BlastPoint's Credit Union Scorecard
EASTMILL
Charter #9518 · ME
EASTMILL has 4 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Loan Growth Rate: Top 2.9% in tier
- + AMR Growth Rate: Top 7.9% in tier
- + Total Assets: Top 7.9% in tier
- + Total Deposits: Top 9.7% in tier
Key Concerns
Areas that may need attention
- - ROA 1.15% below tier average
- - Indirect Auto Concentration (%): Bottom 5.7% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 8 that size in Maine.
- Shares and deposits +5.2% year over year ($64.7M in shares and deposits).
- Membership: 4,094 members, -0.7% vs a year ago.
- Delinquency rate 0.00%.
- Return on assets 0.34%.
- Efficiency ratio 87.57% vs a 88.77% peer average.
- Loan-to-share ratio 51.97% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (ME) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,094
-0.7% YoY+0.6% QoQ
|
+1.5K |
2,585
-1.7% YoY
|
16,125
+1.5% YoY
|
34,678
+6.6% YoY
|
80% |
| Assets |
$79.6M
+4.6% YoY+1.3% QoQ
|
+$49.3M |
$30.3M
+1.5% YoY
|
$282.5M
+5.4% YoY
|
$593.1M
+10.2% YoY
|
Top 7.9% in tier |
| Loans |
$33.6M
+22.1% YoY+9.3% QoQ
|
+$18.2M |
$15.5M
-1.7% YoY
|
$195.0M
+5.1% YoY
|
$418.6M
+10.1% YoY
|
Top 14.2% in tier |
| Deposits |
$64.7M
+5.2% YoY+1.3% QoQ
|
+$38.9M |
$25.8M
+1.1% YoY
|
$246.1M
+4.8% YoY
|
$504.8M
+10.3% YoY
|
Top 9.7% in tier |
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| ROA |
0.3%
-23.6% YoY+61.3% QoQ
|
-1.2% |
1.5%
+241.5% YoY
|
0.8%
-4.3% YoY
|
1.2%
+121.4% YoY
|
21% |
| NIM |
3.9%
+5.3% YoY+7.7% QoQ
|
+0.0% |
3.9%
+0.9% YoY
|
3.6%
+1.9% YoY
|
3.8%
+2.3% YoY
|
52% |
| Efficiency Ratio |
87.6%
+0.4% YoY-2.7% QoQ
|
-1.2% |
88.8%
-6.9% YoY
|
78.1%
+1.5% YoY
|
83.0%
-5.3% YoY
|
66% |
| Delinquency Rate |
0.0%
-98.6% YoY-97.9% QoQ
|
-1.5 |
1.5%
+2.1% YoY
|
0.9%
+26.9% YoY
|
1.3%
+2.6% YoY
|
Top 12.7% in tier |
| Loan To Share |
52.0%
+16.0% YoY+7.9% QoQ
|
-6.9% |
58.9%
-3.1% YoY
|
74.1%
-1.3% YoY
|
66.4%
-1.4% YoY
|
40% |
| AMR |
$24,004
+11.2% YoY+3.3% QoQ
|
+$9K |
$14,963
-6.8% YoY
|
$26,047
+3.5% YoY
|
$20,028
-0.9% YoY
|
Top 10.5% in tier |
| CD Concentration |
26.8%
+29.9% YoY+0.4% QoQ
|
+2.2% | 24.6% | 25.5% | 20.0% | 50% |
| Indirect Auto % |
18.7%
-18.8% YoY-8.5% QoQ
|
+5.0% | 13.6% | 16.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)