BlastPoint's Credit Union Scorecard
SHAWNEE TVA EMPLOYEES
Charter #9497 · KY
SHAWNEE TVA EMPLOYEES has 2 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + AMR Growth Rate: Top 0.3% in tier
Key Concerns
Areas that may need attention
- - ROA 0.68% below tier average
- - Member decline: -39.5% YoY
- - Member Growth Rate: Bottom 0.5% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 34 that size in Kentucky.
- Shares and deposits +8.3% year over year ($5.1M in shares and deposits).
- Membership: 580 members, -39.5% vs a year ago.
- Delinquency rate 0.00%.
- Return on assets 0.81%.
- Efficiency ratio 78.03% vs a 88.77% peer average.
- Loan-to-share ratio 66.54% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (KY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
580
-39.5% YoY-1.4% QoQ
|
-2.0K |
2,585
-1.7% YoY
|
19,704
+8.5% YoY
|
34,678
+6.6% YoY
|
16% |
| Assets |
$6.6M
+7.3% YoY+2.1% QoQ
|
$-23.7M |
$30.3M
+1.5% YoY
|
$329.2M
+13.7% YoY
|
$593.1M
+10.2% YoY
|
23% |
| Loans |
$3.4M
-2.8% YoY-1.9% QoQ
|
$-12.1M |
$15.5M
-1.7% YoY
|
$234.8M
+15.2% YoY
|
$418.6M
+10.1% YoY
|
26% |
| Deposits |
$5.1M
+8.3% YoY+2.4% QoQ
|
$-20.7M |
$25.8M
+1.1% YoY
|
$276.9M
+13.5% YoY
|
$504.8M
+10.3% YoY
|
23% |
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| ROA |
0.8%
-58.8% YoY-24.6% QoQ
|
-0.7% |
1.5%
+241.5% YoY
|
1.2%
+141.8% YoY
|
1.2%
+121.4% YoY
|
50% |
| NIM |
3.4%
-23.9% YoY-5.1% QoQ
|
-0.5% |
3.9%
+0.9% YoY
|
3.7%
+2.3% YoY
|
3.8%
+2.3% YoY
|
31% |
| Efficiency Ratio |
78.0%
+37.3% YoY+10.4% QoQ
|
-10.7% |
88.8%
-6.9% YoY
|
83.2%
+1.5% YoY
|
83.0%
-5.3% YoY
|
44% |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+2.1% YoY
|
1.1%
+18.9% YoY
|
1.3%
+2.6% YoY
|
Top 0.1% in tier |
| Loan To Share |
66.5%
-10.3% YoY-4.2% QoQ
|
+7.6% |
58.9%
-3.1% YoY
|
64.3%
-0.2% YoY
|
66.4%
-1.4% YoY
|
61% |
| AMR |
$14,518
+71.3% YoY+2.0% QoQ
|
$-444 |
$14,963
-6.8% YoY
|
$17,761
+5.3% YoY
|
$20,028
-0.9% YoY
|
53% |
| CD Concentration |
24.5%
+92.5% YoY+9.5% QoQ
|
-0.1% | 24.6% | 23.1% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 7.6% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)