BlastPoint's Credit Union Scorecard
ALLEG-KISKI POSTAL
Charter #8825 · PA
ALLEG-KISKI POSTAL has 1 strength but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.50% above tier average
Key Concerns
Areas that may need attention
- - ROA 0.22% below tier average
- - Delinquency rate 0.29% above tier average
- - Member decline: -4.7% YoY
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 183 that size in Pennsylvania.
- Shares and deposits +1.3% year over year ($15.8M in shares and deposits).
- Membership: 2,389 members, -4.7% vs a year ago.
- Delinquency rate 1.84%.
- Return on assets 1.27%.
- Efficiency ratio 72.50% vs a 88.77% peer average.
- Loan-to-share ratio 47.75% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (PA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,389
-4.7% YoY-2.5% QoQ
|
-196 |
2,585
-1.7% YoY
|
18,280
+5.8% YoY
|
34,678
+6.6% YoY
|
59% |
| Assets |
$19.5M
+2.0% YoY-0.5% QoQ
|
$-10.8M |
$30.3M
+1.5% YoY
|
$308.6M
+9.9% YoY
|
$593.1M
+10.2% YoY
|
47% |
| Loans |
$7.5M
-12.2% YoY-5.3% QoQ
|
$-7.9M |
$15.5M
-1.7% YoY
|
$207.1M
+9.1% YoY
|
$418.6M
+10.1% YoY
|
44% |
| Deposits |
$15.8M
+1.3% YoY-1.0% QoQ
|
$-10.0M |
$25.8M
+1.1% YoY
|
$264.2M
+9.3% YoY
|
$504.8M
+10.3% YoY
|
46% |
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| ROA |
1.3%
+3.6% YoY-19.7% QoQ
|
-0.2% |
1.5%
+241.5% YoY
|
1.0%
+23.3% YoY
|
1.2%
+121.4% YoY
|
72% |
| NIM |
4.4%
-4.4% YoY-8.2% QoQ
|
+0.5% |
3.9%
+0.9% YoY
|
3.5%
+2.1% YoY
|
3.8%
+2.3% YoY
|
73% |
| Efficiency Ratio |
72.5%
+2.6% YoY+6.1% QoQ
|
-16.3% |
88.8%
-6.9% YoY
|
76.6%
-2.6% YoY
|
83.0%
-5.3% YoY
|
31% |
| Delinquency Rate |
1.8%
+3.3% YoY-12.3% QoQ
|
+0.3 |
1.5%
+2.1% YoY
|
1.2%
-8.4% YoY
|
1.3%
+2.6% YoY
|
76% |
| Loan To Share |
47.7%
-13.3% YoY-4.4% QoQ
|
-11.1% |
58.9%
-3.1% YoY
|
53.4%
-2.0% YoY
|
66.4%
-1.4% YoY
|
33% |
| AMR |
$9,749
+1.3% YoY+0.0% QoQ
|
$-5K |
$14,963
-6.8% YoY
|
$16,967
+3.7% YoY
|
$20,028
-0.9% YoY
|
26% |
| CD Concentration |
6.0%
-0.3% YoY-12.9% QoQ
|
-18.5% | 24.6% | 15.6% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 8.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)