BlastPoint's Credit Union Scorecard
SARGENT
Charter #9613 · DC
SARGENT has 4 strengths but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.17% above tier average
- + Net Charge-Off Rate: Top 0.2% in tier
- + Loan Growth Rate: Top 0.9% in tier
- + Efficiency Ratio: Top 4.0% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 20.50% above tier average
- - Average Member Relationship (AMR): Bottom 0.5% in tier
- - Total Delinquency Rate (60+ days): Bottom 0.9% in tier
- - Loan-to-Member Ratio (LMR): Bottom 1.2% in tier
- - Total Assets: Bottom 1.4% in tier
- - Total Deposits: Bottom 1.5% in tier
- - Total Loans: Bottom 2.0% in tier
- - Fee Income Per Member: Bottom 3.0% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 17 that size in D.C..
- Shares and deposits -9.7% year over year ($208K in shares and deposits).
- Membership: 391 members, +0.0% vs a year ago.
- Delinquency rate 22.05%.
- Return on assets 1.66%.
- Efficiency ratio 49.44% vs a 88.77% peer average.
- Loan-to-share ratio 24.31% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (DC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
391
0% YoY0% QoQ
|
-2.2K |
2,585
-1.7% YoY
|
11,304
+3.6% YoY
|
34,678
+6.6% YoY
|
Bottom 10.7% in tier |
| Assets |
$258,183
-7.4% YoY-3.7% QoQ
|
$-30.0M |
$30.3M
+1.5% YoY
|
$419.5M
+5.8% YoY
|
$593.1M
+10.2% YoY
|
Bottom 1.3% in tier |
| Loans |
$50,523
+58.4% YoY-4.8% QoQ
|
$-15.4M |
$15.5M
-1.7% YoY
|
$248.4M
+4.8% YoY
|
$418.6M
+10.1% YoY
|
Bottom 1.9% in tier |
| Deposits |
$207,845
-9.7% YoY-5.1% QoQ
|
$-25.6M |
$25.8M
+1.1% YoY
|
$364.6M
+5.5% YoY
|
$504.8M
+10.3% YoY
|
Bottom 1.4% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.7%
+86.3% YoY+25.9% QoQ
|
+0.2% |
1.5%
+241.5% YoY
|
1.0%
-30.4% YoY
|
1.2%
+121.4% YoY
|
84% |
| NIM |
3.3%
+28.6% YoY-0.9% QoQ
|
-0.6% |
3.9%
+0.9% YoY
|
3.6%
-0.1% YoY
|
3.8%
+2.3% YoY
|
26% |
| Efficiency Ratio |
49.4%
-24.1% YoY-17.9% QoQ
|
-39.3% |
88.8%
-6.9% YoY
|
84.8%
+17.5% YoY
|
83.0%
-5.3% YoY
|
Top 4.0% in tier |
| Delinquency Rate |
22.1%
-1.2% YoY+47.3% QoQ
|
+20.5 |
1.5%
+2.1% YoY
|
2.7%
+26.2% YoY
|
1.3%
+2.6% YoY
|
Bottom 0.9% in tier |
| Loan To Share |
24.3%
+75.4% YoY+0.3% QoQ
|
-34.6% |
58.9%
-3.1% YoY
|
60.8%
-1.7% YoY
|
66.4%
-1.4% YoY
|
Bottom 6.9% in tier |
| AMR |
$660.8
-1.4% YoY-5.0% QoQ
|
$-14K |
$14,963
-6.8% YoY
|
$22,625
-0.7% YoY
|
$20,028
-0.9% YoY
|
Bottom 0.5% in tier |
| CD Concentration |
20.5%
+2.3% YoY+5.6% QoQ
|
-4.1% | 24.6% | 15.9% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 0.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)