BlastPoint's Credit Union Scorecard

DAVISON EMPLOYEES

Charter #8967 · LA

<100M
2508 CUs in <100M nationally 107 in LA

DAVISON EMPLOYEES has 3 strengths but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.69% above tier average
  • + Net Interest Margin 2.25% above tier average
  • + Loan-to-Share Ratio: Top 4.7% in tier

Key Concerns

Areas that may need attention

  • - Member decline: -5.5% YoY

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (LA) National Avg Tier Percentile
Members 640
-5.5% YoY-1.1% QoQ
-2.0K 2,676
+1.6% YoY
9,512
+2.6% YoY
33,913
+5.7% YoY
17%
Assets $4.3M
-4.4% YoY-4.8% QoQ
$-25.9M $30.2M
+1.3% YoY
$128.1M
+5.9% YoY
$578.3M
+9.0% YoY
17%
Loans $3.1M
-3.8% YoY+3.6% QoQ
$-12.1M $15.3M
-2.0% YoY
$89.6M
+5.7% YoY
$402.4M
+8.7% YoY
25%
Deposits $3.3M
-7.6% YoY-6.2% QoQ
$-22.5M $25.8M
+0.7% YoY
$109.6M
+6.0% YoY
$494.3M
+9.1% YoY
16%

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Tier 1
50+ financial metrics with peer benchmarks
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ROA 0.8%
-115.9% YoY+475.3% QoQ
+0.7% 0.1%
-77.6% YoY
0.1%
-79.1% YoY
0.4%
-39.2% YoY
62%
NIM 6.3%
+7.8% YoY+4.5% QoQ
+2.3% 4.0%
+4.0% YoY
4.2%
-0.4% YoY
3.8%
+4.1% YoY
Top 2.8% in tier
Efficiency Ratio 80.3%
-57.5% YoY+24.3% QoQ
-10.3% 90.6%
+6.5% YoY
88.0%
+2.9% YoY
84.6%
+2.8% YoY
47%
Delinquency Rate 1.1%
-26.0% YoY+209.6% QoQ
-0.4 1.5%
+3.8% YoY
1.7%
-21.7% YoY
1.2%
+3.4% YoY
67%
Loan To Share 95.4%
+4.0% YoY+10.4% QoQ
+36.9% 58.5%
-3.0% YoY
68.2%
-2.4% YoY
65.6%
-1.4% YoY
Top 4.8% in tier
AMR $10,034
-0.3% YoY-0.6% QoQ
$-5K $14,884
-1.7% YoY
$13,483
+2.5% YoY
$19,920
+1.6% YoY
29%
CD Concentration 0.0%
-100.0% YoY-100.0% QoQ
-24.3% 24.3% 14.9% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 5.1% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (6 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 12.45%
#1 of 2508 Top 0.1% in <100M tier
71
Net Interest Margin (NIM)
profitability
Value: 6.26%
Peer Median: 3.83%
#71 of 2508 Top 2.8% in <100M tier
118
Loan-to-Share Ratio
balance_sheet
Value: 95.37%
Peer Median: 58.72%
#118 of 2508 Top 4.7% in <100M tier
304
Net Worth Ratio
risk
Value: 24.20%
Peer Median: 14.28%
#304 of 2508 Top 12.1% in <100M tier

Top Weaknesses (9 metrics)

2239
Deposit Growth Rate
growth
Value: -7.58%
Peer Median: 0.66%
#2239 of 2508 Bottom 10.8% in <100M tier
2123
Member Growth Rate
growth
Value: -5.47%
Peer Median: -1.37%
#2123 of 2508 Bottom 15.4% in <100M tier
2104
Asset Growth Rate
growth
Value: -4.43%
Peer Median: 1.30%
#2104 of 2508 Bottom 16.1% in <100M tier
2094
Total Deposits
balance_sheet
Value: $3.29M
Peer Median: $18.77M
#2094 of 2508 Bottom 16.5% in <100M tier
2089
Total Assets
balance_sheet
Value: $4.34M
Peer Median: $21.86M
#2089 of 2508 Bottom 16.7% in <100M tier
2070
Total Members
engagement
Value: 640
Peer Median: 1,918
#2070 of 2508 Bottom 17.5% in <100M tier
2051
Members Per Employee (MPE)
engagement
Value: 213.333
Peer Median: 333.750
#2051 of 2508 Bottom 18.3% in <100M tier
1903
Net Charge-Off Rate
risk
Value: 0.56%
Peer Median: 0.07%
#1903 of 2508 Bottom 24.2% in <100M tier
1884
Total Loans
balance_sheet
Value: $3.13M
Peer Median: $9.48M
#1884 of 2508 Bottom 24.9% in <100M tier
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