BlastPoint's Credit Union Scorecard
HOTEL AND TRAVEL INDUSTRY
Charter #9115 · HI
HOTEL AND TRAVEL INDUSTRY has 2 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Members Per Employee (MPE): Top 9.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.31% below tier average
- - Efficiency ratio 5.80% above tier (higher cost structure)
- - Net Worth Ratio: Bottom 9.7% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (HI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,537
-1.4% YoY-0.4% QoQ
|
+1.9K |
2,615
-1.9% YoY
|
19,461
+2.6% YoY
|
33,374
+5.7% YoY
|
83% |
| Assets |
$39.3M
-1.0% YoY-0.7% QoQ
|
+$9.1M |
$30.1M
+2.1% YoY
|
$378.0M
+8.3% YoY
|
$561.6M
+9.7% YoY
|
68% |
| Loans |
$16.5M
+6.5% YoY-2.4% QoQ
|
+$773K |
$15.8M
-1.3% YoY
|
$192.6M
+6.6% YoY
|
$397.0M
+8.8% YoY
|
64% |
| Deposits |
$36.4M
+0.7% YoY+0.4% QoQ
|
+$10.7M |
$25.7M
+1.4% YoY
|
$334.4M
+8.0% YoY
|
$477.3M
+9.7% YoY
|
72% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.3%
+119.8% YoY-5.8% QoQ
|
-0.3% |
0.6%
+10.8% YoY
|
0.8%
+46.9% YoY
|
0.7%
+15.9% YoY
|
31% |
| NIM |
3.0%
+16.1% YoY+0.9% QoQ
|
-1.0% |
4.0%
+4.0% YoY
|
3.1%
+6.7% YoY
|
3.8%
+5.1% YoY
|
18% |
| Efficiency Ratio |
88.4%
-1.9% YoY+0.2% QoQ
|
+5.8% |
82.6%
-2.3% YoY
|
73.8%
-6.9% YoY
|
79.7%
-3.3% YoY
|
72% |
| Delinquency Rate |
1.2%
+2.4% YoY-22.2% QoQ
|
-0.3 |
1.6%
-3.1% YoY
|
1.2%
-2.0% YoY
|
1.3%
-2.1% YoY
|
66% |
| Loan To Share |
45.4%
+5.8% YoY-2.7% QoQ
|
-15.2% |
60.6%
-3.1% YoY
|
54.4%
-2.4% YoY
|
67.4%
-1.7% YoY
|
26% |
| AMR |
$11,674
+3.9% YoY-0.1% QoQ
|
$-3K |
$14,783
-1.4% YoY
|
$23,250
+4.8% YoY
|
$19,687
+2.0% YoY
|
37% |
| CD Concentration |
27.5%
+11.8% YoY+23.6% QoQ
|
+3.1% | 24.4% | 24.1% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.0% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)