BlastPoint's Credit Union Scorecard
ERIE CITY EMPLOYEES
Charter #8913 ยท PA
ERIE CITY EMPLOYEES has 5 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 2.09% above tier average
- + Net Interest Margin 0.57% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Loan-to-Share Ratio: Top 6.9% in tier
Key Concerns
Areas that may need attention
- - Share Certificate Concentration (%): Bottom 3.3% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (PA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
832
+0.4% YoY+1.1% QoQ
|
-1.8K |
2,625
-2.2% YoY
|
17,552
+5.9% YoY
|
33,089
+6.1% YoY
|
24% |
| Assets |
$7.7M
+2.8% YoY+1.2% QoQ
|
$-22.2M |
$29.9M
+1.1% YoY
|
$283.8M
+10.6% YoY
|
$547.7M
+7.8% YoY
|
27% |
| Loans |
$5.7M
+10.4% YoY+3.6% QoQ
|
$-10.0M |
$15.8M
-2.4% YoY
|
$193.1M
+8.6% YoY
|
$388.7M
+8.6% YoY
|
37% |
| Deposits |
$6.0M
+2.0% YoY+0.8% QoQ
|
$-19.4M |
$25.5M
+0.4% YoY
|
$243.3M
+10.9% YoY
|
$464.6M
+9.3% YoY
|
26% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights โ always free
โ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard โ
| ROA |
2.8%
+328.1% YoY+312.9% QoQ
|
+2.1% |
0.7%
-731.4% YoY
|
0.8%
+22.9% YoY
|
0.7%
+273.4% YoY
|
Top 2.8% in tier |
| NIM |
4.5%
+23.3% YoY+4.4% QoQ
|
+0.6% |
3.9%
+3.8% YoY
|
3.5%
+4.5% YoY
|
3.7%
+5.0% YoY
|
73% |
| Efficiency Ratio |
56.3%
-23.2% YoY-7.9% QoQ
|
-25.1% |
81.4%
-2.4% YoY
|
76.2%
-1.5% YoY
|
79.1%
-3.3% YoY
|
Bottom 10.4% in tier |
| Delinquency Rate |
0.2%
-77.2% YoY-12.3% QoQ
|
-1.4 |
1.5%
-2.0% YoY
|
1.3%
-8.2% YoY
|
1.2%
-0.9% YoY
|
24% |
| Loan To Share |
95.2%
+8.2% YoY+2.8% QoQ
|
+33.9% |
61.2%
-3.0% YoY
|
55.4%
-2.3% YoY
|
68.0%
-1.7% YoY
|
Top 7.1% in tier |
| AMR |
$14,115
+5.6% YoY+1.0% QoQ
|
$-511 |
$14,627
-2.7% YoY
|
$16,339
+4.2% YoY
|
$19,418
+1.3% YoY
|
52% |
| CD Concentration |
50.0%
+12.5% YoY+7.4% QoQ
|
+25.6% |
24.4%
+4.2% YoY
|
15.5%
+9.2% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
8.0%
+2.0% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)