoY
|
53% |
| Deposits |
$9.9M
-4.8% YoY-6.8% QoQ
|
$-15.8M |
$25.8M
+0.7% YoY
|
$856.3M
+10.5% YoY
|
$494.3M
+9.1% YoY
|
36% |
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| ROA |
1.0%
+39.9% QoQ
|
+0.8% |
0.1%
-77.6% YoY
|
0.7%
-6.6% YoY
|
0.4%
-39.2% YoY
|
68% |
| NIM |
4.3%
+14.5% YoY+3.6% QoQ
|
+0.3% |
4.0%
+4.0% YoY
|
3.6%
+1.6% YoY
|
3.8%
+4.1% YoY
|
71% |
| Efficiency Ratio |
81.3%
-11.2% YoY-1.1% QoQ
|
-9.3% |
90.6%
+6.5% YoY
|
76.8%
+3.1% YoY
|
84.6%
+2.8% YoY
|
50% |
| Delinquency Rate |
0.3%
+102.9% YoY-26.2% QoQ
|
-1.2 |
1.5%
+3.8% YoY
|
0.9%
-16.7% YoY
|
1.2%
+3.4% YoY
|
37% |
| Loan To Share |
106.3%
+15.2% YoY+8.6% QoQ
|
+47.8% |
58.5%
-3.0% YoY
|
83.5%
-0.7% YoY
|
65.6%
-1.4% YoY
|
Top 2.0% in tier |
| AMR |
$16,105
+1.9% YoY-2.2% QoQ
|
+$1K |
$14,884
-1.7% YoY
|
$24,684
+3.7% YoY
|
$19,920
+1.6% YoY
|
61% |
| CD Concentration |
40.9%
-4.8% YoY+4.3% QoQ
|
+16.7% | 24.3% | 27.2% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 11.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)