✦ Missed CU Wrapped 2025? Read the full Year in Review →

BlastPoint's Credit Union Scorecard

NORFOLK COMMUNITY

Charter #8828 · MA

<100M
2508 CUs in <100M nationally 66 in MA

NORFOLK COMMUNITY demonstrates 4 strengths

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 1.01% above tier average
  • + Members Per Employee (MPE): Top 1.9% in tier
  • + Asset Growth Rate: Top 3.1% in tier
  • + Deposit Growth Rate: Top 3.6% in tier

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (MA) National Avg Tier Percentile
Members 3,589
+0.9% YoY-0.1% QoQ
+912 2,676
+1.6% YoY
33,485
+24.8% YoY
33,913
+5.7% YoY
75%
Assets $33.6M
+13.9% YoY-1.0% QoQ
+$3.4M $30.2M
+1.3% YoY
$590.7M
+35.2% YoY
$578.3M
+9.0% YoY
63%
Loans $19.2M
-3.9% YoY-2.4% QoQ
+$4.0M $15.3M
-2.0% YoY
$447.1M
+33.6% YoY
$402.4M
+8.7% YoY
69%
Deposits $28.1M
+14.2% YoY-1.7% QoQ
+$2.4M $25.8M
+0.7% YoY
$496.3M
+36.0% YoY
$494.3M
+9.1% YoY
62%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA 1.2%
-310.8% YoY+29.8% QoQ
+1.0% 0.1%
-77.6% YoY
0.7%
+27.7% YoY
0.4%
-39.2% YoY
75%
NIM 3.8%
+57.4% YoY+11.8% QoQ
-0.2% 4.0%
+4.0% YoY
3.3%
+3.6% YoY
3.8%
+4.1% YoY
50%
Efficiency Ratio 64.9%
-40.5% YoY-11.4% QoQ
-25.7% 90.6%
+6.5% YoY
80.2%
-4.6% YoY
84.6%
+2.8% YoY
18%
Delinquency Rate 0.5%
+23.0% YoY+11.2% QoQ
-1.0 1.5%
+3.8% YoY
0.7%
-9.8% YoY
1.2%
+3.4% YoY
45%
Loan To Share 68.4%
-15.8% YoY-0.7% QoQ
+9.9% 58.5%
-3.0% YoY
71.5%
-1.7% YoY
65.6%
-1.4% YoY
65%
AMR $13,200
+5.1% YoY-1.9% QoQ
$-2K $14,884
-1.7% YoY
$25,479
+3.4% YoY
$19,920
+1.6% YoY
46%
CD Concentration 19.8%
+23.4% YoY-8.7% QoQ
-4.5% 24.3% 25.2% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 2.3% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (7 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
49
Members Per Employee (MPE)
engagement
Value: 897.250
Peer Median: 333.750
#49 of 2508 Top 1.9% in <100M tier
80
Asset Growth Rate
growth
Value: 13.93%
Peer Median: 1.30%
#80 of 2508 Top 3.1% in <100M tier
91
Deposit Growth Rate
growth
Value: 14.16%
Peer Median: 0.66%
#91 of 2508 Top 3.6% in <100M tier
446
Efficiency Ratio
profitability
Value: 64.95%
Peer Median: 81.45%
#446 of 2508 Top 17.7% in <100M tier
605
Member Growth Rate
growth
Value: 0.90%
Peer Median: -1.37%
#605 of 2508 Top 24.1% in <100M tier
626
Total Members
engagement
Value: 3,589
Peer Median: 1,918
#626 of 2508 Top 24.9% in <100M tier

Top Weaknesses (1 metrics)

1928
First Mortgage Concentration (%)
balance_sheet
Value: 27.36%
Peer Median: 3.66%
#1928 of 2508 Bottom 23.2% in <100M tier
Link copied to clipboard!