BlastPoint's Credit Union Scorecard
SHAWNEE TVA EMPLOYEES
Charter #9497 · KY
SHAWNEE TVA EMPLOYEES has 3 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.92% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + AMR Growth Rate: Top 0.1% in tier
Key Concerns
Areas that may need attention
- - Member decline: -38.7% YoY
- - Member Growth Rate: Bottom 0.4% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (KY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
588
-38.7% YoY-1.8% QoQ
|
-2.1K |
2,676
+1.6% YoY
|
19,049
+8.0% YoY
|
33,913
+5.7% YoY
|
16% |
| Assets |
$6.4M
+7.3% YoY-2.5% QoQ
|
$-23.8M |
$30.2M
+1.3% YoY
|
$318.2M
+13.2% YoY
|
$578.3M
+9.0% YoY
|
23% |
| Loans |
$3.4M
+4.7% YoY-2.4% QoQ
|
$-11.9M |
$15.3M
-2.0% YoY
|
$224.2M
+14.2% YoY
|
$402.4M
+8.7% YoY
|
26% |
| Deposits |
$4.9M
+8.1% YoY-3.5% QoQ
|
$-20.8M |
$25.8M
+0.7% YoY
|
$268.6M
+13.0% YoY
|
$494.3M
+9.1% YoY
|
22% |
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| ROA |
1.1%
-52.6% YoY-31.1% QoQ
|
+0.9% |
0.1%
-77.6% YoY
|
-0.2%
-46.7% YoY
|
0.4%
-39.2% YoY
|
72% |
| NIM |
3.6%
-22.7% YoY-7.9% QoQ
|
-0.4% |
4.0%
+4.0% YoY
|
3.3%
-7.9% YoY
|
3.8%
+4.1% YoY
|
40% |
| Efficiency Ratio |
70.6%
+35.9% YoY+16.4% QoQ
|
-20.0% |
90.6%
+6.5% YoY
|
83.1%
-14.8% YoY
|
84.6%
+2.8% YoY
|
27% |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+3.8% YoY
|
0.9%
-11.3% YoY
|
1.2%
+3.4% YoY
|
Top 0.1% in tier |
| Loan To Share |
69.5%
-3.1% YoY+1.2% QoQ
|
+11.0% |
58.5%
-3.0% YoY
|
64.5%
+0.1% YoY
|
65.6%
-1.4% YoY
|
67% |
| AMR |
$14,227
+74.0% YoY-1.3% QoQ
|
$-657 |
$14,884
-1.7% YoY
|
$17,696
+5.9% YoY
|
$19,920
+1.6% YoY
|
51% |
| CD Concentration |
22.3%
+154.3% YoY+9.3% QoQ
|
-1.9% | 24.3% | 22.8% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.7% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)