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BlastPoint's Credit Union Scorecard

ARKANSAS HEALTH CENTER

Charter #8987 · AR

<100M
2437 CUs in <100M nationally 42 in AR

ARKANSAS HEALTH CENTER has 1 strength but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + Net Interest Margin 0.33% above tier average

Key Concerns

Areas that may need attention

  • - Member decline: -5.1% YoY

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 42 that size in Arkansas.
  • Shares and deposits -1.9% year over year ($8.1M in shares and deposits).
  • Membership: 1,029 members, -5.1% vs a year ago.
  • Delinquency rate 0.38%.
  • Return on assets 1.46%.
  • Efficiency ratio 69.89% vs a 88.77% peer average.
  • Loan-to-share ratio 66.97% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (AR) National Avg Tier Percentile
Members 1,029
-5.1% YoY-1.1% QoQ
-1.6K 2,585
-1.7% YoY
8,161
+10.4% YoY
34,678
+6.6% YoY
29%
Assets $9.8M
-0.1% YoY-0.5% QoQ
$-20.5M $30.3M
+1.5% YoY
$115.8M
+17.0% YoY
$593.1M
+10.2% YoY
31%
Loans $5.4M
-7.7% YoY+1.7% QoQ
$-10.0M $15.5M
-1.7% YoY
$84.2M
+19.9% YoY
$418.6M
+10.1% YoY
36%
Deposits $8.1M
-1.9% YoY-1.1% QoQ
$-17.7M $25.8M
+1.1% YoY
$93.4M
+13.5% YoY
$504.8M
+10.3% YoY
32%

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Tier 1
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ROA 1.5%
-12.4% YoY+12.4% QoQ
+0.0% 1.5%
+241.5% YoY
1.6%
+705.7% YoY
1.2%
+121.4% YoY
78%
NIM 4.2%
-4.6% YoY+1.6% QoQ
+0.3% 3.9%
+0.9% YoY
4.1%
-5.5% YoY
3.8%
+2.3% YoY
66%
Efficiency Ratio 69.9%
+1.9% YoY-4.3% QoQ
-18.9% 88.8%
-6.9% YoY
86.5%
+3.6% YoY
83.0%
-5.3% YoY
26%
Delinquency Rate 0.4%
-46.5% QoQ
-1.2 1.5%
+2.1% YoY
1.9%
+36.9% YoY
1.3%
+2.6% YoY
35%
Loan To Share 67.0%
-5.9% YoY+2.8% QoQ
+8.1% 58.9%
-3.1% YoY
71.8%
-1.2% YoY
66.4%
-1.4% YoY
62%
AMR $13,187
+0.8% YoY+1.1% QoQ
$-2K $14,963
-6.8% YoY
$12,982
+3.9% YoY
$20,028
-0.9% YoY
46%
CD Concentration 3.0%
+5.7% YoY+1.5% QoQ
-21.5% 24.6% 15.4% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 2.2% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (4 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.59%
#1 of 2437 Top 0.1% in <100M tier
343
Net Charge-Off Rate
risk
Value: 0.00%
Peer Median: 0.18%
#343 of 2437 Top 14.0% in <100M tier
529
Return on Assets (ROA)
profitability
Value: 1.46%
Peer Median: 0.81%
#529 of 2437 Top 21.7% in <100M tier

Top Weaknesses (1 metrics)

2009
Member Growth Rate
growth
Value: -5.07%
Peer Median: -1.37%
#2009 of 2437 Bottom 17.6% in <100M tier
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