✦ Missed CU Wrapped 2025? Read the full Year in Review →

BlastPoint's Credit Union Scorecard

HOTEL AND TRAVEL INDUSTRY

Charter #9115 · HI

<100M
2508 CUs in <100M nationally 20 in HI

HOTEL AND TRAVEL INDUSTRY has 1 strength but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + Members Per Employee (MPE): Top 9.4% in tier

Key Concerns

Areas that may need attention

  • - Net Worth Ratio: Bottom 9.5% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (HI) National Avg Tier Percentile
Members 4,514
-1.5% YoY-0.5% QoQ
+1.8K 2,676
+1.6% YoY
19,510
+0.1% YoY
33,913
+5.7% YoY
83%
Assets $40.2M
+0.8% YoY+2.3% QoQ
+$10.0M $30.2M
+1.3% YoY
$385.1M
+5.4% YoY
$578.3M
+9.0% YoY
69%
Loans $16.2M
-1.0% YoY-2.0% QoQ
+$922K $15.3M
-2.0% YoY
$193.9M
+4.9% YoY
$402.4M
+8.7% YoY
64%
Deposits $37.3M
+2.2% YoY+2.3% QoQ
+$11.5M $25.8M
+0.7% YoY
$341.1M
+4.6% YoY
$494.3M
+9.1% YoY
72%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA 0.2%
-40.7% QoQ
+0.0% 0.1%
-77.6% YoY
0.8%
-0.9% YoY
0.4%
-39.2% YoY
29%
NIM 3.1%
+22.8% YoY+3.4% QoQ
-0.9% 4.0%
+4.0% YoY
3.2%
+6.8% YoY
3.8%
+4.1% YoY
20%
Efficiency Ratio 84.0%
-10.7% YoY-4.9% QoQ
-6.6% 90.6%
+6.5% YoY
73.4%
-3.4% YoY
84.6%
+2.8% YoY
56%
Delinquency Rate 0.8%
-24.5% YoY-37.9% QoQ
-0.7 1.5%
+3.8% YoY
1.1%
+17.2% YoY
1.2%
+3.4% YoY
55%
Loan To Share 43.5%
-3.2% YoY-4.2% QoQ
-15.0% 58.5%
-3.0% YoY
53.2%
-3.6% YoY
65.6%
-1.4% YoY
26%
AMR $11,844
+2.7% YoY+1.5% QoQ
$-3K $14,884
-1.7% YoY
$23,509
+4.4% YoY
$19,920
+1.6% YoY
38%
CD Concentration 26.6%
+8.8% YoY-3.4% QoQ
+2.3% 24.3% 24.4% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 4.9% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (3 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
237
Members Per Employee (MPE)
engagement
Value: 564.250
Peer Median: 333.750
#237 of 2508 Top 9.4% in <100M tier
418
Total Members
engagement
Value: 4,514
Peer Median: 1,918
#418 of 2508 Top 16.6% in <100M tier

Top Weaknesses (4 metrics)

2271
Net Worth Ratio
risk
Value: 8.89%
Peer Median: 14.28%
#2271 of 2508 Bottom 9.5% in <100M tier
2061
Net Charge-Off Rate
risk
Value: 0.80%
Peer Median: 0.07%
#2061 of 2508 Bottom 17.9% in <100M tier
2004
Net Interest Margin (NIM)
profitability
Value: 3.06%
Peer Median: 3.83%
#2004 of 2508 Bottom 20.1% in <100M tier
1943
Share Certificate Concentration (%)
balance_sheet
Value: 26.59%
Peer Median: 12.45%
#1943 of 2508 Bottom 22.6% in <100M tier
Link copied to clipboard!