BlastPoint's Credit Union Scorecard
ANDERSON COUNTY
Charter #9880 · TX
ANDERSON COUNTY has 4 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.80% above tier average
- + Strong member growth: 6.1% YoY
- + Member Growth Rate: Top 5.6% in tier
- + Efficiency Ratio: Top 8.9% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 0.75% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (TX) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,125
+6.1% YoY-6.5% QoQ
|
-551 |
2,676
+1.6% YoY
|
29,039
+7.4% YoY
|
33,913
+5.7% YoY
|
54% |
| Assets |
$27.4M
+8.1% YoY+2.5% QoQ
|
$-2.8M |
$30.2M
+1.3% YoY
|
$450.8M
+10.3% YoY
|
$578.3M
+9.0% YoY
|
56% |
| Loans |
$8.7M
+5.5% YoY+3.5% QoQ
|
$-6.6M |
$15.3M
-2.0% YoY
|
$318.1M
+8.9% YoY
|
$402.4M
+8.7% YoY
|
48% |
| Deposits |
$22.7M
+7.9% YoY+2.5% QoQ
|
$-3.1M |
$25.8M
+0.7% YoY
|
$378.7M
+10.8% YoY
|
$494.3M
+9.1% YoY
|
56% |
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| ROA |
1.9%
+14.4% YoY+11.9% QoQ
|
+1.8% |
0.1%
-77.6% YoY
|
-0.2%
-134.7% YoY
|
0.4%
-39.2% YoY
|
Top 7.3% in tier |
| NIM |
3.9%
-12.8% YoY-7.2% QoQ
|
-0.1% |
4.0%
+4.0% YoY
|
3.9%
-0.7% YoY
|
3.8%
+4.1% YoY
|
53% |
| Efficiency Ratio |
56.6%
+1.5% YoY+0.6% QoQ
|
-34.1% |
90.6%
+6.5% YoY
|
98.7%
+20.4% YoY
|
84.6%
+2.8% YoY
|
Top 8.9% in tier |
| Delinquency Rate |
2.3%
+25.4% YoY+105.0% QoQ
|
+0.8 |
1.5%
+3.8% YoY
|
1.2%
+13.1% YoY
|
1.2%
+3.4% YoY
|
83% |
| Loan To Share |
38.2%
-2.2% YoY+1.0% QoQ
|
-20.3% |
58.5%
-3.0% YoY
|
69.5%
-2.6% YoY
|
65.6%
-1.4% YoY
|
20% |
| AMR |
$14,767
+1.0% YoY+9.9% QoQ
|
$-117 |
$14,884
-1.7% YoY
|
$17,820
+2.9% YoY
|
$19,920
+1.6% YoY
|
54% |
| CD Concentration |
12.9%
+4.0% YoY-2.8% QoQ
|
-11.4% | 24.3% | 21.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 6.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)