BlastPoint's Credit Union Scorecard
NORFOLK COMMUNITY
Charter #8828 · MA
NORFOLK COMMUNITY demonstrates 4 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.27% above tier average
- + Members Per Employee (MPE): Top 1.7% in tier
- + Deposit Growth Rate: Top 2.2% in tier
- + Asset Growth Rate: Top 2.3% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (MA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,591
-0.2% YoY+0.0% QoQ
|
+975 |
2,615
-1.9% YoY
|
27,118
+2.4% YoY
|
33,374
+5.7% YoY
|
75% |
| Assets |
$33.9M
+17.6% YoY+2.5% QoQ
|
+$3.8M |
$30.1M
+2.1% YoY
|
$450.6M
+5.5% YoY
|
$561.6M
+9.7% YoY
|
64% |
| Loans |
$19.7M
-4.7% YoY-2.1% QoQ
|
+$3.9M |
$15.8M
-1.3% YoY
|
$346.1M
+3.6% YoY
|
$397.0M
+8.8% YoY
|
70% |
| Deposits |
$28.6M
+18.9% YoY+2.0% QoQ
|
+$2.9M |
$25.7M
+1.4% YoY
|
$377.7M
+7.2% YoY
|
$477.3M
+9.7% YoY
|
63% |
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| ROA |
0.9%
-46.4% YoY+26.6% QoQ
|
+0.3% |
0.6%
+10.8% YoY
|
0.6%
+6.8% YoY
|
0.7%
+15.9% YoY
|
60% |
| NIM |
3.4%
-23.7% YoY+4.5% QoQ
|
-0.5% |
4.0%
+4.0% YoY
|
3.3%
+4.1% YoY
|
3.8%
+5.1% YoY
|
32% |
| Efficiency Ratio |
73.3%
+14.8% YoY-4.9% QoQ
|
-9.2% |
82.6%
-2.3% YoY
|
81.2%
-12.2% YoY
|
79.7%
-3.3% YoY
|
34% |
| Delinquency Rate |
0.5%
+29.5% YoY-37.0% QoQ
|
-1.1 |
1.6%
-3.1% YoY
|
0.9%
+13.0% YoY
|
1.3%
-2.1% YoY
|
40% |
| Loan To Share |
68.9%
-19.9% YoY-4.0% QoQ
|
+8.2% |
60.6%
-3.1% YoY
|
73.5%
-2.0% YoY
|
67.4%
-1.7% YoY
|
62% |
| AMR |
$13,459
+8.2% YoY+0.3% QoQ
|
$-1K |
$14,783
-1.4% YoY
|
$25,262
+4.8% YoY
|
$19,687
+2.0% YoY
|
48% |
| CD Concentration |
21.6%
+33.7% YoY+2.4% QoQ
|
-2.8% | 24.4% | 25.0% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 2.4% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)