BlastPoint's Credit Union Scorecard
ANDERSON COUNTY
Charter #9880 · TX
ANDERSON COUNTY demonstrates 3 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.11% above tier average
- + Net Interest Margin 0.23% above tier average
- + Efficiency Ratio: Top 8.0% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (TX) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,273
+3.2% YoY+12.3% QoQ
|
-342 |
2,615
-1.9% YoY
|
27,007
+3.4% YoY
|
33,374
+5.7% YoY
|
57% |
| Assets |
$26.7M
+8.5% YoY+4.7% QoQ
|
$-3.4M |
$30.1M
+2.1% YoY
|
$418.5M
+7.2% YoY
|
$561.6M
+9.7% YoY
|
56% |
| Loans |
$8.4M
+7.3% YoY-0.9% QoQ
|
$-7.4M |
$15.8M
-1.3% YoY
|
$298.6M
+5.4% YoY
|
$397.0M
+8.8% YoY
|
46% |
| Deposits |
$22.2M
+7.5% YoY+5.1% QoQ
|
$-3.5M |
$25.7M
+1.4% YoY
|
$347.2M
+7.2% YoY
|
$477.3M
+9.7% YoY
|
55% |
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| ROA |
1.7%
-13.7% YoY+33.2% QoQ
|
+1.1% |
0.6%
+10.8% YoY
|
0.6%
+2.3% YoY
|
0.7%
+15.9% YoY
|
Top 11.0% in tier |
| NIM |
4.2%
-7.6% YoY-3.1% QoQ
|
+0.2% |
4.0%
+4.0% YoY
|
3.9%
+3.4% YoY
|
3.8%
+5.1% YoY
|
62% |
| Efficiency Ratio |
56.2%
+10.5% YoY-13.3% QoQ
|
-26.3% |
82.6%
-2.3% YoY
|
80.2%
-0.8% YoY
|
79.7%
-3.3% YoY
|
Top 8.0% in tier |
| Delinquency Rate |
1.1%
+8.8% YoY+46.7% QoQ
|
-0.5 |
1.6%
-3.1% YoY
|
1.3%
+11.4% YoY
|
1.3%
-2.1% YoY
|
63% |
| Loan To Share |
37.9%
-0.2% YoY-5.7% QoQ
|
-22.8% |
60.6%
-3.1% YoY
|
71.4%
-2.7% YoY
|
67.4%
-1.7% YoY
|
17% |
| AMR |
$13,434
+4.2% YoY-7.9% QoQ
|
$-1K |
$14,783
-1.4% YoY
|
$17,599
+2.5% YoY
|
$19,687
+2.0% YoY
|
48% |
| CD Concentration |
13.3%
+39.3% YoY-2.4% QoQ
|
-11.2% | 24.4% | 21.2% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.1% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)