BlastPoint's Credit Union Scorecard

PRR SOUTH FORK

Charter #909 · PA

<100M
2508 CUs in <100M nationally 186 in PA

PRR SOUTH FORK has 1 strength but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.64% above tier average

Key Concerns

Areas that may need attention

  • - Net Interest Margin (NIM): Bottom 4.7% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
Members 2,487
+0.7% YoY+0.3% QoQ
-189 2,676
+1.6% YoY
18,228
+6.1% YoY
33,913
+5.7% YoY
60%
Assets $49.1M
+2.8% YoY+3.9% QoQ
+$18.9M $30.2M
+1.3% YoY
$307.3M
+11.2% YoY
$578.3M
+9.0% YoY
76%
Loans $20.4M
+3.8% YoY-1.1% QoQ
+$5.1M $15.3M
-2.0% YoY
$202.4M
+9.8% YoY
$402.4M
+8.7% YoY
71%
Deposits $38.8M
+1.9% YoY+4.7% QoQ
+$13.0M $25.8M
+0.7% YoY
$264.3M
+10.7% YoY
$494.3M
+9.1% YoY
74%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA 0.8%
-42.1% YoY-37.3% QoQ
+0.6% 0.1%
-77.6% YoY
0.8%
+3.2% YoY
0.4%
-39.2% YoY
59%
NIM 2.2%
-19.6% YoY-17.7% QoQ
-1.8% 4.0%
+4.0% YoY
3.5%
+3.1% YoY
3.8%
+4.1% YoY
Bottom 4.7% in tier
Efficiency Ratio 67.3%
+31.1% YoY+22.4% QoQ
-23.3% 90.6%
+6.5% YoY
78.0%
-8.8% YoY
84.6%
+2.8% YoY
22%
Delinquency Rate 0.2%
-6.0% YoY-47.0% QoQ
-1.3 1.5%
+3.8% YoY
1.2%
-7.0% YoY
1.2%
+3.4% YoY
26%
Loan To Share 52.5%
+1.8% YoY-5.5% QoQ
-6.0% 58.5%
-3.0% YoY
52.5%
-2.7% YoY
65.6%
-1.4% YoY
40%
AMR $23,777
+1.8% YoY+2.3% QoQ
+$9K $14,884
-1.7% YoY
$16,757
+3.3% YoY
$19,920
+1.6% YoY
Top 10.8% in tier
CD Concentration 0.0% -24.3% 24.3% 15.4% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 8.3% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (9 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 12.45%
#1 of 2508 Top 0.1% in <100M tier
272
Average Member Relationship (AMR)
engagement
Value: $23,777
Peer Median: $13,926
#272 of 2508 Top 10.8% in <100M tier
334
Net Charge-Off Rate
risk
Value: -0.04%
Peer Median: 0.07%
#334 of 2508 Top 13.3% in <100M tier
415
Loan-to-Member Ratio (LMR)
engagement
Value: $8,186
Peer Median: $4,923
#415 of 2508 Top 16.5% in <100M tier
521
Net Worth Ratio
risk
Value: 20.41%
Peer Median: 14.28%
#521 of 2508 Top 20.7% in <100M tier
543
Efficiency Ratio
profitability
Value: 67.34%
Peer Median: 81.45%
#543 of 2508 Top 21.6% in <100M tier
589
Total Assets
balance_sheet
Value: $49.06M
Peer Median: $21.86M
#589 of 2508 Top 23.4% in <100M tier
611
Loan Growth Rate
growth
Value: 3.77%
Peer Median: -2.36%
#611 of 2508 Top 24.3% in <100M tier

Top Weaknesses (1 metrics)

2391
Net Interest Margin (NIM)
profitability
Value: 2.17%
Peer Median: 3.83%
#2391 of 2508 Bottom 4.7% in <100M tier
Link copied to clipboard!