BlastPoint's Credit Union Scorecard
HOTEL AND TRAVEL INDUSTRY
Charter #9115 · HI
HOTEL AND TRAVEL INDUSTRY has 1 strength but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Members Per Employee (MPE): Top 9.3% in tier
Key Concerns
Areas that may need attention
- - ROA 1.16% below tier average
- - Net Worth Ratio: Bottom 8.9% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 20 that size in Hawaii.
- Shares and deposits +1.5% year over year ($37.2M in shares and deposits).
- Membership: 4,507 members, -1.2% vs a year ago.
- Delinquency rate 0.81%.
- Return on assets 0.33%.
- Efficiency ratio 81.70% vs a 88.77% peer average.
- Loan-to-share ratio 42.75% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (HI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,507
-1.2% YoY-0.2% QoQ
|
+1.9K |
2,585
-1.7% YoY
|
19,590
+0.5% YoY
|
34,678
+6.6% YoY
|
83% |
| Assets |
$40.0M
+2.1% YoY-0.5% QoQ
|
+$9.7M |
$30.3M
+1.5% YoY
|
$386.0M
+4.8% YoY
|
$593.1M
+10.2% YoY
|
69% |
| Loans |
$15.9M
-3.5% YoY-1.9% QoQ
|
+$433K |
$15.5M
-1.7% YoY
|
$197.3M
+5.5% YoY
|
$418.6M
+10.1% YoY
|
64% |
| Deposits |
$37.2M
+1.5% YoY-0.2% QoQ
|
+$11.4M |
$25.8M
+1.1% YoY
|
$341.6M
+4.3% YoY
|
$504.8M
+10.3% YoY
|
72% |
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| ROA |
0.3%
+90.3% YoY+79.0% QoQ
|
-1.2% |
1.5%
+241.5% YoY
|
1.0%
+38.1% YoY
|
1.2%
+121.4% YoY
|
20% |
| NIM |
3.1%
+11.3% YoY+1.1% QoQ
|
-0.8% |
3.9%
+0.9% YoY
|
3.2%
+7.0% YoY
|
3.8%
+2.3% YoY
|
20% |
| Efficiency Ratio |
81.7%
-10.3% YoY-2.7% QoQ
|
-7.1% |
88.8%
-6.9% YoY
|
73.0%
-3.2% YoY
|
83.0%
-5.3% YoY
|
53% |
| Delinquency Rate |
0.8%
-57.7% YoY+7.2% QoQ
|
-0.7 |
1.5%
+2.1% YoY
|
1.3%
-1.1% YoY
|
1.3%
+2.6% YoY
|
54% |
| Loan To Share |
42.7%
-4.9% YoY-1.7% QoQ
|
-16.1% |
58.9%
-3.1% YoY
|
53.4%
-3.2% YoY
|
66.4%
-1.4% YoY
|
26% |
| AMR |
$11,773
+1.2% YoY-0.6% QoQ
|
$-3K |
$14,963
-6.8% YoY
|
$23,604
+3.8% YoY
|
$20,028
-0.9% YoY
|
38% |
| CD Concentration |
26.0%
+12.9% YoY-2.4% QoQ
|
+1.4% | 24.6% | 25.0% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 4.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)